04/23/2026
State minimum auto insurance keeps you legal… but it doesn’t really protect you.
In Missouri, 25/50/25 sounds fine on paper, until you realize how quickly an accident can exceed those limits.
I see this all the time, and it’s one of the biggest misconceptions people have about insurance.
If you’re not sure what your current coverage actually does, it’s worth taking a look at it.
Reach out to Overland Insurance to see how we can help protect you!
