Bailey Head - Geneva Financial

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Bailey Head - Geneva Financial TX Residential Loan Officer
NMLS #2350682

🏡 Your home equity could help with your next chapter.A cash-out refinance may let you access a portion of that equity fo...
10/21/2026

🏡 Your home equity could help with your next chapter.

A cash-out refinance may let you access a portion of that equity for goals like:

🛠 Home improvements
💳 Paying off higher-interest debt
🎓 Education expenses
💰 Building financial reserves
🏡 Investment opportunities

The right fit depends on your goals, current mortgage, and the costs of refinancing.

📩 Curious about your options? Let’s talk through the numbers.

Bailey Head NMLS #2350682
Cell 817-584-1247
Email [email protected]
Website loansbybailey.com

🎉 19 Years of Geneva Financial! 🏡❤️Today, we’re celebrating 19 years of Geneva Financial, and I’m so proud to be a small...
10/16/2026

🎉 19 Years of Geneva Financial! 🏡❤️

Today, we’re celebrating 19 years of Geneva Financial, and I’m so proud to be a small part of that journey!

Having recently celebrated my own 3-year anniversary with Geneva, I can genuinely say how grateful I am to be part of a company that not only provides us with an incredible variety of loan products and resources to better serve our clients, but also stands behind a motto I truly believe in: “Be a Good Human.” ❤️

Because at the end of the day, this business is about so much more than mortgages. It’s about people, relationships, and helping families take the next step toward their goals.

To all of our amazing clients, referral partners, and the incredible people I get to work alongside, thank you for being part of the journey!

Cheers to 19 years of making homeownership happen and many more to come! 🥂🏡

Think refinancing only makes sense when rates drop dramatically? 🏡Not necessarily.Your interest rate is only one part of...
09/23/2026

Think refinancing only makes sense when rates drop dramatically? 🏡

Not necessarily.

Your interest rate is only one part of the bigger picture. Your current payment, loan term, available equity, debt, financial goals, and overall loan structure can all play a role in whether refinancing may make sense for you.

The right question isn’t just, “Did rates drop?”

It’s: Does my current mortgage still fit my goals?

Bailey Head NMLS #2350682
Cell 817-584-1247
Email [email protected]
Website loansbybailey.com

A smarter mortgage is about more than just the rate, it’s about how your money works every day.With HomeSelect™, your mo...
09/11/2026

A smarter mortgage is about more than just the rate, it’s about how your money works every day.

With HomeSelect™, your mortgage and everyday banking work together. Deposit your income, pay bills like you normally would, and your available funds may help reduce your loan balance and the amount of interest charged over time.

🏡 One account.
💰 Daily interest calculation.
📉 Potentially less interest over time.
📈 A smarter path toward building equity.

This is also available not only for purchases, but refinances!!

Want to see how HomeSelect™ could work with your income and monthly cash flow? Connect with me today to learn more.

Bailey Head NMLS #2350682
Cell 817-584-1247
Email [email protected]
Website loansbybailey.com

Today is World Su***de Prevention Day. 💛This is one of those things that doesn't need a catchy caption or the perfect wo...
09/10/2026

Today is World Su***de Prevention Day. 💛

This is one of those things that doesn't need a catchy caption or the perfect words, it just deserves to be talked about.

Check on your people. Even the ones who seem okay. Make the phone call, send the text, ask the question and really listen to the answer.

And if you're the person who is struggling, please know that asking for help is never something to be ashamed of. You don't have to carry everything by yourself.

If you or someone you love needs support, help is available 24/7:

📞 Call or text 988 — Su***de & Crisis Lifeline
💬 Text HOME to 741741 — Crisis Text Line
🎖️ Veterans & service members: Call 988, then press 1, or text 838255
🚨 If someone is in immediate danger, call 911

Be kind. Check in. Pay attention to the people you love. You never really know what someone may be carrying. 💛

***dePreventionDay ***dePrevention

What if your mortgage could do more than finance your home? 🏡HomeSelect™ combines your checking and mortgage accounts in...
09/10/2026

What if your mortgage could do more than finance your home? 🏡

HomeSelect™ combines your checking and mortgage accounts into one flexible financial tool, giving you convenient access to available equity while calculating interest daily.

That could mean:

✅ A flexible payment structure
✅ 24/7 access to available home equity
✅ No traditional refinance required to access available equity
✅ The potential to reduce interest costs and shorten your payoff timeline

Ready to see if HomeSelect™ fits your financial goals? Connect with a me today to learn more.

Bailey Head NMLS #2350682
Cell 817-584-1247
Email [email protected]
Website loansbybailey.com

Your home may be holding more financial potential than you realize. 🏡💰If high-interest debt is putting pressure on your ...
08/27/2026

Your home may be holding more financial potential than you realize. 🏡💰

If high-interest debt is putting pressure on your monthly budget, your available home equity could provide options for consolidating multiple balances into one payment. 💳➡️🏠

The first step? 🔍 Find out how much equity you may have and whether using it makes sense for your financial goals.

Contact me today for a personalized equity review. 📲

Bailey Head NMLS #2350682
Cell 817-584-1247
Email [email protected]
Website loansbybailey.com

If your dog got the final say in your next home, what would top their must-have list? 🐶🏡A. A huge backyardB. A bigger tr...
08/26/2026

If your dog got the final say in your next home, what would top their must-have list? 🐶🏡

A. A huge backyard
B. A bigger treat pantry
C. A window for neighborhood watching
D. A room of their own

Drop your dog’s choice (and their cutest photo) in the comments! 🐾

Happy National Dog Day!

Bailey Head NMLS #2350682
Cell 817-584-1247
Email [email protected]
Website loansbybailey.com

REAL ESTATE INVESTORS - This one is for you! If you didn't already know.. You may be able to qualify for an investment p...
08/25/2026

REAL ESTATE INVESTORS - This one is for you!

If you didn't already know.. You may be able to qualify for an investment property based on the rental income of the property... NOT your personal income.

A DSCR (Debt Service Coverage Ratio) loan looks at the cash flow of the investment property to determine whether it can support the monthly housing payment.

That means..
✨NO W-2s
✨NO pay stubs
✨NO personal tax returns for income qualification
✨Short-term AND long-term rental income can be considered
✨Properties can close in an LLC
✨Purchase, rate/term refinance & cash-out options
✨Loan amounts up to $3 MILLION
✨Interest-only options available
✨Foreign national options available

& yes, Airbnb/VRBO-style rental income may be an option too.

Whether this is your first investment property or you're adding another property to your portfolio, DSCR financing can be a great option when the deal makes sense but traditional income documentation does not.

If you already own an investment property with equity, lets talk about your cash-out options too. 💰

Bailey Head NMLS #2350682
Cell 817-584-1247
Email [email protected]
Website loansbybailey.com

😉

Owning a home isn’t just about having a place to live, it’s about building your future. Every payment you make may help ...
04/16/2026

Owning a home isn’t just about having a place to live, it’s about building your future. Every payment you make may help you grow your equity, turning your home into a long-term financial asset. 💰

If you’re thinking about buying this year, don’t just look at the monthly payment, look at the bigger picture. The long-term benefits of homeownership can set you up for stability, growth, and opportunity.

Ready to make a move that pays off? Let’s talk!

Bailey Head NMLS #2350682
Cell 817-584-1247
Email [email protected]
Website loansbybailey.com

Address

1770 Rufe Snow Drive, Suite A
Keller, TX
76248

Telephone

+18175841247

Website

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