08/06/2026
We get a lot of questions about flood insurance here at the office. Living in Jefferson Parish, it's just part of the conversation. But we know it can be confusing to figure out exactly how it works.
Here are three of the most common questions we hear from neighbors:
1. Does my regular homeowner's policy cover flooding?
Usually, no. They are two separate policies.
2. Do I need it if I'm not in a high-risk zone?
Water doesn't always follow the map. We always suggest learning about your options so you can make the best choice for your home.
3. Can I get it right before a storm?
There is typically a 30-day waiting period before a new policy takes effect. That's why it's helpful to talk through it early.
If you have questions, we're here to help. Stop by the Kenner office or give us a call. We'd be happy to explain how it works.
