Farmers Insurance - Dustin New

06/16/2026

https://docs.google.com/document/d/1QgUU5Wgy2rE2AtrYY_N53cLToJjOh8_icee6Dc_aeKs/edit?usp=sharing

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06/16/2026

https://docs.google.com/document/d/1DgBK7w8sa_PpkBCzYejNXwqRkPQ6HCFkTqKTJyb0_qE/edit?usp=sharing

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03/10/2026

Looking for an insurance agent who can multitask?
Today’s job description:
Insurance agent 🤝
Yorkie babysitter 🐶

While I’m helping clients review coverage and answer questions, this little supervisor is making sure I stay on task.

One of the perks of having a local agent is you can stop by the office, have a real conversation, and work with someone who actually knows you and your situation.

If you ever want to review your home, auto, or life coverage, my office door is open.

03/05/2026

Most insurance companies advertise convenience.
Apps. Chatbots. Call centers.

But when something actually goes wrong, most people do not want to explain their situation to a stranger in another state who has never met them.

One thing that still stands out about Farmers Insurance is the local agent model.

That means:

• A physical office you can walk into
• A dedicated agent who knows your policies
• Someone who can sit down with you and explain coverage in plain language
• Help reviewing coverage when your life changes
• Support during a claim when things get stressful

Insurance is not just a product. It is a relationship built around protecting your home, vehicles, business, and family.

Having a local agent means you are not navigating those decisions alone.

If you have questions about your coverage, or just want a second set of eyes on your policies, you are always welcome to stop by the office or send me a message.

02/24/2026

Most people don’t think about auto liability limits until after an accident.

Utah requires 30/65/25 limits. That means:
• $30,000 for injuries per person
• $65,000 per accident
• $25,000 for property damage

That sounds like a lot. Until it’s not.

If you cause a serious crash and someone’s medical bills reach $80,000, but your policy only covers $30,000 per person, you may be responsible for the remaining $50,000.

If you total a newer vehicle and the damage exceeds your $25,000 property limit, the difference can fall on you.

This is not about scare tactics. It is about math.

Medical costs add up fast. Vehicles cost more than they did five years ago. State minimum coverage is designed to meet legal requirements, not to protect your savings, income, or future earnings.

Higher liability limits are often more affordable than people expect. In many cases, increasing limits costs far less than one monthly subscription.

If you are not sure what your limits are, or what they mean for your situation, message me. I will walk you through it. No pressure. Just clarity.

02/16/2026

There are a lot of opinions about life insurance. Here are the facts behind the three most common myths.

1. “It’s too expensive.”
According to industry research from LIMRA and Life Happens, most consumers overestimate the cost of term life insurance. In many cases, healthy applicants can qualify for coverage at a lower monthly premium than they expect. Premiums are based on age, health, coverage amount, and policy type. The only way to know your actual cost is to get an individual quote.

2. “I have coverage at work. That’s enough.”
Employer provided group life insurance is often limited to 1 to 2 times annual salary. For many households, financial professionals suggest a higher amount may be needed to help replace income, cover debts, and manage ongoing expenses. Group coverage is also typically tied to employment, meaning it may not be portable if you leave your job. Individual policies can provide coverage that stays in force as long as premiums are paid, subject to policy terms.

3. “I’m young and healthy. I don’t need it yet.”
Life insurance premiums are generally based on age and health at the time of application. Waiting can result in higher premiums later. Changes in health may also affect eligibility or underwriting class. Applying while you are younger and in good health may provide more options and lower rates, depending on underwriting approval.

Life insurance is not one size fits all. Coverage amounts, eligibility, and pricing vary based on individual circumstances and policy terms.

If you want to review your current coverage or see what options are available, message me. I’m happy to walk you through it.

Policies issued by Farmers Life Insurance Company and subject to underwriting approval. Coverage, features, and availability may vary by state.

02/07/2026

You should be comparing insurance rates.
Not because cheaper is better.
Because coverage, deductibles, and exclusions matter.
If you haven’t reviewed your home or auto policy in the last year or two, there’s a good chance something changed. Your life. Your risk. Or the policy itself.
Happy to run a comparison and explain the differences. No pressure. Just clear answers.
Comment or message me if you want to take a look.

02/02/2026

Congrats to Justin Rose on a wire-to-wire win at the Farmers Insurance Open. 23-under and a seven-shot win at Torrey Pines is unreal.

01/28/2026

Hi, I’m Dustin New.
I've spent 20+ years on the customer side of insurance as a business owner and homeowner. If you want home, auto, life, or business insurance, I’ll help you find a solid balance of price and coverage and explain what you’re buying in plain language.
Message me for a quote or a quick review. Call or text 512-644-1413