Damon Mercer - Branch Manager - NMLS 327989

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DamonMercer.SunWestMortgage.com

Damon Mercer
NMLS ID 327989
Branch Manager

Rates are moving quickly - and one decision could impact your monthly mortgage payment more than you think. ☀️🏡 Should y...
06/04/2026

Rates are moving quickly - and one decision could impact your monthly mortgage payment more than you think. ☀️🏡

Should you lock your rate or wait for it to drop?

Discover how to make the right move—and how LOCK-n-SHOP by Sun West helps you secure your rate while you find your dream home.

👉 Read the full blog to build a smarter homebuying strategy today! swmc.com/blog/mortgage101/rate-lock-vs-float-down-what-summer-homebuyers-need-to-know-646/

Don’t let loan limits hold you back from your dreams. ✨Whether it’s a luxury home, a vacation retreat, or an investment ...
06/03/2026

Don’t let loan limits hold you back from your dreams. ✨

Whether it’s a luxury home, a vacation retreat, or an investment property, the non-conforming jumbo loans give you the buying power to make it happen-no PMI required! 💰🏡

👉 Ready to make it yours? 📞 Call me to learn more!

Our products and services have no affiliation with or endorsement from any government agency or body.
Being High Risk Loans, Non-Conforming loans may include higher interest rates, closing costs, interest-only periods, or prepayment penalties.
For Purchase Transaction, 10% cash is required from the borrower in case of 90% LTV.
On a Non-Conforming AUS Program 30-year fixed rate purchase with loan amount $1,080,000 (at 90% LTV with 10% cash required from borrower and FICO 720), at an interest rate 7.25% with $79,747 discount points (Annual Percentage Rate: 8.109%), you will be required to make 360 equal monthly payments of $7,367.50 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). Cash required from the borrower denotes down payment only and doesn’t include closing.
The rates are effective as of 04/07/2026 05:42 p.m. PT and subject to change at any time without prior notice.

June is National Homeownership Month - a time to celebrate the dream of owning a home and the opportunities it creates f...
06/01/2026

June is National Homeownership Month - a time to celebrate the dream of owning a home and the opportunities it creates for families across America. 🏡✨

At Sun West, we’re committed to making homeownership more accessible with the right tools, guidance, and loan solutions.

👉 Ready to take the first step? 📞 Call me today and let’s turn your dream into a place you can call home.

Your dream home could be closer than you think. 🏡With AngelAi’s smart credit boost, you can strengthen your profile and ...
05/30/2026

Your dream home could be closer than you think. 🏡

With AngelAi’s smart credit boost, you can strengthen your profile and explore better home financing options. 📈✨

Take the first step toward homeownership - contact me today to learn more!

AngelAi is a registered trademark of Celligence LLC.

Thinking of applying for a mortgage? 🤔 Asking the right questions can save you money and stress. ✍️ 💡 Want to know which...
05/27/2026

Thinking of applying for a mortgage? 🤔 Asking the right questions can save you money and stress. ✍️

💡 Want to know which questions to ask your lender? Read the full blog now: swmc.com/blog/mortgage101/10-questions-to-ask-your-mortgage-lender-before-you-apply-641/

Dreaming of a home makeover? 🛠️ A Renovation Loan lets you buy and renovate in one loan—whether it’s a fixer-upper or yo...
05/26/2026

Dreaming of a home makeover? 🛠️

A Renovation Loan lets you buy and renovate in one loan—whether it’s a fixer-upper or your current space. 🏠 With flexible options, transforming your home could be easier than ever.

Call me to learn more!✨

On this Memorial Day, we pause to reflect on the brave men and women who made the ultimate sacrifice to protect our free...
05/26/2026

On this Memorial Day, we pause to reflect on the brave men and women who made the ultimate sacrifice to protect our freedom.

Today is a solemn reminder of the courage, selflessness, and unwavering dedication of our fallen heroes. 🕊️🙏💐

Why wait when you can move forward quicker? ⏱️Sun West’s on-demand approvals and rapid processing help you stay ahead in...
05/23/2026

Why wait when you can move forward quicker? ⏱️

Sun West’s on-demand approvals and rapid processing help you stay ahead in a competitive market. 🏡⚡

Ready to move quickly? Call me to get started today!

🏡 Multi-generational homes are on the rise in 2026, offering families a way to save costs, provide better caregiving, an...
05/21/2026

🏡 Multi-generational homes are on the rise in 2026, offering families a way to save costs, provide better caregiving, and adapt to changing dynamics.

👉 Read the full blog to explore why multi-generational living is trending and how to finance your new home: swmc.com/blog/homebuying/whats-behind-the-surge-in-multigenerational-homes-and-how-to-finance-them-637/

Your dream home is closer than you think! 🏡✨ With up to 5% assistance for down payment or closing costs and a low FICO r...
05/19/2026

Your dream home is closer than you think! 🏡

✨ With up to 5% assistance for down payment or closing costs and a low FICO requirement, EQUO DPA is here to help you take that next step. 💰

Don't wait—let's make homeownership happen. 📞 Call me today to learn more!

On an EQUO DPA FHA Repayable 5%, 30-year fixed rate purchase with loan amount $392,755 (at 96.5% Loan-to-Value [LTV] with 3.5% down payment [refer below note] and FICO 720), at an interest rate 7.125% with $27 discount points (Annual Percentage Rate: 8.01%), you will be required to make 360 equal monthly payments of $2,646.06 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). The stated rate may change or not be available at the time of loan commitment or lock-in.

Note: 3.5% down payment and part of closing costs will be in the form of a “EQUO DPA 2nd Repayable 5%” second lien of loan amount $20,000, which is 5% of the purchase price, is a 10-year term, 9.125% interest rate (Annual percentage rate: 9.418%), you will be required to make 120 equal monthly payments of $254.71. All EQUO DPA programs require 1% origination fee paid to Sun West.
The rates are effective as of 05/01/2026 03:09 p.m. PT and are subject to change at any time without prior notice.

Address

2023 Washington Street
Kansas City, MO
64108

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