Encompass Lending Group - Luis Escobar

10/10/2026

FB: 🧭 Buying a home can feel a little more complicated right now. There’s a lot of noise, a lot of headlines and plenty of reasons to have questions.

You don’t need someone to tell you everything is perfect. You need someone who understands the market, can help you make sense of the numbers and give you clear direction based on your situation.

That’s what I’m here for.

If buying, refinancing or simply figuring out your options is on your mind, reach out. We can look at the numbers, talk through the questions and find your way forward.

Consumer Access: NMLSConsumerAccess.org

10/09/2026

🛒 October could be a good month to check a few things off your shopping list.

From paint and furniture to fall yard supplies and home safety essentials, seasonal changes can bring savings on some surprisingly practical purchases.

⚠️ If you’re currently in the mortgage process, check with me before making any large purchases or opening new credit. Wait until after closing before making any major financial changes.

October is a prime time for home-related purchases such as paint, leaf blowers, smoke and CO2 detectors, and air conditioning units.

10/08/2026

🏠 Another sign of the shift we’re seeing in the housing market: Buyers have more choices.

New data shows that for-sale inventory grew across all four regions of the country and in 43 of the 50 largest U.S. metros. More homes to choose from can also mean more time to make decisions and, in some markets, more negotiating room.

Here’s a look at what the latest numbers show: https://bit.ly/3TqDZiO https://www.realtor.com/news/trends/homebuyers-gain-upper-hand-inventory-surge-report-september-2026/?id=adaf

10/07/2026

🔥 October is Fire Prevention Month, making it a good time to take a closer look at fire safety at home.

A little preparation now can make a big difference when every second counts. Take a few minutes to review these important fire safety reminders with your family.

Although no one wants to contemplate a cherished home being destroyed by fire, it’s an important topic to address -- with emphasis on prevention and preparation. A home free from fire hazards. Fire prevention is the first priority. Never allow flammable materials to be stored near heat sources suc...

10/06/2026

🏠 Housing market news: Zillow is reporting a surprising shift in the price gap between new and existing homes.

New construction has historically carried a premium, but that gap has narrowed considerably, changing the equation for some homebuyers.

Take a look at what Zillow’s latest analysis found and what’s behind the shift: https://bit.ly/4i2Mqdk https://www.thestreet.com/real-estate/new-homes-vs-existing-homes-zillow-housing-market-analysis?id=adaf

10/03/2026

🍂 It’s a great time of year to fall in love with a home. Just make sure you know your numbers, too.

Understanding your financing options, what may fit your budget and what to expect can help you shop with more confidence.

Whether you’re ready to buy or just starting to look, I’m here to help you make sense of the financing side.

📲 Ready to talk numbers? Reach out anytime.

Consumer Access: NMLSConsumerAccess.org

10/02/2026

🏠 You’ve got the keys. Now comes the fun part: making your new house feel like home.

An area rug can completely change the way a room looks and feels, but choosing the right size can be trickier than it seems. Too small and the room can feel disconnected. The right size can help pull everything together.

Before you start shopping, here are a few simple sizing rules that can help.

Area rugs can add coziness, color, and texture to a room. Choosing the size rug can be challenging. Here’s our guide to area rug sizes.

10/01/2026

🍂 October is here. Is your home ready?

A new month means a new list of things around the house that are easy to forget. From HVAC maintenance and smoke detectors to gutters, lawn care and a little holiday planning, this October checklist covers 12 things worth putting on your radar.

A little prep now can make the busy months ahead a whole lot easier.

09/30/2026

🔨 Thinking about renovating? Start with more than a wish list.

Before putting money into a major home improvement, it’s worth thinking about what you want from the project now, what it could mean for your home later and how it fits into your overall finances.

If a renovation is on your radar, I’m always happy to talk through the financing side and help you understand your options.

When contemplating resale, homeowners often wonder what renovations will give them more resale bang for the buck. Let’s take a look at what renovations pay off and some that don’t. Focus on priorities. Although your house is an investment, first and foremost it is your home. Don’t view renovat...

09/29/2026

👶 Holiday guests coming? Your home may need a little extra prep.

If babies or toddlers will be visiting, take a look around your home from their point of view. Stairs, rooms that are normally open and everyday household items can suddenly become safety concerns when little explorers arrive.

Baby gates can help, but where and how you use them matters. Here’s what to know before the holiday invasion begins.

Baby gates are a must for keeping little ones in a safe. Here is what to consider when purchasing gates for your home.