Gabisa Insurance Agency

04/29/2026

With National Small Business Week here, we wanted to share some key insurance considerations for any small businesses navigating higher costs.

When budgets are tight, it might seem like a good idea to keep coverage lean, but being underinsured can cause devastating consequences. Here are a few risks of not having enough insurance:

✅ A loss can become an out-of-pocket event - If building, inventory, equipment, or tools are underinsured, you can end up paying the gap between what your policy covers and the actual cost to repair or replace the lost item(s) after a fire, theft, or storm, even if you “have a policy.”

✅ Income can stop, but bills keep coming - Property coverage can help offset repair costs in the event of damage. But without the right business income coverage, payroll, rent, and ongoing bills keep coming even when operations and cash flow have paused.

✅ Liability can spill past your limits - A single claim can bring legal defense costs, settlements, and medical expenses that exceed your limits, creating a significant financial burden.

If you have questions or are interested in adding additional coverages, give us a call. Our team can help find a solution that respects your budget and strengthens your long-term protection.

04/01/2026

In the spring, glare from the sun and increased animal activity near roads can create unexpected hazards, especially during early mornings and evenings.

Swipe through for spring driving reminders to help your team stay prepared for these seasonal hazards.

Have questions about your commercial auto protection? Feel free to reach out. We’re here to help.

02/14/2026

From all of us at Gabisa…

02/12/2026

Regardless of whether you’re just starting your business or you’re a veteran of your industry, one thing remains true: All business owners want to protect what they’ve worked so hard to build. That’s where we come in.

As commercial insurance agents, we’re here to help ensure that your business is protected at every stage. Whether you’re bringing on new hires, expanding into a new service, or opening your doors for the first time, the right coverage is crucial.

If you’re looking to layer additional coverages onto an existing policy or simply want to review your current coverage, don’t hesitate to reach out. We are here to help you.

01/01/2026

Happy New Year

12/10/2025

📢 Attention business owners! Don't forget that both your General Liability and Workers Comp policies require end-of-term audits.

Subcontractor costs, insured or not, affect General Liability audits. Get their certificates and inform your agent if you're working with subcontractors.

🗓️ Check your payroll at 3, 6, and 9 months into your policy term. Aim for a zero balance or credit by year-end!

Questions? Call us at 504-305-0259 for assistance.

10/15/2025

Construction sites are dynamic, high-risk environments, and having the right insurance coverage is crucial to keeping your team, your tools, and your reputation protected. Swipe through for essential coverages every construction company should consider.

Every construction business is unique, and the right mix of coverage depends on your operations, crew size, and project scope. Give us a call today for solutions tailored to your company.

09/24/2025

As we head into the final stretch of the year, it's a great moment to reflect on the strength of collaboration. Whether you're driving growth, tackling challenges, or planning new ventures, let’s remember that success truly is a team effort.

If you're ever in need of strategic support for your business, we're here to help. Give us a call anytime to obtain a FREE quote!
504-305-0259

09/18/2025

As we approach the final 100 days of the year, it’s a smart time to take a closer look at your business insurance. Has your company grown, changed locations, hired new staff, or expanded services? These shifts can leave gaps in your coverage if your policies haven't kept pace.

If anything in this checklist sounds familiar, or if you’re just not sure, let’s connect. Our team is here to help you wrap up the year with clarity and confidence.

09/11/2025