Nick Underwood Mortgages

04/30/2020

Before you start you're homebuying journey, make sure you know exactly what a loan officer is, and then contact me to start the journey! 😉

👉 816-520-8700
👉 [email protected]

04/28/2020

A huge thank you to all of our Veterans who have served in our country!

USA Mortgage is proud to help Veterans finance the homes they deserve!!

04/24/2020

After a big move, use these tips to making unpacking a little easier 👇

After spending weeks packing up to move your household, unpacking can seem even more daunting. A few expert tips can help it go quickly and smoothly.

04/22/2020

With a USDA construction loan, all you have to do is find you're lot and build you're home! 🛠

Contact [email protected] to learn more!!

04/20/2020

Would you ever try frugal minimalism to help pay off your mortgage?? 🤔

Kim Lee found an affordable home and paid it off in five years by being intentional with her money. Here's how she did it.

04/16/2020

I can make the mortgage process seem like a piece of cake! 🍰🏠

Visit my website to easily the process!

🔻🔻
nunderwood.usa-mortgage.com

04/14/2020

Having everything checked off this list after accepting an offer on a house will better prepare you for closing and the move-in process!!

04/10/2020

As long as you follow these financing dos and don'ts, the mortgage process will be as stress-free as possible!!

I would hate to see anything get in the way of you financing that new home!

04/08/2020

VA Loans have helped out so many people across the country. Our job is to serve YOU, please reach out if you are a Veteran and you're ready to get into a new, well-deserved home!!

💻: nunderwood.usa-mortgage.com

04/07/2020

First and foremost, we are here to keep you all safe and healthy! There have been a lot of questions circling forbearance during these incredibly unique times and I’d like to take a second to address those! 👇

What is Mortgage Forbearance: Mom and Dad have a mortgage, it's currently $1,500 per month.

Dad gets laid off, calls the servicer, and asks for forbearance.

In one phone call, he gets 6 months "off" from paying.

Seven months later, Dad is finally back to work, and hasn't been able to save any money during the forbearance.

Forbearance is lifted and servicer says,

"That will be $9,000 + $1,500, which is now due." ($10,500)

Dad almost passes out and says, “WHY??"

Servicer: "That's the 6 months of forbearance plus the current month.”

Dad: "I can’t do that, can we work something out?"

Servicer: "Sure, we will spread out the $9,000 over 12 months."

Dad: "Phew....ok, good. What will that look like?"

Servicer: That will be $2250 a month for the next 12 months."

Dad: " OMG!!! I can't afford that."

Servicer: "Sorry....."

Dad: "Can I refinance?"

Servicer: "No because the loan went into forbearance."

Dad: "What can I do?"

In a nutshell, this is forbearance. Forbearance is NOT forgiveness. Please understand the seriousness of this, and if you still have questions, I’m here to help. Please use this as a last resort. If you can make your payment, you should continue to MAKE YOUR PAYMENT!!

▶️ 816-520-8700
▶️ nunderwood.usa-mortgage.com