Divvi Wealth Management

07/04/2026

250 years of independence reminds us that meaningful futures are built one generation at a time.

This Fourth of July, we’re grateful for the freedom to plan, build, serve, and support the people and communities that matter most.

From all of us at Divvi Wealth, wishing you and your family a safe and joyful Independence Day.

06/18/2026

Trump Accounts are a new savings option for families to understand, especially those with children or grandchildren who may be eligible for the federal seed contribution.

But like most planning tools, the key question is not whether the account is “good” or “bad.”

The better question is: What are you trying to accomplish with the money?

If the goal is education, a 529 plan may still be the primary tool to consider.
If the goal is long-term retirement savings for a child, other options may also come into play.

If flexibility and control matter most, a taxable account or trust-based strategy may be part of the conversation.

Trump Accounts may have a role for some families, but they are best evaluated alongside the rest of the plan.

At Divvi Wealth, we believe clarity comes from understanding your options before making decisions.

Learn how Trump Accounts work, who may benefit from the federal seed contribution, and how they compare with 529 plans, Roth IRAs, custodial accounts, and taxable accounts.

04/02/2026

The World Cup is coming to Kansas City—and with it, a big question for homeowners:

Would you rent out your home for the event?

We’re hearing a lot of excitement around the potential income, but there are a few things worth thinking about first:
✔️ Local rules and registration requirements
✔️ Insurance coverage (your current policy may not apply)
✔️ The time and effort it takes to prepare your home
✔️ Where you’ll stay while guests are there

For some, it could be a great short-term opportunity. For others, it may not be worth the disruption.

Curious what makes the most sense for your situation? Start with the full breakdown here:

https://www.divviwealth.com/blog/kc-world-cup-rental

03/27/2026

A common question we hear:
“When does it make sense to work with a financial advisor?”

For many people, it’s not about hitting a certain number.

It’s about when financial decisions start becoming more connected—and more complex.

That might look like:
• Managing equity compensation
• Navigating higher income and changing tax strategies
• Balancing multiple priorities like retirement and college
• Planning for a future business transition

At that stage, the goal isn’t just more information—it’s clarity and coordination.

If your financial life feels like it’s becoming more interconnected, that’s often the right time to explore guidance.



https://www.divviwealth.com/blog/the-right-time-to-get-financial-advice-is-usually-about-complexity-not-net-worth

03/19/2026

RSUs just vested. Now comes the real question…

Hold the stock or sell it?

Many executives keep company shares almost by default.

But once RSUs vest, they’re no longer a future benefit — they’ve become part of your intentional investment portfolio.

A helpful way to reframe the decision:

👉 If this amount were sitting in cash today, would you buy your company’s stock?
Because holding RSUs is essentially making that choice.

For some households, selling at vest and reinvesting into a diversified portfolio can help balance the risks already tied to salary, bonuses, and future equity.

The right answer depends on your broader financial plan.
We break it down in our latest article.



https://www.divviwealth.com/blog/rsus-at-vest-should-you-sell-right-away-or-keep-holding

03/12/2026

Choosing between Roth and Pre-Tax contributions in your employer plan can feel confusing.

Both options have advantages depending on your situation.

Instead of focusing on what’s “best,” consider:
• Your tax bracket today
• Your long-term retirement goals
• Whether future tax flexibility matters to you

A thoughtful plan looks at the full picture — not just this year’s deduction.

If you haven’t reviewed your retirement contributions lately, now may be a great time to check in.



https://www.divviwealth.com/blog/roth-vs-pre-tax-in-your-employer-plan-a-practical-way-to-decide

03/05/2026

Retirement doesn’t always happen at 65.

Sometimes it’s 57.
Sometimes it’s unexpected.

If you leave your employer in or after the year you turn 55, you may be able to access your workplace retirement plan without the usual 10% early withdrawal penalty.

It’s called the Rule of 55 — and while it doesn’t eliminate taxes, it can provide flexibility during the years leading up to 59½.

The biggest misunderstandings?
• It doesn’t apply to IRAs
• Leaving work too early can disqualify you
• Plan distribution rules still matter

If early retirement is even a remote possibility, planning ahead makes a difference.

https://www.divviwealth.com/blog/the-rule-of-55

This post is for educational purposes only.

02/13/2026

Tax planning doesn’t have to be overwhelming—and it doesn’t start in April.

The right tools can help you stay organized, track cash flow, and think through decisions before they impact your taxes. Used the right way, they support better planning conversations all year long.

💡 The key? Making sure any strategy fits your bigger financial picture.
A little clarity today can go a long way toward confidence tomorrow.

Check out our latest blog, Tax-Time Checklist!

01/15/2026

🎯 Turning 50? It may be time to catch up.

Age 50 is when the rules change — allowing higher retirement contributions across workplace plans and IRAs. With updated 2026 limits and new catch-up options on the horizon, understanding what’s available can bring clarity and confidence to your planning.

We’ve shared a practical guide to help explain how it all works.

👉 Read the full article here: www.divviwealth.com/blog/turning-50-it-may-be-time-to-catch-up

Contribution limits and plan features vary. Always confirm specifics with your plan provider.

01/14/2026

🎉 Turning 50 isn’t just a birthday milestone — it’s also when new retirement savings options become available.

Many people don’t realize they’re eligible for catch-up contributions for the entire year they turn 50, even if their birthday falls late in the year. For 2026, contribution limits increased again, making this an important planning detail to understand.

We’ll be sharing a helpful guide later this week breaking it all down in plain language.