Karla Martin

Karla Martin Licensed in Washington, Oregon, and Arizona. NMLS # 114242
AZ LO-1031460
Equal Housing Lender I have been a Cowlitz County gal for over 30 years. V.I.P.

I love our county and the people who live here. Karla Martin
Loan Officer
NMLS #114242
209 West Main Street 103, Kelso, WA 98626

Direct (360) 749-7475
[email protected]
I am licensed in: AZ -1031460, OR, WA

Welcome! As your loan officer, my main objective is to make your feel like a VIP. I am very service and communication driven. Over the years, I have helped many individuals and families

attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises. VIP Mortgage is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice. I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. For state specific licensing, visit www.vipmtginc.com/national-licenses/

05/21/2026

Property for $335,000. Clean, solid & move-in ready in Columbia Heights! This 2BD/1.5BA sits on a gorgeous oversized lot. Roof & windows in great shape. Easy, mature landscaping. Some gas appliances, forced-air heat, storage shed. A simple home with a wonderful opportunity to make it your own!

04/16/2026
🏠 Excited to help Washington residents achieve their homeownership dreams! As a mortgage loan officer, I'm here to guide...
04/16/2026

🏠 Excited to help Washington residents achieve their homeownership dreams! As a mortgage loan officer, I'm here to guide you through the lending process step by step. Reach out for a personalized consultation.

02/11/2026
Come see us at Kelso Safeway between 2-4 today!
12/05/2025

Come see us at Kelso Safeway between 2-4 today!

🎀 October is more than pink. It's a time to honor the fighters, remember the taken, and support the survivors. Let's sta...
10/07/2025

🎀 October is more than pink. It's a time to honor the fighters, remember the taken, and support the survivors. Let's stand together in strength and hope.

🏡 Homeownership: The Heart of the American Dream✨For many, owning a home is one of life’s most important goals. Ready to...
09/04/2025

🏡 Homeownership: The Heart of the American Dream✨

For many, owning a home is one of life’s most important goals. Ready to start your journey? Here are 10 steps to help you qualify for a mortgage loan:

1️⃣ Get a copy of your credit report
2️⃣ Work to improve your credit score
3️⃣ Get pre-approved before you shop 🏠
4️⃣ See if you qualify for an FHA Loan
5️⃣ Explore down payment options
6️⃣ Hire an excellent real estate agent 🙌
7️⃣ Budget for all ownership costs
8️⃣ Understand your debt-to-income ratio
9️⃣ Ask about first-time homebuyer programs 💰
🔟 Avoid big purchases like buying a car or extending credit

With the right plan, homeownership can be within reach! Which step are you ready to take? Let’s make it happen! 💪

This is a great chance to help! You can bring donations to me and I will be happy to take them. Or, I will be volunteeri...
08/04/2025

This is a great chance to help! You can bring donations to me and I will be happy to take them. Or, I will be volunteering at the drop off on the 13th so come see me!

08/04/2025

Address

Kelso, WA
98626

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+13607497475

Website

https://karlamartin.vipmtginc.com/

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