JLOAN

JLOAN https://linktr.ee/jloan

The best Mortgage Loan officer in town! It's your girl . Enjoy this page to follow my journey!

See tips & videos about the mortgage process.

09/03/2026

🚨 BORROWERS & REALTORS — you need to hear this one.

If you’ve ever been told “you don’t qualify” because of the way your income looks on paper… 👀

That “NO” might not actually be a NO.

🎥 Watch this before you give up on buying a home—or give up on your next buyer.

Sometimes you just need a lender who knows another way. 🔑🏡

📲 817-601-5456
🌐 TheJLoan.com

🐄 Thinking about MOOOOOOVING? 🏡Well…it’s time to get off the fence! 😄Whether you’re buying your first home, your forever...
07/28/2026

🐄 Thinking about MOOOOOOVING? 🏡

Well…it’s time to get off the fence! 😄

Whether you’re buying your first home, your forever home, building one, or investing, has a loan program for you!

✅ Down payment assistance & grants still available (I even have one down to 580 credit score with no income or geographic restrictions)
✅ 3%–3.5% down payment options
✅ 100% VA & USDA financing
✅ One-Time Close Construction Loans
✅ Low credit & No Credit options
✅ No Income Loan Programs
✅ Investment Property Loans
✅ All-Cash Buyer Program
…and so much more!

If you think your situation is impossible, don’t assume the answer is “no.” Call me first!

🎶 Come on…don’t you want to be like the Jeffersons? 🎶
MOOOOOVIN’ ON UP! 🏡🐄

📞 Janette “The ” Holland
817-601-5456

NMLS #160350

07/21/2026

You don’t need another lender… until you do.

Don’t replace your trusted lender. Just add one more tool to your toolbox. If I can help you save even 1-2 more deals a year and help one more family get to the closing table, isn’t that conversation worth having?

🎥 Watch the video.



(817) 601-5456

Every declined loan is a missed opportunity… unless there’s another way to get it done.💥 Equity First DSCR — turning dec...
07/16/2026

Every declined loan is a missed opportunity… unless there’s another way to get it done.

💥 Equity First DSCR — turning declines into fundings.

Our newest DSCR program was built for borrowers with strong equity who may not qualify elsewhere, featuring:
✔ No minimum FICO score
✔ No minimum DSCR requirement
✔ Flexible qualifying guidelines
✔ ITIN & Foreign National eligible

Before you tell your borrower “no,” send me the scenario. You might be surprised what’s possible.

📞 Janette Holland |
📱 817-601-5456
📧 [email protected]
🌐 www.TheJLoan.com
NMLS #160350

07/15/2026

Borrowers are hearing the truth… just not the whole truth.

A low down payment doesn’t always mean a low cash-to-close.

Before you choose a lender based on a headline, watch this video. A few simple questions could save you thousands—and a lot of unnecessary stress.

🎥⬇️

Janette Holland
📞 817-601-5456
🌐 www.TheJLoan.com
📧 [email protected]
NMLS #160350

07/07/2026

The most heartbreaking phone call I can receive is one that should have never happened.

A family has already picked out their dream home. They’ve packed boxes. They’ve told their children they’re moving. They’ve scheduled movers. They’re counting down the days until closing…

…and then they’re told they no longer qualify for their mortgage.

Over the past several months, I’ve seen this happen far more often than I’d like. While no loan officer can predict every life event or unexpected change, many last-minute surprises can be avoided with a thorough pre-approval from the very beginning.

That’s why I do things a little differently.

I don’t believe in rushing out a pre-approval letter just because someone wants one quickly. I believe in asking the extra questions, reviewing documentation carefully, looking for potential red flags, and making sure we’ve built the strongest file possible before you ever write an offer.

Could I move faster? Maybe.

But I’d rather be thorough than sorry.

Because at the end of the day, my job isn’t just to get you under contract—it’s to help get you to the closing table with confidence.

Buying a home is one of the biggest financial decisions you’ll ever make. Choose a loan officer who values preparation, communication, and attention to detail just as much as you do.

If you’re thinking about buying, refinancing, or simply want a second opinion on your financing, I’d be honored to help.

🏡 for Your Home Loan

Janette Holland
☎️ (817) 601-5456
📧 [email protected]
🌐 www.TheJLoan.com
NMLS #160350

🚨 INVESTORS & REALTORS — YOU ASKED, WE GOT IT! 🚨🏢 NOW AVAILABLE: DSCR Financing for 5-8 Unit Residential Properties!Most...
06/17/2026

🚨 INVESTORS & REALTORS — YOU ASKED, WE GOT IT! 🚨

🏢 NOW AVAILABLE: DSCR Financing for 5-8 Unit Residential Properties!

Most lenders see a 5-8 unit property and immediately call it "commercial." We see opportunity.

With our Accelerator DSCR Program, we qualify based on the property's cash flow, not your personal income. That means more options for experienced investors looking to expand their portfolios.

✅ Purchase
✅ Rate & Term Refinance
✅ Cash-Out Refinance
✅ Loan Amounts up to $2 Million
✅ Close in an LLC, S-Corp, or C-Corp
✅ Residential 5-8 Unit Properties
✅ Cash-Out Available for Portfolio Growth
✅ Experienced Investor Program

If you have an investor deal that's been sitting on the shelf because other lenders don't know how to structure it, let's talk.

I specialize in helping borrowers navigate unique financing situations and finding solutions when others say "no."

📞 Janette Holland
Mortgage Loan Advisor
NMLS #160350

📱 (817) 601-5456
📧 [email protected]
🌐 www.TheJLoan.com

"Investor Question: If I could show you how to use the equity in one rental property to help buy another, would you want...
06/16/2026

"Investor Question: If I could show you how to use the equity in one rental property to help buy another, would you want to learn how?"

🔥 INVESTORS: Stop Letting Your Equity Sit Idle. Put It Back to Work.

Most investors don't have an income problem.

They have a capital problem.

The equity trapped inside your current investment properties may be the key to buying your next one.

With our DSCR Investor Program, you can qualify based on the property's cash flow—not your personal income.

✅ No Income Verification

✅ No Tax Returns

✅ LLCs Allowed

✅ 40-Year & 40-Year Interest-Only Options

✅ DSCR Available Nationwide

✅ No Employment Verification

✅ Use DSCR Cash-Out to Access Equity and Acquire More Properties

Imagine pulling equity from one rental and using it to purchase another...

Then repeating the process again.

That's how portfolios are built.

🏠 Buy in your LLC

💰 Improve monthly cash flow with extended loan terms

📈 Scale your portfolio faster

🔑 Build passive income and long-term wealth

Whether you're purchasing your first investment property or your fifteenth, let's create a strategy to help you grow.

📞 Janette Holland |

(817) 601-5456

📧 [email protected]

🌐 www.TheJLoan.com

Question for Realtors: If you could own 5 rental properties in the next 10 years, would you?🏡 REALTORS: Stop Selling Eve...
06/16/2026

Question for Realtors: If you could own 5 rental properties in the next 10 years, would you?

🏡 REALTORS: Stop Selling Every Deal... Start Owning Them.

You spend your career helping clients build wealth through real estate.

When was the last time you focused on building your own portfolio?

Whether you're buying your first investment property or adding doors to an existing portfolio, I can help you leverage DSCR financing to create passive income and long-term wealth.

✅ No Income Verification

✅ No Tax Returns

✅ LLCs Allowed

✅ 40-Year & 40-Year Interest-Only Options

✅ DSCR Available Nationwide

✅ Negative Cash Flow Properties Considered

Already own investment properties?

💰 Ask me about our DSCR Cash-Out program and how you may be able to use your existing equity to purchase additional rental properties.

Build Passive Income.

Build Equity.

Build Your Future.

📞 Janette Holland |

(817) 601-5456

📧 [email protected]

🌐 www.TheJLoan.com

NMLS #160350

🚨 REALTORS, FRIENDS & REFERRAL PARTNERS 🚨If you know someone looking to buy a home, I’d love the opportunity to help!I w...
06/12/2026

🚨 REALTORS, FRIENDS & REFERRAL PARTNERS 🚨

If you know someone looking to buy a home, I’d love the opportunity to help!

I was taught early in networking that when you ask for “anyone,” you usually reach no one. So this weekend, I’m specifically looking for:

✅ Self-employed borrowers
✅ 1099 employees
✅ Business owners
✅ Independent contractors
✅ Borrowers whose tax returns don’t show enough income to qualify traditionally

Many people assume they can’t buy a home because their tax returns show too little income. The truth is, there may be other options available.

🏡 Alternative Income Programs Available:

✔️ No tax returns required
✔️ 2 Years 1099 Income
✔️ 12-24 Months Personal Bank Statements
✔️ 12-24 Months Business Bank Statements
✔️ 2 Years Profit & Loss Statement (Primary Residence Only)

I recently closed a loan using just 12 months of personal bank statements. The borrower purchased with only 10% down and had NO mortgage insurance. The process was surprisingly smooth!

Too many self-employed borrowers are told “No” when the reality is they simply need a different loan program.

💥 You don’t have to rent forever.
💥 You CAN buy.
💥 You just need the right options.

⚠️ Important Disclaimer:
These programs are not designed for borrowers with no assets available for a down payment. Most require a minimum of 10% down, and depending on credit score, loan amount, and loan-to-value ratio, additional funds may be required.



📞 (817) 601-5456
📧 [email protected]
🌐 www.TheJLoan.com

NMLS #160350

Address

8813 N Tarrant Boulevard #230
Keller, TX
76248

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18176015456

Website

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