Agent Tiara Harris - Main Street Financial

Agent Tiara Harris - Main Street Financial I am a licensed insurance agent dedicated to help protect you and your family.

🎉 Happy New Year & Happy Medicare Open Enrollment Period (OEP)! 🎉✨ What is OEP?Medicare Open Enrollment Period runs Janu...
01/05/2026

🎉 Happy New Year & Happy Medicare Open Enrollment Period (OEP)! 🎉

✨ What is OEP?
Medicare Open Enrollment Period runs January 1 – March 31 and is a time for people already enrolled in a Medicare Advantage plan to make a one-time change if their coverage no longer fits their needs.

During OEP, you can:
✔️ Switch to a different Medicare Advantage plan
✔️ Drop your Medicare Advantage plan and return to Original Medicare
✔️ Add a Medicare Part D prescription drug plan (if returning to Original Medicare)

🩺 This is also the perfect time to plan your year ahead. As you schedule your annual doctor visits, specialist appointments, labs, and preventive care, it’s important to make sure:
✔️ Your doctors and specialists are still in-network
✔️ Your plan works with the hospitals and facilities you prefer
✔️ Your prescriptions are covered and affordable
✔️ Your coverage aligns with your health needs for this year, not last year

🎯 New Year. New Goals. Smart Coverage.
Life changes—and your coverage should keep up. Taking time now to review your plan can help avoid surprises and give you peace of mind as you move through the year.

Questions or need help reviewing your options?
Let’s make sure you’re covered and confident going into the new year.



Disclaimers:
Currently we do not represent all products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
This is a solicitation for insurance. Not affiliated with Medicare.gov or any U.S. government agency.





























































Goodbye AEP… same time next year! 👋🔥Whew… this one right here?This AEP took me OUT.I was running on 2–3 hours of sleep a...
12/08/2025

Goodbye AEP… same time next year! 👋🔥

Whew… this one right here?
This AEP took me OUT.
I was running on 2–3 hours of sleep a night, working nonstop, juggling last-minute enrollments, and doing everything humanly possible to help every client who reached out. My body literally exhaled the moment I submitted my last Medicare application today.

Was it exhausting? Absolutely.
Was it stressful? 1000%.
Was it a blessing? Without question.

This wasn’t my most “successful” year numbers-wise, but honestly… I grew more this season than any AEP before. I created more marketing, more educational content, more packets, guides, videos, and scripts than I ever have. I built systems I’ve wanted for years. I solved complex problems, helped new families, and even supported my team with resources we can use all year long.

And THAT is the real win.

Everything we built—every late night, every challenge, every new client, every lesson—positions us even more as the experts our clients rely on.

Now… I rest.
And in 2026?
We’re coming back smarter, stronger, and 10x more prepared. 💪🔥

Goodbye AEP… see you next year.

🧊 TURKEY REMINDER!Don’t forget to take your turkey out of the freezer!A frozen turkey needs time — and a lot of it.Here’...
11/25/2025

🧊 TURKEY REMINDER!
Don’t forget to take your turkey out of the freezer!
A frozen turkey needs time — and a lot of it.

Here’s how to thaw it safely and properly:

🦃 Refrigerator Thawing (Safest Method!)
• Allow 1 full day of thawing for every 4–5 pounds of turkey.
• Keep it in the original packaging on a tray to catch drips.
• Store it on the bottom shelf so nothing gets contaminated.

Thawing Time Guide:
• 4–12 lbs → 1–3 days
• 12–16 lbs → 3–4 days
• 16–20 lbs → 4–5 days
• 20–24 lbs → 5–6 days

⭐ Pro tip: If you need it faster, you can submerge it in cold water and change the water every 30 minutes — but the fridge method is best!

Enjoy a stress-free Thanksgiving prep! 🍽️🧡









💼 Still Working Past 65?Whether you need to enroll in Medicare depends on your employer coverage:✔️ Large employer plans...
11/24/2025

💼 Still Working Past 65?

Whether you need to enroll in Medicare depends on your employer coverage:
✔️ Large employer plans may let you delay enrollment
✔️ Small employers (under 20 employees) usually make Medicare primary
✔️ HSA users can’t contribute once enrolled

Your situation is unique—get personalized guidance.
📲 Call (816) 533-7388 or scan the QR code to connect with Tiara M. Harris, Licensed Insurance Agent, to review your options.

Disclaimers:
Currently we represent 8 organizations which offer 54 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
This is a solicitation for insurance. Not affiliated with Medicare.gov or any government agency.

🚫 How to Avoid Medicare PenaltiesLate enrollment can mean lifetime penalties.✔️ Sign up during your Initial Enrollment P...
11/20/2025

🚫 How to Avoid Medicare Penalties

Late enrollment can mean lifetime penalties.
✔️ Sign up during your Initial Enrollment Period
✔️ Avoid delays if you don’t have other creditable coverage
✔️ Add Part D on time for prescription protection

A little planning now goes a long way later.
📲 Scan the QR code or call (816) 533-7388 to speak with Tiara M. Harris, Licensed Insurance Agent, about timing your enrollment correctly.

Disclaimers:
Currently we represent 8 organizations which offer 54 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
This is a solicitation for insurance. Not affiliated with Medicare.gov or any government agency.

💊 What Is Medicare Part D?Part D helps cover prescription drug costs:✔️ Offered through private insurance companies✔️ Co...
11/17/2025

💊 What Is Medicare Part D?

Part D helps cover prescription drug costs:
✔️ Offered through private insurance companies
✔️ Covers brand-name & generic medications
✔️ Costs vary by plan

Choosing wisely can save money each year.
📲 Scan the QR code or call (816) 533-7388 to connect with Tiara M. Harris, Licensed Insurance Agent, for help understanding your drug-coverage choices.

Disclaimers:
Currently we represent 8 organizations which offer 54 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
This is a solicitation for insurance. Not affiliated with Medicare.gov or any government agency.

⚖️ Medicare Advantage vs. Original MedicareTwo main paths, each with pros and cons:🔹 Original Medicare (Parts A & B): Na...
11/13/2025

⚖️ Medicare Advantage vs. Original Medicare

Two main paths, each with pros and cons:
🔹 Original Medicare (Parts A & B): Nationwide coverage, no dental/vision, add Part D for prescriptions
🔹 Medicare Advantage (Part C): All-in-one plans that often include extra benefits

Understanding both helps you find the right fit.
📲 Contact Tiara M. Harris, Licensed Insurance Agent, at (816) 533-7388 or scan the QR code to compare plan types available in your area.

Disclaimers:
Currently we represent 8 organizations which offer 54 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
This is a solicitation for insurance. Not affiliated with Medicare.gov or any government agency.

Don’t skip dental visits! Oral health affects heart health more than most realize.
11/12/2025

Don’t skip dental visits! Oral health affects heart health more than most realize.

11/11/2025

Today and every day, we honor those who’ve served. 💙
Your dedication and sacrifice protect our freedom — and you deserve healthcare options that protect you.

If you’re a veteran with VA or TRICARE benefits, there may be Medicare Advantage plans that add even more flexibility, savings, and perks — like dental, vision, and hearing coverage. Plus might give you a Part B premium reduction, giving you more money back in your social security check!

This Veterans Day, take a moment to explore your options and make sure you’re getting the benefits you’ve earned.
🎖️ Happy Veterans Day — and thank you for your service. 🇺🇸



Today and every day, we pause to honor the brave hearts who answered the call to serve. 🇺🇸To every veteran who’s stood i...
11/11/2025

Today and every day, we pause to honor the brave hearts who answered the call to serve. 🇺🇸

To every veteran who’s stood in courage, carried the weight of sacrifice, and fought for freedom, thank you. Your strength, resilience, and love for this country remind us what true service looks like. 💫

We see you. We honor you. We remember that because of you, we live in freedom. ❤️🤍💙

If you’re reading this and you’ve served or love someone who has, please know our gratitude runs deeper than words.

🗓️ Medicare Enrollment Periods MatterMissing a deadline can affect your coverage or cost.✔️ Initial Enrollment – around ...
11/10/2025

🗓️ Medicare Enrollment Periods Matter

Missing a deadline can affect your coverage or cost.
✔️ Initial Enrollment – around your 65th birthday
✔️ Annual Enrollment – Oct 15 – Dec 7
✔️ Special Enrollment – after certain life changes

Be sure you understand your timelines.
📲 Scan the QR code or call (816) 533-7388 to connect with Tiara M. Harris, Licensed Insurance Agent, for help reviewing your enrollment options.

Disclaimers:
Currently we represent 8 organizations which offer 54 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
This is a solicitation for insurance. Not affiliated with Medicare.gov or any government agency.

❄️ Brrrrr… First frost is here — don’t let frozen pipes ruin your winter! 🥶If you forgot like I did 🤦🏽‍♀️ , now’s the ti...
11/10/2025

❄️ Brrrrr… First frost is here — don’t let frozen pipes ruin your winter! 🥶

If you forgot like I did 🤦🏽‍♀️ , now’s the time to:
✅ Disconnect and drain your garden hoses
✅ Cover your outdoor faucets
✅ Shut off exterior water valves
✅ Insulate any exposed pipes
✅ Keep your thermostat set above 55°F

A few minutes of prep now can save you hundreds (and a major headache) later! 💧💡

Address

1101 Walnut, Unit 203
Kansas City, MO
64106

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