Tim Croteau Insurance Planning

06/01/2026

Your Health Insurance Claim Got Denied. Now What?

It’s like a punch in the gut. You visit a specialist or have a medical procedure done only to find your health insurer has denied your claim in a nondescript letter received in the mail. You went to the doctor, did everything you were supposed to do, and now, they say they are not going to pay.

05/25/2026

What Happens to Your Life Insurance Policy During a Divorce?

Divorce is one of the most stressful life events a person can go through, and between splitting assets, updating accounts, and navigating legal paperwork, life insurance is easy to overlook. But overlooking it can lead to serious, lasting consequences.

05/18/2026

What Is Medicare, Really? A Plain-Language Breakdown for Anyone Approaching 65

If you are getting close to age 65, you have probably heard the word Medicare more times than you can count. But for something so widely mentioned, it can feel surprisingly confusing when you actually sit down to figure out what it covers, what it costs, and what you need to do.

05/11/2026

Insurance can feel complicated, but you don’t have to figure it out alone. Tim Croteau Insurance Planning, Inc. is here to help you choose coverage that fits your needs.

(435) 691-4262 https://www.timcroteau.com

05/11/2026

HSA vs. FSA: Which Tax-Advantaged Account Is Right for You?

Health care costs continue to climb, making it more important than ever to make the most of every tax break available to you. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) both let you set aside pre-tax dollars for medical expenses, but they work very differently and suit diff...

05/07/2026

Turmeric, cinnamon, and ginger don’t just add flavor — they also contain compounds linked to reduced inflammation. Share your favorite kind of spice to cook with or eat.

(435) 691-4262 https://www.timcroteau.com

05/04/2026

Brightly colored fruits and vegetables each provide unique vitamins and antioxidants. A colorful plate is often a healthier one. What’s your favorite "go-to” salad?

(435) 691-4262 https://www.timcroteau.com

05/04/2026

Life Insurance in Your 20s: Why Starting Early Pays Off Big

You're young, healthy, and probably not thinking about life insurance. That makes complete sense, and it's also exactly why now is the best time to get it.

04/30/2026

Pets make the best accountability partners — they never let you skip a walk!

(435) 691-4262 https://www.timcroteau.com

04/27/2026

Lettuce be honest — salads are healthier, but pizza makes us happier. Balance is key. And with the right health plan, you can enjoy both while staying protected. Contact Tim Croteau Insurance Planning, Inc. and we’ll gladly help assist you. If you still need help between salad or pizza…maybe flip a coin!

(435) 691-4262 https://www.timcroteau.com