Tim Croteau Insurance Planning

11/02/2026

Billions in Unclaimed Life Insurance: Could Your Family Be Owed Money?

Maria was sorting through her late father's desk when she found an old envelope tucked beneath a stack of tax returns. Inside was a faded statement from an insurance company she had never heard of.

11/01/2026

No question is too small!

Whether you're wondering about Medicare Advantage, prescription drug coverage, or plan changes during Annual Enrollment, we're here to help you understand your options.

(435) 691-4262 https://www.timcroteau.com

10/29/2026

No one likes to think about end-of-life costs, but planning ahead can make a difficult time much easier for the people you love.

Final Expense Insurance helps cover things like funeral costs, burial expenses, and other final bills — so your family isn’t left with the financial burden.

A little planning today can bring peace of mind for tomorrow.

👉 If you'd like to learn more about simple coverage options, feel free to message me anytime.

(435) 691-4262 https://www.timcroteau.com

10/26/2026

Life insurance doesn’t have to be complicated.

Term Life Insurance provides straightforward protection for a set number of years — helping ensure your loved ones are financially protected during important stages of life.

Affordable. Flexible. Valuable protection for your family.

💬 If you’d like more information or want a quick quote, I’m happy to help. Just send me a message.

(435) 691-4262 https://www.timcroteau.com

10/26/2026

The Medicaid Cliff: How a Small Raise Can Cost You Thousands in Coverage

A raise should always feel like good news. For some households, though, earning just a little more can end Medicaid eligibility and replace it with premiums, deductibles, and copays.

10/25/2026

Annual Enrollment is the perfect opportunity to make sure your Medicare plan still fits your health needs and budget.

Schedule a complimentary Medicare review with Tim Croteau Insurance Planning, Inc. today—we're here to help you make an informed decision.

(435) 691-4262 https://www.timcroteau.com

10/22/2026

Life can change in an instant. One of the most important things you can do for your family is make sure they’re financially protected if something unexpected happens.

Term Life Insurance helps provide affordable coverage for a specific period of time, helping protect your loved ones from financial hardship.

It’s a simple way to make sure your family can handle things like mortgage payments, bills, and everyday expenses.

👉 If you’d like to see how affordable coverage can be, message me anytime for a quick quote.

(435) 691-4262 https://www.timcroteau.com

10/19/2026

Your income supports the people you love. Term Life Insurance helps protect that income during the years it matters most.

If the unexpected happens, it can provide financial support to your family when they need it most.

It’s simple, flexible coverage designed to give you peace of mind.

👉 Have questions or want to see your options? Send me a message today.

(435) 691-4262 https://www.timcroteau.com

10/19/2026

Playing the Odds on Your Paycheck: Why disability is a far safer bet than most people think

Walk into any Las Vegas sportsbook and you will not find the bookmaker guessing. He studies the numbers, sets the line, and then hedges his bets so that no single outcome can sink the house.

10/18/2026

Did you know Medicare plans can change every year?

Premiums, copays, provider networks, and prescription coverage may all be different next year. A quick review during Annual Enrollment can help you avoid surprises.

(435) 691-4262 https://www.timcroteau.com