Luis Quijano Loan Originator PrimeLending Katy - NMLS 1308360

Luis Quijano Loan Originator PrimeLending Katy - NMLS 1308360 1. Equal Housing Lender 2. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes.

The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. 3.primelending.com/legal PrimeLending NMLS ID: 13649

I’m Luis Quijano, NMLS: 1308360, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. PrimeLending’s loan officers give customer

s personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

🎉✨ Juneteenth is a time to celebrate freedom and the progress we've made — but it's also a time to acknowledge the work ...
06/19/2024

🎉✨ Juneteenth is a time to celebrate freedom and the progress we've made — but it's also a time to acknowledge the work that still needs to be done. ✊🏾🖤 Consider supporting black-owned businesses, reading books by black authors, or attending local Juneteenth events to learn more about this important day. 📚🛍️✨ Visit https://s.si.edu/3M7YvLa to read about the history behind Juneteenth.

We all know that mortgage rates play a vital role in determining the affordability and overall cost of homeownership.🏠 W...
06/18/2024

We all know that mortgage rates play a vital role in determining the affordability and overall cost of homeownership.🏠 What factors play into how rates are determined? Let's talk about what you can control and the things you can’t! 🔍
Out of your control:
Mortgage rates are closely tied to the overall state of the economy.🌐 Economic factors such as monetary policy, inflation, and economic growth help determine the cost of borrowing money for the consumer. 📉💼
What you CAN control:
Borrowers with a higher credit score indicate a lower risk to lenders, resulting in a more favorable mortgage rate. 📊💳 Additionally, borrowers with a larger down payment tend to have a lower loan-to-value (LTV) ratio. This measures the mortgage amount compared with the home's value. The lower the LTV, the less risk for lenders which means a lower rate to the borrower. 💰🏠
Have questions or want to know more about rates? Send me a DM! I'm happy to answer your questions! 💬

Happy Monday, everyone! 🌟Remember, all of life is peaks and valleys. Don't let the peaks get too high and the valleys ge...
06/18/2024

Happy Monday, everyone! 🌟
Remember, all of life is peaks and valleys. Don't let the peaks get too high and the valleys get too low. Embrace the journey, stay grounded, and keep pushing forward. Every moment, whether a high or a low, shapes us into who we are meant to be. 💪✨

Happy Father's Day to all the incredible dads, stepdads, grandfathers, and father figures who enrich our lives with thei...
06/17/2024

Happy Father's Day to all the incredible dads, stepdads, grandfathers, and father figures who enrich our lives with their wisdom, strength, and love. 👨‍👧‍👦👴❤️ Here's to all the cherished moments and life lessons shared. 🎉👨‍🏫

A $0 down payment loan is exactly what it sounds like, a mortgage that does not require a down payment. Like any decisio...
06/09/2024

A $0 down payment loan is exactly what it sounds like, a mortgage that does not require a down payment. Like any decision, there are pros and cons to a $0 down mortgage.

PRO — Buying a house with no money down means buyers won’t have to drain their savings to try to meet the down payment requirement. 🏡💰
CON — Typically, no down payment mortgages have a higher interest rate than traditional mortgages which can lead to larger monthly payments. 📈💸
PRO — You could get into a home sooner because you won’t have to save up a down payment. 🚪🔑
Have questions about down payments or $0 down loan options? Send me a DM — I'd love to chat! 💬📲

🌟 Calling all Agents! Let's take in depth look at what to expect from Houston Real Estate Market in 2H 2024! 💪✨ DM me or...
06/07/2024

🌟 Calling all Agents! Let's take in depth look at what to expect from Houston Real Estate Market in 2H 2024! 💪✨ DM me or email me at [email protected] to confirm attendance 🏡

Holding out on buying a home in the hope of getting a lower interest rate? 🏡📉 I totally get it! Here are my thoughts on ...
06/07/2024

Holding out on buying a home in the hope of getting a lower interest rate? 🏡📉 I totally get it! Here are my thoughts on why waiting for rates to drop might not be the best idea if you can afford to buy.

Potential homebuyers priced out of today's market will be itching to buy if rates come down. 🏃‍♂️🏃‍♀️ You may want to avoid the competition from other buyers flooding the market.

Rates change, so do home and rent prices. 📈🏠 While you're waiting for rates to come down, housing prices may continue to rise which can make the overall cost of homeownership more expensive. You can lock in a steady mortgage payment now and enjoy the equity that you build in the years to come. 💰🔒

Deciding whether you want to wait or not depends on your individual circumstances. Chat with a financial advisor or send me a DM to help you weigh the pros and cons! 💬📊

Any home can be your client’s dream home with the right renovation loan. 🏡✨ From making cosmetic updates to completing n...
05/31/2024

Any home can be your client’s dream home with the right renovation loan. 🏡✨ From making cosmetic updates to completing needed repairs to tackling a complete overhaul, we have more renovation mortgage options to help you get your client into a home they will love. ❤️ Let's connect to talk about the best options to get your client their dream home. 💬

Don't Skip the Inspection: When you find a home you love and want to make an offer, remember that it's always a good ide...
05/30/2024

Don't Skip the Inspection:
When you find a home you love and want to make an offer, remember that it's always a good idea to get the home inspected before you sign on the dotted line. 🔍 Is an inspection required? No. But, could it save you some heartache down the road? Definitely. ❤️ An inspector looks for signs of structural issues, water damage, and potential maintenance to make sure the home is in tip-top shape before you call it yours. 🏠 They'll also check the condition of the roof, plumbing, electrical, and HVAC systems so that you don't have any unwelcome surprises after moving in. 💡

Have questions about the homebuying process? I've got answers, DM me today to ask what's on your mind. 💬

05/29/2024

Wish you could step out of your home and into your backyard oasis of relaxation? 🏡✨ Make that daydream your reality with help from a PrimeLending renovation loan. 💰 Get the financing you need to add an in-ground pool, build a personal pickleball court, or upgrade your landscaping. 🏊‍♂️🏸 Have another idea in mind? Call me today to learn about all your financing options. ☎️

Mortgage MythBuster — Debt: 💪 While being debt-free might seem like an ideal scenario, it's NOT a requirement to buy a h...
05/28/2024

Mortgage MythBuster — Debt:
💪 While being debt-free might seem like an ideal scenario, it's NOT a requirement to buy a home. 💼 I can help you navigate the mortgage process and find solutions that align with your financial goals, even if you're still paying down debts. 💰 Now that we’ve busted this myth, let’s make your homeownership dreams a reality! 🏡✨

Address

2717 Commercial Center Boulevard Suite J230
Katy, TX
77494

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 9am - 5pm

Telephone

+13462918258

Website

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