Kevin Collman NMLS #1195718 : Mortgage Advisor

Kevin Collman NMLS #1195718 : Mortgage Advisor Realtors and buyers alike work with Kevin for one reason his outstanding track record and his long term experience. Military Home Loan Specialist.

Kevin Has over 2 decades in the mortgage business. If it can be done He can do it. You Get lower rates and faster service by contacting Kevin now!

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06/21/2025

Fun times. Make you rides memorable all occasions. Private Karaoke van rides.

Party Karaoke van. Up to six passengers. You will be in charge of picking your music and having a good time. 75 per hour...
06/19/2025

Party Karaoke van. Up to six passengers. You will be in charge of picking your music and having a good time. 75 per hour minimum charge +2.50 per mile over 7 miles. Long pick up. Example north shore, Waianae, koolina, Ewa beach, Kapolei, Kailua, Kaneohe. add $75.00 pick up fee

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿฒ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฎ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ด๐—ผ๐˜ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž Average mortgage rates moved higher once again ...
09/06/2022

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿฒ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฎ

๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ด๐—ผ๐˜ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ ๐Ÿ‘Ž
Average mortgage rates moved higher once again last week, despite improving slightly Friday to end the week. Rates have been creeping higher all through August, and are close to the highs we saw back in June.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ฎ๐˜† ๐˜€๐˜๐—ฟ๐˜‚๐—ด๐—ด๐—น๐—ฒ ๐˜๐—ผ ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ โš ๏ธ
Mortgage rates are starting the week off higher after markets were closed for Labor Day, and although there are some signs that rates could be close to capping out we could see them get even a little bit worse first. Recent economic data shows the economy is still growing, and rates are not likely to fall significantly until we see more signs of an economic slowdown and coming recession. That may not happen until next week when we get more inflation data, if it shows inflation is easing. This week we may see rates struggle to improve, although lower rates will come back when recession fears take hold.

๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- Economic data: There isn't a lot of data this week to affect mortgage rates.
- European Central Bank: The ECB meets this Thursday and is expected to raise policy rates in Europe by as much as .75%. A large rate hike could help mortgage rates here in the U.S. by supporting bond prices globally.

๐Ÿ˜Ž ๐Ÿ‰  ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐˜‚๐—ป ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ! ๐Ÿšค ๐Ÿฆ
09/02/2022

๐Ÿ˜Ž ๐Ÿ‰ ๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐˜‚๐—ป ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ! ๐Ÿšค ๐Ÿฆ

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฎ๐Ÿต, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฎ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž Average mortgage rates once again moved higher...
08/29/2022

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฎ๐Ÿต, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฎ

๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž
Average mortgage rates once again moved higher last week, although only slightly, as the PCE inflation data showed prices eased in July. However, comments by Fed Chair Jerome Powell from the Jackson Hole symposium pushed rates up a bit. Powell said the Fed will continue to raise policy rates to combat inflation, despite expectations that it will slow the economy and cause a recession.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ, ๐—•๐—จ๐—ง... โš ๏ธ
Mortgage rates could improve this week, as talk of a slowing economy and a falling stock market fuels fears of a coming recession. However, we could still be a week away from improvement if bond prices start to slip this week as investors panic, pressuring rates higher instead.

๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- Economic data: The big report this week will be jobs data on Friday, which could cause rates to move. A strong report could hurt rates, while a weaker report will help. There are also some manufacturing reports and a consumer confidence reading that will have a much lesser effect on rates but will play a role.
- Labor Day: Markets will be closed on Monday, and markets will likely be quiet on Friday after the jobs data as investors take off for a long weekend.

โš ๏ธ ๐—ช๐—ถ๐˜๐—ต ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐˜๐—ต๐—ถ๐˜€ ๐˜†๐—ฒ๐—ฎ๐—ฟ, ๐—ถ๐˜ ๐—ต๐—ฎ๐˜€ ๐—บ๐—ฎ๐—ป๐˜† ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐—ต๐˜‚๐—ป๐˜๐—ฒ๐—ฟ๐˜€ ๐—ฎ๐˜€๐—ธ๐—ถ๐—ป๐—ด, "๐—ฆ๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—œ ๐—ฏ๐˜‚๐˜† ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ป๐—ผ๐˜„, ๐—ผ๐—ฟ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—œ ๐˜„๐—ฎ๐—ถ๐˜...
08/26/2022

โš ๏ธ ๐—ช๐—ถ๐˜๐—ต ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ถ๐—ป๐—ด ๐˜‚๐—ฝ ๐˜๐—ต๐—ถ๐˜€ ๐˜†๐—ฒ๐—ฎ๐—ฟ, ๐—ถ๐˜ ๐—ต๐—ฎ๐˜€ ๐—บ๐—ฎ๐—ป๐˜† ๐—ต๐—ผ๐˜‚๐˜€๐—ฒ ๐—ต๐˜‚๐—ป๐˜๐—ฒ๐—ฟ๐˜€ ๐—ฎ๐˜€๐—ธ๐—ถ๐—ป๐—ด, "๐—ฆ๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—œ ๐—ฏ๐˜‚๐˜† ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ป๐—ผ๐˜„, ๐—ผ๐—ฟ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—œ ๐˜„๐—ฎ๐—ถ๐˜ ๐—ณ๐—ผ๐—ฟ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ผ ๐—ฑ๐—ฟ๐—ผ๐—ฝ?" ๐Ÿค”

That's a great question, and ๐—ต๐—ฒ๐—ฟ๐—ฒ'๐˜€ ๐˜๐—ต๐—ฒ ๐—ฎ๐—ป๐˜€๐˜„๐—ฒ๐—ฟ.

๐Ÿ‘ ๐—”๐˜€ ๐—ฎ ๐—ด๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ฎ๐—น ๐—ฟ๐˜‚๐—น๐—ฒ, ๐—ป๐—ผ๐˜„ ๐—ถ๐˜€ ๐—ฎ ๐—ด๐—ฟ๐—ฒ๐—ฎ๐˜ ๐˜๐—ถ๐—บ๐—ฒ ๐˜๐—ผ ๐—ฏ๐˜‚๐˜† ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ, ๐—ฎ๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ๐—ป'๐˜ ๐˜„๐—ฎ๐—ถ๐˜ ๐—ณ๐—ผ๐—ฟ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ผ ๐—ฑ๐—ฟ๐—ผ๐—ฝ.

Why?

๐—›๐—ฒ๐—ฟ๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐—ฎ ๐—ณ๐—ฒ๐˜„ ๐—ฟ๐—ฒ๐—ฎ๐˜€๐—ผ๐—ป๐˜€...

โœ… Rates are not likely to drop significantly anytime soon. Although we see rates move up and down week-to-week, rates are not likely to drop and stay lower until the economy sees a significant slowdown.
โœ… Home prices still aren't really falling, even as rates have moved higher. There is just too much demand and not enough inventory for home prices to drop significantly. However, we have seen the market soften a little bit and shift away from constant bidding wars and huge sales prices over asking price.
โœ… You may be able to refinance later when rates drop.

๐—ง๐—ต๐—ผ๐˜€๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ด๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ฎ๐—น ๐—ฟ๐—ฒ๐—ฎ๐˜€๐—ผ๐—ป๐˜€, ๐—ฏ๐˜‚๐˜ ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐˜„๐—ฎ๐—ป๐˜ ๐˜๐—ผ ๐—ฑ๐—ถ๐˜€๐—ฐ๐˜‚๐˜€๐˜€ ๐˜„๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚ ๐—ฐ๐—ฎ๐—ป ๐—พ๐˜‚๐—ฎ๐—น๐—ถ๐—ณ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—ผ๐—บ๐—ณ๐—ผ๐—ฟ๐˜๐—ฎ๐—ฏ๐—น๐˜† ๐—ฎ๐—ณ๐—ณ๐—ผ๐—ฟ๐—ฑ, ๐—ฎ๐˜€ ๐˜„๐—ฒ๐—น๐—น ๐—ฎ๐˜€ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜ ๐—น๐—ผ๐—ฎ๐—ป ๐—ผ๐—ฝ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜„ ๐—ฎ๐˜ƒ๐—ฎ๐—ถ๐—น๐—ฎ๐—ฏ๐—น๐—ฒ ๐˜๐—ผ ๐˜†๐—ผ๐˜‚, ๐—ฟ๐—ฒ๐—ฎ๐—ฐ๐—ต ๐—ผ๐˜‚๐˜ ๐—ฎ๐—ป๐˜†๐˜๐—ถ๐—บ๐—ฒ.

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฎ๐Ÿฎ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฎ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ด๐—ผ๐˜ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ๐Ÿ‘Ž Average mortgage rates did get worse last week as ...
08/22/2022

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿฎ๐Ÿฎ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฎ

๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ด๐—ผ๐˜ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ๐Ÿ‘Ž
Average mortgage rates did get worse last week as we forecasted, as global inflation data spooked markets and expectations grew that September's Fed rate hike would have to be higher to fight inflation. Mortgage rates react early to expected Fed rate hikes, and moved higher.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐˜€๐—ฒ๐—ฒ ๐˜€๐—ผ๐—บ๐—ฒ ๐˜ƒ๐—ผ๐—น๐—ฎ๐˜๐—ถ๐—น๐—ถ๐˜๐˜†โš ๏ธ
Mortgage rates will likely get worse through the beginning of the week, but it won't be until Friday that we know if rates could rebound after recently moving higher. Reactions to Friday's inflation report and comments from Fed Chair Powell from Jackson Hole will decide if rates improve or continue higher.

๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- The Fed: The Fed will hold it's annual Jackson Hole symposium this week, and Fed Chair Jerome Powell will speak on Friday. Markets will be looking for signals on how aggressive the Fed will be at this month's Fed meeting when hiking rates.
- Economic data: Some housing data this week that isn't likely to affect rates much, but GDP data on Wednesday and inflation data on Friday are likely to affect rates. Concerns of inflation and a strong inflation report would be bad for rates, but concerns of recession would help rates move lower.

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿญ๐Ÿฑ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฎ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐Ÿ‘Average mortgage rates improved slightly las...
08/15/2022

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜„๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—”๐˜‚๐—ด๐˜‚๐˜€๐˜ ๐Ÿญ๐Ÿฑ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฎ

๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ ๐—ผ๐—ณ ๐—น๐—ฎ๐˜€๐˜ ๐˜„๐—ฒ๐—ฒ๐—ธ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜€๐—น๐—ถ๐—ด๐—ต๐˜๐—น๐˜† ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐Ÿ‘
Average mortgage rates improved slightly last week after data came in showing both consumer and wholesale inflation may have peaked and could now start to move lower.

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ฎ๐˜† ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ๐—ป ๐Ÿ‘Ž
While rates are not likely to get significantly higher this week, we could see them get slightly worse if markets shift to anticipating a larger Fed rate hike at the September meeting. Right now markets are divided on whether the Fed will raise policy rates by .50 or .75, and mortgage rates will worsen on speculation of the larger hike.

๐Ÿ—“๏ธ ๐—ช๐—ต๐—ฎ๐˜'๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
- Economic data: A full week of housing data will factor into traders concerns, but won't affect rates directly. Wednesday's retail sales data may cause some volatility that day.
- The Fed: Minutes from July's Fed meeting come out Wednesday, and markets will be looking for signals of how aggressive the Fed plans to be at the September meeting with the next policy rate hike.
- Technical indicators: Mortgage rates are based on the performance of mortgage bonds, and this week we have some technical indicators that point to bonds struggling to improve from here, which could cap rate improvements and instead cause rates to worsen.

๐—ช๐—ต๐—ฒ๐˜๐—ต๐—ฒ๐—ฟ ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐—ด๐—ฒ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ฎ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐˜๐—ผ ๐—ฏ๐˜‚๐˜† ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ผ๐—ฟ ๐˜๐—ผ ๐—ฟ๐—ฒ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ, ๐˜๐—ต๐—ฒ๐˜€๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐Ÿฐ ๐˜๐—ต๐—ถ๐—ป๐—ด๐˜€ ๐˜†๐—ผ๐˜‚ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—ก๐—ข๐—ง ๐—ฑ๐—ผ...๐Ÿšซ Make any large...
08/12/2022

๐—ช๐—ต๐—ฒ๐˜๐—ต๐—ฒ๐—ฟ ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐—ด๐—ฒ๐˜๐˜๐—ถ๐—ป๐—ด ๐—ฎ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐˜๐—ผ ๐—ฏ๐˜‚๐˜† ๐—ฎ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ผ๐—ฟ ๐˜๐—ผ ๐—ฟ๐—ฒ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ, ๐˜๐—ต๐—ฒ๐˜€๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐Ÿฐ ๐˜๐—ต๐—ถ๐—ป๐—ด๐˜€ ๐˜†๐—ผ๐˜‚ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐—ก๐—ข๐—ง ๐—ฑ๐—ผ...

๐Ÿšซ Make any large purchases like a new car or furniture for your new home
Even if you don't have to pay any interest or make any payments for awhile, new purchases come with new debt that will have to be factored in and can affect qualifying for your loan.

๐Ÿšซ Deposit cash into your bank account
All money into and out of your accounts has be be accounted for during the mortgage process, even if not being used for the mortgage or a down payment. Talk with me about how to document unexpected or large deposits, especially cash deposits.

๐Ÿšซ Quit or change jobs.
Now isn't the time to make a move, even for a better opportunity... at least not without talking to me first about how it can impact your loan.

๐Ÿšซ Open (or even close) credit accounts
Don't take that new store card to save 10% on your purchase, don't pay off old debts or collections, and don't close or pay off any other accounts. Some of these actions can have unexpected consequences to your credit score, so be sure to talk with me first.

๐—ฅ๐—ฒ๐—บ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ, ๐—œ'๐—บ ๐—ฎ๐—น๐˜„๐—ฎ๐˜†๐˜€ ๐—ต๐—ฒ๐—ฟ๐—ฒ ๐˜๐—ผ ๐—ต๐—ฒ๐—น๐—ฝ. ๐—œ๐—ณ ๐—ฎ๐—ป๐˜† ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ๐˜€๐—ฒ ๐˜€๐—ถ๐˜๐˜‚๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ฐ๐—ผ๐—บ๐—ฒ๐˜€ ๐˜‚๐—ฝ ๐—ฎ๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚'๐—ฟ๐—ฒ ๐˜๐—ต๐—ถ๐—ป๐—ธ๐—ถ๐—ป๐—ด ๐—ผ๐—ณ ๐—ฏ๐˜‚๐˜†๐—ถ๐—ป๐—ด ๐—ผ๐—ฟ ๐—ฟ๐—ฒ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ป๐—ด ๐˜€๐—ผ๐—ผ๐—ป, ๐—ฏ๐—ฒ ๐˜€๐˜‚๐—ฟ๐—ฒ ๐˜๐—ผ ๐—ฟ๐—ฒ๐—ฎ๐—ฐ๐—ต ๐—ผ๐˜‚๐˜ ๐˜๐—ผ ๐—บ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ด๐˜‚๐—ถ๐—ฑ๐—ฎ๐—ป๐—ฐ๐—ฒ.

Address

92-6060 Puapake Street
Kapolei, HI
96707

Opening Hours

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Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 4pm

Telephone

+18084473454

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