Chris with Team USA Mtg

02/29/2024

New & experienced real estate investors use a non-QM DSCR loan program to buy rental property with no personal income or credit check required!

02/28/2024

Non-QM alternatives to using tax returns to qualify for a home loan!!!

02/23/2024

Getting pre-approved is quick, simple, and easy! It’s the most important part to your home buying journey! 🏡

You’ll fill out an online application: https://linktr.ee/chriskemmy

It goes over 3 main components
1️⃣Living history
2️⃣Work History
3️⃣Available assets

After everything is received, you’ll upload your documents…

✅Last 30 days of pay stubs
✅2022 & 2023 W-2s
✅Last 2 months of bank statements
✅Photo of your driver’s license or state ID

My team will then reach out to go over your pre-approval. Looking to purchase a home? Our team can help you get pre-approved in as little as 24 hours 🏡

Contact us today to get started

Christopher Kemmy- NMLS #210071
Priority Purchase Team Lead
📱(913) 999-8889
💻 https://linktr.ee/chriskemmy

Trusted mortgage professional with over 20 years of experience. NMLS #210071

02/23/2024

1% Down Conventional Financing helps make homeownership faster, cheaper, and easier! 🏡

With this program, you'll benefit from
⏬️Low Wholesale Interest Rates
🥳1% discount to your 1st year interest rate
💰Save money with perfect MI
✔️Option of including or excluding escrows

The best part is that the assistance is forgiven immediately at closing! So there's no repayment, and you'll save thousands in closing costs over IHDA programs!

You can check to see if you meet the income limits here on my link tree:

https://linktr.ee/chriskemmy

02/23/2024

The number 1 mistake that first time hombuyers make is not getting pre-approved first. Getting pre-approved before house hunting provides you with several advantages

1️⃣You'll understand exactly what you qualify for upfront. This way, your realtor can tailor your home search to propeties you're pre-approved for

2️⃣You'll view more homes with a pre-approval than without one. As the market is heating up, we are seeing more and more sellers require the potential buyer to provide a copy of their pre-approval letter before allowing you to book a showing.

3️⃣You'll have the speed to react. Many home buyers lose out on a home to other buyers that were pre-approved upfront. Waiting until the last minute to get pre-approved can be a recipe for heartbreak on a property you love.

Getting pre-approved is quick and easy! A majority of our first time homebuyers are pre-approved and connected with an award winning, local realtor in as little as 24 hours. Start your pre-approval here today: https://linktr.ee/chriskemmy

Trusted mortgage professional with over 20 years of experience. NMLS #210071

02/16/2024

Self employed borrowers sometimes have more difficulty getting pre-approved for conventional, FHA, and VA financing. As a broker, we have options to help make your home purchase a reality.

We have programs that don't require tax returns to qualify you such as:

✔️12 & 24 month bank statement loans
✔️1099 programs
✔️P&L loans
✔️No income doc loans for primary and second homes
✔️DSCR (Debt service coverage ratio) financing for investors

Have questions about the home buying process? Book a phone call in my calendar for free here:

Trusted Mortgage Professional with 20 years of experience

12/31/2023

If Buying a Home or Investment Property is on your list l call Chris and get Pre-Approved today 913-999-8889

08/24/2023

Let's talk today!