Garretson Financial, Inc.

05/20/2026

Fraud and identity‑theft cases have increased significantly over the past year, and criminals are using more sophisticated tactics than ever. If your information has been exposed due to a data breach, or if you learn that your account has been hacked or you simply lose your wallet, there are steps you can take to protect yourself: Visit: IdentityTheft.gov/databreach

Other useful tips:
-If a company responsible for exposing your information offers you free credit monitoring, take advantage of it.
-Monitor your credit history, get your free credit reports from annualcreditreport.com
-Consider placing a credit freeze or a fraud alert.
-Change your username and password for any affected accounts.
-If your bank information has been exposed, contact your bank to close the account and open a new one.
-If your credit card or debit card information has been exposed, contact your bank or credit card company to cancel your card and request a new one.

Report identity theft and get a recovery plan

05/01/2026

Congratulation seniors!!!! Whether you're heading to college, starting a career, joining the military, or pursuing a trade, this is your moment. The journey is just beginning, and the possibilities are endless!

04/05/2026

Happy Easter from Garretson Financial! Wishing you a wonderful holiday filled with joy, renewal, and time with loved ones.

11/24/2025

On November 14, 2025, the Centers for Medicare & Medicaid Services (CMS) released the 2026 premiums.

The Medicare Part A inpatient hospital deductible that beneficiaries pay if admitted to the hospital will be $1,736 in 2026, an increase of $60 from $1,676 in 2025.

The standard Part B Premium increased $17.90/month from $185.00/month in 2025 to $202.90/month in 2026.
The Part B Deductible increased $26 from $257 in 2025 to $283 in 2026.

The annual deductible for all Medicare Part B beneficiaries will be $283 in 2026, an increase of $26 from the annual deductible of $257 in 2025.

Social Security benefits and Supplemental Security Income (SSI) payments for 75 million Americans will increase 2.8 percent in 2026. On average, Social Security retirement benefits will increase by about $56 per month starting in January.

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09/22/2025

🍂🍁Happy Fall Everyone! 📅🍂🍁
As the leaves change color and the air turns crisp, fall is a perfect time to reevaluate your financial situation and make necessary adjustments to ensure you finish the year on a strong financial footing. These five steps will help you maintain financial wellness for the remainder of the year and set you up for the new year ahead.
🍁Review your Budget and make any necessary adjustments.
🍁Maximize your retirement contributions.
🍁Check your credit report. Request a free copy from each of the three major bureaus (Equifax, Experian and TransUnion).
🍁Set year-end financial goals.
🍁Prepare for tax season.

As the year draws to a close, taking steps to maintain your financial wellness during the fall season is a smart and proactive approach. Reviewing your budget, maximizing retirement contributions, checking your credit report, setting year-end financial goals, and preparing for tax season are all essential actions that will put you in a strong financial position for the remainder of the year and beyond. And if you are interested in a comprehensive financial analysis, please be sure to reach out to us to set up an appointment. Happy Fall!!🍃🍂🍁

06/16/2025

https://finance.yahoo.com/personal-finance/taxes/article/tax-loss-harvesting-what-it-is-and-how-it-works-223346720.html

Tax-loss harvesting is when you sell investments at a loss to lower your taxable income. It can be an effective strategy if it aligns with your overall goals.

04/02/2025

Recently, our very own College Financial Aid Counselor, Christine McMullan was interviewed by TapInto Cranford News and shared some information about the college planning process. Here is a link to that article:

Christine McMullan’s specialty is finding ways to increase a student’s college financial aid eligibility

03/18/2025

https://fantasy.espn.com/tc/sharer?challengeId=257&from=espn&context=GROUP_INVITE&edition=espn-en&groupId=e8c9e9f1-8958-4c7b-9b6e-dc24229f6919

Unfortunately we are unable to host our usual party this year but our Bracket Challenge is still alive and kicking!! Link above. Please join for a chance ad $150 for the winner and $75 for second place. And bragging rights! Good luck to all and Go Spartans!!

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02/07/2025

Raising heart health awareness. Today is National Wear Red Day. Who do you wear red for?

01/03/2025

We want to wish all of our clients a happy, healthy and prosperous new year! We thank you for your loyalty and look forward to continue serving your financial needs in 2025.