McGowan Mortgages

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McGowan Mortgages Derek McGowan - NMLS #: 1478470

Powered by NEXA Mortgage LLC

NEXA - NMLS #: 1660690
AZMB: 0944059

10/13/2026

SAME TAX RETURNS. $50K MORE BUYING POWER. 🔥🏡

Three lenders looked at the same numbers. We found what they missed.

One overlooked expense turned into $50,000 MORE in buying power—and helped our clients secure their dream home! 💰

The lowest rate means NOTHING if your lender can’t get the deal done.

That’s the McGowan Mortgage difference. 💯

🏡 THE BIGGEST WEALTH-BUILDING MOVE YOU MIGHT BE OVERLOOKING? HOMEOWNERSHIP. 🔑💰 Homeowners have a net worth nearly 40X gr...
10/12/2026

🏡 THE BIGGEST WEALTH-BUILDING MOVE YOU MIGHT BE OVERLOOKING? HOMEOWNERSHIP. 🔑

💰 Homeowners have a net worth nearly 40X greater than renters. Let that sink in.

While renting provides a place to live, owning a home gives you the opportunity to build equity, grow your wealth, and invest in your financial future.

Every mortgage payment can be a step toward building something that’s YOURS. 📈

🔥 Stop just paying for a place to live. Start building wealth through where you live.

The first step? Knowing your options. That’s where we come in.

📲 Let’s turn your homeownership goals into reality!

🚨 WANT TO GET APPROVED FOR A MORTGAGE? LET’S MAKE IT HAPPEN! 🏡🔥Getting approved isn’t just about having a great credit s...
10/08/2026

🚨 WANT TO GET APPROVED FOR A MORTGAGE? LET’S MAKE IT HAPPEN! 🏡🔥

Getting approved isn’t just about having a great credit score. It’s about having the RIGHT STRATEGY! 💯

💳 CREDIT SCORE — Your financial track record matters!
💰 DOWN PAYMENT — More options than you might think!
📈 STABLE INCOME — Show lenders you can handle the payment!
🏦 CASH RESERVES — Financial strength goes a long way!
📊 DEBT-TO-INCOME RATIO — It’s not just what you make, it’s what you owe!

🔥 HERE’S THE GAME CHANGER: You don’t have to check every box perfectly to become a homeowner!

At McGowan Mortgages, we don’t just look at numbers. We build strategies, find solutions, and help turn homeownership goals into REALITY! 🏆

🚀 STOP GUESSING. START PLANNING.

10/07/2026

📚DESK DIARIES: EP. 4📚
While I’m shooting THIS video… our system is already working behind the scenes. 👀🔥

DSCR loan being calculated.
Low appraisal rent? Our system is scouting comps and sending it back to the AMC.
DPA? Finding the programs and matching the client to the best fit.
Bank statement loan? Calculated and pre-approved.
Chapter 13? Being worked through.

Things that traditionally take underwriting DAYS… we’re getting done in MINUTES. ⏱️

That’s not just faster lending.
That’s a completely different way to do mortgage.

🏡 Clients: If you want this level of speed and communication…
🤝 Realtors: If you want this for your buyers…
💰 Loan Officers: If you want to provide this experience…

Reach out. See what we’re doing differently. 🚀

10/05/2026

📚DESK DIARIES: EP.3📚

🚨 A HUGE commercial real estate reset could be coming… and it could impact mortgage rates.

During 2020–2021, commercial property owners locked in historically low rates. But unlike residential mortgages, commercial loans often mature in 5, 7, or 10 years.

That means the first major wave of those loans is coming due RIGHT NOW. 👀

Owners are facing higher rates, lower office demand, and property values that have fallen significantly.

So what happens next?

📉 A controlled slowdown could actually HELP mortgage rates.

💥 But if it turns into widespread banking chaos? That could send rates the other direction.

The next few years could get VERY interesting for real estate.

🔥 HOUSE HUNTING? GET YOUR PAPERWORK READY.The difference between “I want that house” and “LET’S WRITE THE OFFER” starts ...
10/01/2026

🔥 HOUSE HUNTING? GET YOUR PAPERWORK READY.

The difference between “I want that house” and “LET’S WRITE THE OFFER” starts with being PRE-APPROVED. 🏡💨

No scrambling. No guessing. No slowing down when the perfect home hits the market.

📲 Get your docs together. Get pre-approved. Then go SHOP with confidence.

LET’S GET YOU HOME. 🔑🔥

09/29/2026

📚 DESK DIARIES: EP. 2 📚
HIGHER RATES = BIGGER OPPORTUNITY 👀🏡

Everyone’s waiting for rates to drop… but here’s what they’re missing:

📉 Rates drop → buyers FLOOD back in → competition heats up → prices get pushed higher.

Right now? Sellers are negotiating. Price reductions are happening. And prepared buyers have LEVERAGE. 🔥

There’s a reason savvy real estate investors aren’t sitting on the sidelines waiting for the “perfect” rate.

You can refinance a rate. You can’t renegotiate yesterday’s purchase price.

Sometimes the best opportunity is when everyone else is waiting. 🎯

A great time was had at The Real Estate & Moore Team’s Annual Chiefs Watch Party! 🏈This crew is one of the most hardwork...
09/29/2026

A great time was had at The Real Estate & Moore Team’s Annual Chiefs Watch Party! 🏈

This crew is one of the most hardworking and genuine people you’ll find and we have been so grateful to work alongside them over the years! Thank you Roginia Moore for trusting us with your clients and business! ❤️💛

A little surprise pop-by from our future CEO-in-training and a Chiefs Win with amazing company. Doesn’t get any better than that! 🙌🏻

09/25/2026

The mortgage industry has a communication problem. We decided to fix it. 🤖🔥

After 18 months, tens of thousands of mortgage scenarios, and countless hours of development, MacBot is officially HERE.

Built to think alongside our team, move faster, catch more, and keep borrowers informed—so fewer questions sit unanswered and fewer people are left wondering what’s happening with their loan.

Weeks → minutes.
Crickets → communication.
Stress → clarity.

This isn’t AI replacing the human side of mortgages. It’s technology helping us deliver an even better one.

Welcome to the next era of McGowan Mortgages. 🚀

Address

800 E 101st Terrace Ste. 350B
Kansas City, MO
64131

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