Marci Gagliano Handal: First Horizon Mortgage NMLS #708058

Marci Gagliano Handal: First Horizon Mortgage NMLS #708058 NMLS # 708058 With the flexibility to offer outstanding home loan options, First Horizon Mortgage in Kenner stands out against the competition.

We offer consistently competitive rates; local expertise; and a seasoned, professional team of lenders to help qualify more borrowers, close more loans, and turn your dreams into reality. Visit or contact your neighborhood First Horizon Mortgage office today, or visit us online!

If a retirement community is on your list, it’s important to plan and research carefully to ensure you make the right ch...
09/17/2025

If a retirement community is on your list, it’s important to plan and research carefully to ensure you make the right choice. After all, you’re not just buying a home; you’re investing in a lifestyle.

Here are five questions to ask yourself to make sure you'll be satisfied with your choice.

Before you settle on a retirement community to join, do your homework and ask these essential questions.

After a certain point, having more money in retirement won't make you any happier, new research shows. Instead, physical...
09/17/2025

After a certain point, having more money in retirement won't make you any happier, new research shows. Instead, physical health, a sense of purpose, and a minimal amount of non-mortgage debt are more relevant.

Interested in how your finances will affect you throughout your golden years? Take a look at this article.

After a certain point, having more money in retirement won't make you any happier, new research shows. Instead, physical health, a sense of purpose, and a minimal amount of non-mortgage debt are more relevant.

Your credit can be affected by a number of reasons, which could hurt you while trying to buy a home. If you're only maki...
09/10/2025

Your credit can be affected by a number of reasons, which could hurt you while trying to buy a home. If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

Check out some helpful tips here.

If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

Trying to dig yourself out from underneath a growing pile of high-interest debt can often feel like you’re working hard ...
09/03/2025

Trying to dig yourself out from underneath a growing pile of high-interest debt can often feel like you’re working hard to defeat something that will never truly end. Check out this article for six helpful ways to pay off debt.

Get out of debt and reach your goals sooner by starting with a well-thought-out plan.

Do you know the average life expectancy in the U.S.? Many Americans don't, and it’s affecting retirement planning. A rec...
08/27/2025

Do you know the average life expectancy in the U.S.? Many Americans don't, and it’s affecting retirement planning. A recent study highlights how poor longevity literacy can lead to undersaving for retirement. Most people underestimate how long a 65-year-old will live, which could jeopardize financial security later in life. Understanding life expectancy is crucial for effective planning. Discover how this awareness can make a difference in your financial future.

Check out this article to learn more about the importance of longevity literacy for retirement planning!

A study from TIAA asked respondents how long they think retirees in the U.S. live. Many underestimated longevity, which can hobble retirement planning.

Before interest rates potentially drop, here are some strategic financial steps you can consider:1. Open a High-Yield Sa...
08/20/2025

Before interest rates potentially drop, here are some strategic financial steps you can consider:

1. Open a High-Yield Savings Account: Take advantage of current interest rates by putting your money into a high-yield savings account. This will allow you to earn better returns on your savings before rates decrease and diminish those returns.

2. Lock in CD Rates: Consider purchasing certificates of deposit (CDs) at the current rates. Once locked in, these rates will stay the same even if the Federal Reserve cuts the federal funds rate in the future.

3. Adjust Your Approach to Bonds: With interest rates potentially dropping, the prices of existing bonds with higher rates will rise. You might consider this when adjusting your bond investments.

4. Start Saving for Big-Ticket Items Again: If you're planning large purchases, saving now while interest rates are higher means taking advantage of more favorable savings conditions. If rates drop, your savings may grow more slowly, so it’s beneficial to focus on accumulating savings now.

These steps can help you make the most out of your current financial situation and prepare for potential interest rate cuts in the future.

The Federal Reserve has held interest rates steady but consumers could see cuts later this year. Consider these financial moves before then.

Both Gen X and Baby Boomers enjoy spending, but their priorities couldn't be more different! Gen X averages $83,000 annu...
08/13/2025

Both Gen X and Baby Boomers enjoy spending, but their priorities couldn't be more different! Gen X averages $83,000 annually on expenses like food, entertainment, health care, and housing, while also supporting both kids and elderly parents as the sandwich generation. Baby Boomers, on the other hand, allocate around $62,000 annually, focusing on travel, health care, home improvements, and their grandchildren.

Curious about the generational spending habits and what they mean for you? Discover more about how these differences impact you.

Baby Boomers and Gen X are guilty of spending a lot of money. Here's a look at where their money goes.

If you have an assumable mortgage with a low interest rate, it could make your home much more appealing to potential buy...
08/13/2025

If you have an assumable mortgage with a low interest rate, it could make your home much more appealing to potential buyers. Not all mortgage types are assumable, and there are some potential drawbacks to be aware of.

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Thinking about adding a half bathroom to your home? Here's why it might be a smart move:With its compact size, a half ba...
08/11/2025

Thinking about adding a half bathroom to your home? Here's why it might be a smart move:

With its compact size, a half bath offers increased home value and guest comfort. They're perfect for smaller spaces like hallways or under staircases and can be a solid investment, boosting your property value by $8,000 to $10,000. Plus, no need to worry about fitting in a shower or tub!

Learn more about the benefits and considerations here!

An extra half bathroom adds convenience to your home for you and your guests and boosts your home value, but watch out for hidden costs.

Thinking about buying your first home? It's both thrilling and daunting, with substantial financial stakes involved. Avo...
08/06/2025

Thinking about buying your first home? It's both thrilling and daunting, with substantial financial stakes involved. Avoid common first-time homebuyer mistakes to save money, reduce stress, and start your journey confidently. Learn from others; 82% of recent buyers have regrets. Discover actionable steps to avoid falling into the same traps and make a smart investment.

Make your home-buying journey smoother and more successful with these essential tips.

Avoiding common first-time homebuyer mistakes can help you save money, reduce stress, and start your homeownership journey on the right foot. A little planning now can prevent big regrets later.

When moving from your first home, you'll face the roles of both seller and buyer. Here’s a condensed guide to manage thi...
08/04/2025

When moving from your first home, you'll face the roles of both seller and buyer. Here’s a condensed guide to manage this transition:

1. Decide the Order: Choosing to sell before buying or vice versa each has benefits. Selling first clarifies your budget, while buying first secures your next home without a rush sale.

2. Contingent Offers: Make offers on a new home dependent on selling your current one for added security.

3. Consider Renting: Rent out your current home if you wish to buy first without the immediate hassle of selling.

4. Use One Agent: Hiring the same agent for selling and buying can simplify timelines and negotiations.

5. Prepare Early: Ready your home for sale before starting your search for a new home to ensure quick decisions when making an offer.

Balancing these roles involves weighing market conditions and personal needs carefully.

Being a buyer and seller can be tricky, but there are several strategies to help you get it done.

When buying a new home, it's crucial to consider utilities, often overlooked during the excitement of finding "the one."...
06/22/2025

When buying a new home, it's crucial to consider utilities, often overlooked during the excitement of finding "the one." These utilities include gas, electricity, water, and internet services, which directly impact comfort and monthly expenses.

Here are some essential questions to ask about utilities before making a purchase.

Buying a home takes a lot of research, but when it comes to utilities there are questions no one thinks to ask—but definitely should.

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285 West Esplanade Avenue
Kenner, LA
70065

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