MTX Insurance Group

09/01/2026

September is National Preparedness Month, and this year's theme is "Americans Stand Ready". In North Texas, being ready doesn't just mean preparing for spring tornadoes—fall brings its own set of unpredictable severe hail, sudden freezes, and power grid challenges.

Does your family have a plan for the next storm?

Here is a quick Keller family checklist to get your household ready this week:

Build a Go-Bag: Keep a duffel bag packed with a battery-powered weather radio, flashlights, non-perishable food, and 1 gallon of water per person per day.

Protect the Paperwork: Store physical copies of critical documents—like your IDs, bank information, and your MTX Insurance policy documents—in a sealed, waterproof bag.

Review Your Coverage: Part of being prepared is knowing your coverage won't fail when the weather does. Ensure your wind, hail, and roof deductibles are exactly where you expect them to be.

Taking a proactive approach to get your household ready contributes to our entire community's resilience. Don't wait for the weather sirens to go off. Give our local Keller team a call today for a quick 10-minute policy review to ensure you are fully protected before fall storm season hits!

📍 420 Johnson Rd, Suite 104, Keller, TX
📞 817-562-2525

08/21/2026

🏡 No Holes Yard? Home Liability 🕳️

Your yard is where life happens. It's also where accidents happen. 😬

Pools, trampolines, fire pits, uneven ground (yes, actual holes), they're all invitations for someone to get hurt. And if they do, your homeowners liability coverage is what protects you. 🛡️

Here's what it covers:

⚖️ Medical bills
💼 Legal costs
🏥 Settlement costs

But here's the real question: are your liability limits enough for your backyard? 🤔

Important: Pools, trampolines, and recreational structures often have sub-limits or need separate endorsements. It’s worth reviewing with us.

What's your backyard setup? Comment below or DM us. 📩

08/19/2026

The House passed a bill that would make daylight saving time permanent across most of the United States.

The bill passed by a vote of 308-117 and would end the twice-a-year clock change if it becomes law.

Supporters say permanent daylight saving time would provide more evening daylight during the hours when many Americans are most active. They also point to potential benefits for families, outdoor activity, tourism, and local businesses.

Critics have raised concerns about darker winter mornings, especially for children waiting for school buses and parents commuting to work.

States could opt out if their legislatures act before the bill takes effect.

The bill still needs to pass the Senate before it can be signed into law, so the current clock-change system is not changing yet.

For households and businesses, the debate is a reminder that even something as routine as changing the clocks can affect schedules, safety, commuting, consumer behavior, and local economic activity.


Source:

The Senate would also have to pass the daylight saving time bill before it could be signed into law, but it’s unclear if it will do so.

08/18/2026

Heat waves can affect more than daily comfort and public health. They can also create real economic costs.

Extreme heat can reduce productivity among outdoor workers, increase utility bills, strain power grids, reduce crop yields, and keep some consumers closer to home.

One federal climate assessment found that the average number of heat waves in major U.S. cities each year has doubled since the 1980s.

Researchers have also found that more frequent extreme heat and severe droughts can weigh on gross domestic product, while heat-related economic losses have reached trillions of dollars globally in recent decades.

The impact can be especially significant for heat-exposed industries such as agriculture, construction, manufacturing, transportation, and mining.

For households and businesses, extreme heat is a reminder that weather risk can affect budgets, supply chains, labor productivity, food prices, and energy costs.


Source:

Heat waves threaten costs for the economy, sapping workers' productivity, shutting shoppers inside their homes and driving up utility costs, analysts told ABC News.

08/17/2026

For many homeowners, the biggest weather risk may no longer be hurricanes.

New research from First Street found that severe convective storms, including tornadoes, hail, and damaging winds, have become the costliest insured natural disasters worldwide.

In 2025, these storms accounted for one-third of global natural disaster economic losses. Insured and uninsured losses totaled $82 billion, with $68 billion concentrated in the U.S.

Hail is the biggest driver of insurance payouts within this category, followed by severe winds.

These storms tend to move quickly, but they can cause widespread damage to homes, cars, businesses, and infrastructure.

For homeowners, the growing cost of severe weather can show up in more than repairs. It may also affect insurance premiums, property maintenance, emergency savings, and long-term housing costs.

As weather risks shift, it can be worth reviewing coverage, deductibles, and how prepared your household is for unexpected property damage.


Source:

Severe "convective" storms account for roughly a third of global natural disaster economic losses, a new study finds.

08/12/2026

🚗 3 Business Auto Tips 💼

Running a business with vehicles? These gaps can cost you. 🛡️

1️⃣ Personal Auto ≠ Business Use: Employees' personal policies deny business claims. HNOA (Hired & Non-Owned Auto) protects your business from liability when employees use personal cars for work. ☕

2️⃣ Company Vehicles Need Full Coverage: Comprehensive + collision + commercial-specific coverage. Don't skip this. 🚐

3️⃣ Rideshare or Delivery? New Rules: Uber, DoorDash, and deliveries are usually excluded in both personal and commercial policies. You may need separate coverage. 📱

Small gap = big problem. Let's talk. Questions? DM us. 📩

07/24/2026

Is this one way to protect your car from Texas spring hail and I-35W traffic? Yes. Is it street legal? Probably not. 🚗🫧

You don't need to bubble-wrap your life to keep it safe. At MTX Insurance Group, we’re an independent agency right here in Keller, which means we don't work for a single corporate carrier — we work for you. Instead of handing you a one-size-fits-all policy, we do the tedious work of shopping multiple carriers to find the best rates for your home, auto, and business.

Save the bubble wrap for shipping packages. Drop the calculator, skip the 1-800 numbers, and let a local team handle your coverage.

📍 420 Johnson Rd, Suite 104, Keller, TX
📞 817-562-2525

07/04/2026

Today we celebrate the courage, sacrifice and spirit that built our nation. From all of us at MTX Insurance Group, Happy Independence Day.

Experience Protecting You.