Mortgage Mitch

06/27/2022

To the woman I love more than anything on this planet!!! I can’t believe it’s been 2 years! You make me the happiest dude out there. You’re the best mom, and I thank my Heavenly Father everyday I get to call you mine. Happy Anniversary!!!

05/15/2022

It’s buying season! Inventory has nearly doubled since February! More inventory, means more opportunity for first time home buyers. If you’ve been looking to get pre-approved, or want to see how my rates compare to your current lender. Message me immediately!

05/06/2022

With raising interest rates, the best way to fit a mortgage payment into your current budget is eliminate as much consumer debt as possible!! Eliminate credit cards, installment loans, unnecessary auto loans, and financed luxuries.

You might be paying a few hundred more in your mortgage because of rates, but not having that $450/month auto loan offsets the difference in your monthly budget. Not only that but your home APPRECIATES, and has tax advantages, whereas the auto loan depreciates in value.

2022 is a great year to own your first house. The market isn’t going anywhere in Utah. With the most stable economy as a state in the United States and a massive demand in housing, home prices will continue to go up. Get the house now, refinance later if/when rates go down.

03/17/2022

This info is important! Leveraging your homes equity, to buy investment properties will be the best move you make this year.

03/16/2022

Underwriting can be a process, but we’ve developed a system to streamline it, and remove as much headaches as possible. A huge part of this system is our processing core, and leader Kenzie! One of the best loan processors/LO’s in the state! She’s going to give us her top 3 tips to a smooth underwrite.

02/24/2022

Im giving you my top 3 reasons to look into doing a cash-out refinance. Utah home prices have skyrocketed. You’re sitting on a lot of new equity. 😎

02/24/2022

02/02/2022

Did a fun little “cribs” video at our office in Kaysville! We’re super excited to help even more people crush their real estate goals in 2022!!

02/02/2022

A fun little “cribs” tour for our office space in Kaysville! We’re super stoked to continue to help everyone crush their real estate goals in 2022!

11/09/2021

Conventional loan limits increasing in the majority of Utah from 548,250 to 625,000!! This is huge. Qualify for more home with LESS down, as well as saving about a quarter percent on your rate by not being in that jumbo loan territory. Winning!!