MTX Insurance Group

10/14/2026

You may think your condo association’s master policy provides all the coverage you need, but it typically focuses on the building’s exterior, structure, and shared spaces, leaving gaps that your own condo insurance can help fill.

Condo insurance can help cover:

• Interior features you’re responsible for insuring, such as flooring, cabinets, and fixtures.
• Personal belongings, such as furniture and electronics.
• Personal liability if you’re held responsible for someone’s injury or damage to their property.
• Additional living expenses if a covered loss makes your unit unlivable.

Reach out to us to review your condo insurance and discuss potential gaps in coverage.

10/07/2026

The housing market has changed a lot over the years. For many people, buying a first home happens later in life than it did for their parents. Whether you’re renting or buying, protect the place you call home and the belongings that make it yours.

Give us a call to discuss home or renters insurance that fits your needs.

09/30/2026

When was the last time you compared your auto insurance options? Give us a call to see if switching makes sense for you.

09/23/2026

How well do you know your car insurance? The answer is…

C! Backing into a mailbox would typically fall under collision coverage. Comprehensive coverage generally helps cover theft and damage from events other than a collision, such as hail or falling branches. The exact coverage will depend on the policy.

Did you get it right?

09/16/2026

Making deliveries with your personal vehicle can change your insurance needs. Reach out to us to review your policy and make sure you have the right coverage.

09/09/2026

Which would you choose?

Did you know your home’s location can play a major role in the insurance coverage you may need? Every location comes with its own risks. For example, a mountain cabin may face a greater wildfire risk, while a beach house may be more vulnerable to tropical storms and flooding.

Give us a call to discuss your home insurance options and make sure your property is properly protected.

09/01/2026

September is National Preparedness Month, and this year's theme is "Americans Stand Ready". In North Texas, being ready doesn't just mean preparing for spring tornadoes—fall brings its own set of unpredictable severe hail, sudden freezes, and power grid challenges.

Does your family have a plan for the next storm?

Here is a quick Keller family checklist to get your household ready this week:

Build a Go-Bag: Keep a duffel bag packed with a battery-powered weather radio, flashlights, non-perishable food, and 1 gallon of water per person per day.

Protect the Paperwork: Store physical copies of critical documents—like your IDs, bank information, and your MTX Insurance policy documents—in a sealed, waterproof bag.

Review Your Coverage: Part of being prepared is knowing your coverage won't fail when the weather does. Ensure your wind, hail, and roof deductibles are exactly where you expect them to be.

Taking a proactive approach to get your household ready contributes to our entire community's resilience. Don't wait for the weather sirens to go off. Give our local Keller team a call today for a quick 10-minute policy review to ensure you are fully protected before fall storm season hits!

📍 420 Johnson Rd, Suite 104, Keller, TX
📞 817-562-2525

08/21/2026

🏡 No Holes Yard? Home Liability 🕳️

Your yard is where life happens. It's also where accidents happen. 😬

Pools, trampolines, fire pits, uneven ground (yes, actual holes), they're all invitations for someone to get hurt. And if they do, your homeowners liability coverage is what protects you. 🛡️

Here's what it covers:

⚖️ Medical bills
💼 Legal costs
🏥 Settlement costs

But here's the real question: are your liability limits enough for your backyard? 🤔

Important: Pools, trampolines, and recreational structures often have sub-limits or need separate endorsements. It’s worth reviewing with us.

What's your backyard setup? Comment below or DM us. 📩

08/19/2026

The House passed a bill that would make daylight saving time permanent across most of the United States.

The bill passed by a vote of 308-117 and would end the twice-a-year clock change if it becomes law.

Supporters say permanent daylight saving time would provide more evening daylight during the hours when many Americans are most active. They also point to potential benefits for families, outdoor activity, tourism, and local businesses.

Critics have raised concerns about darker winter mornings, especially for children waiting for school buses and parents commuting to work.

States could opt out if their legislatures act before the bill takes effect.

The bill still needs to pass the Senate before it can be signed into law, so the current clock-change system is not changing yet.

For households and businesses, the debate is a reminder that even something as routine as changing the clocks can affect schedules, safety, commuting, consumer behavior, and local economic activity.


Source:

The Senate would also have to pass the daylight saving time bill before it could be signed into law, but it’s unclear if it will do so.

08/18/2026

Heat waves can affect more than daily comfort and public health. They can also create real economic costs.

Extreme heat can reduce productivity among outdoor workers, increase utility bills, strain power grids, reduce crop yields, and keep some consumers closer to home.

One federal climate assessment found that the average number of heat waves in major U.S. cities each year has doubled since the 1980s.

Researchers have also found that more frequent extreme heat and severe droughts can weigh on gross domestic product, while heat-related economic losses have reached trillions of dollars globally in recent decades.

The impact can be especially significant for heat-exposed industries such as agriculture, construction, manufacturing, transportation, and mining.

For households and businesses, extreme heat is a reminder that weather risk can affect budgets, supply chains, labor productivity, food prices, and energy costs.


Source:

Heat waves threaten costs for the economy, sapping workers' productivity, shutting shoppers inside their homes and driving up utility costs, analysts told ABC News.