KP Financial Solutions

03/01/2023

Revamping learning new things to build out credit!

05/15/2021

Be CAREFUL when you use CREDIT KARMA.
It is a SOLICITATION site. The SCORES are not FICO scores. They are VANTAGE scores. Your CREDITORS and LENDERS do NOT use Vantage scores yet.
Therefore, the scores are OFF. Also, when they SUGGEST credit cards to YOU and you APPLY, whether you GET the card or not, they GET a FEE for you APPLYING through THEIR site. Everything that is free is not free. They are GOOD for SENDING alerts though.
This is not to DISCREDIT Credit Karma, it’s only to educate you

09/23/2020

2 accounts removed!! I love deletions

09/15/2020

Building credit doesn’t have to cost you interest – if you know how to use your credit card.

What’s the secret? Pay your balance off in full by the due date. We'll report to the credit bureaus, you won't get charged interest (when paid on-time and in full) AND you get to build your credit…It’s kind of a win-win, huh?

Autopay helps you keep on top of on-time payments so do yourself a favor and consider setting yourself up for success.

09/03/2020

08/13/2020

💜Chip away slowly to reduce your overall debt load💜

If you currently have debt of any kind, taking steps to eliminate it will gradually improve your credit score. Stop using your cards, make a budget, and start paying down your high-interest cards first while maintaining minimum payments on all the other debts.

08/11/2020

. Keep old credit cards open to maintain the longer history
There are a few reasons why keeping old cards open can benefit your credit score, and one is the length of your credit history, which accounts for 10 percent of your score.

This is especially important for older cards, because they give your credit report a longer record, and this’s good.

07/25/2020

hello everyone

Get a handle on credit and debt counseling.