Kaela Child - Loan Officer NMLS #2043478

02/26/2026

Just Funded in Waimea 🔑

So excited for my clients on the purchase of this incredible 5.3 acre Lalamilo property bordering Parker Ranch - wide open pasture, Kohala, Mauna Kea, Mauna Loa & Hualālai views.

Ag-zoned, fenced, gated, and set up perfectly for multi-generational living - this one is truly special. Grateful to help make the dream of Waimea country living a reality.

Mahalo to the team who helped make it happen:
Listing Agent: Harold X. Clarke | Private Listings by Harold X. Clarke (RB-21622)
Buyers Agent: Clint Williams| White Mountain Realty (RB-12660)
Escrow: Amber Joaquin | Title Guaranty Hawaii

Another one closed in beautiful Waimea 🤝✨

01/06/2026

“What documents do I need for a loan?”

As one of the most common questions I get- this can be a daunting step for future homebuyers. And I’m sure realtors hear this often as well.

But not to worry! I’ve created a simple loan document checklist to help keep you organized and prepared to take the next step towards home ownership.

This is available to clients, future buyers and realtors alike- follow the link in my bio or DM me and I’ll send it right over!

01/02/2026

✨ Happy 2026! ✨ From our Ohana to yours- wishing you all a happy and bright New Year! Excited for the chance to help even more families turn homeownership dreams into reality this year 🏠 🔑 🌺

11/26/2025

Aloha, friends! Thinking about buying a home or refinancing? Let’s make it simple and stress-free. 🤍

I’m offering a FREE 15-minute consultation to answer your questions about home financing and guide you through your options. No pressure, just clarity.

📲 Tap the link in my bio to schedule your free consultation today!

✨ Let’s make your homeownership dreams for 2026 a reality, one step at a time!

Stan | Linksite

06/24/2025

Just a friendly reminder — the deadline to file your Homeowner Exemption Form is June 30, 2025.

If you own and occupy your home as your primary residence, you may qualify for a real property tax exemption that could lower your annual tax bill.

Feel free to reach out to me directly with questions, or contact the Hawai‘i County Real Property Tax Office at:
📞 (808) 961-8201
🌐 www.hawaiipropertytax.com

05/01/2025

May Day is Lei Day in Hawai‘i! 🌺

Every May 1st, Hawai‘i celebrates its rich culture and aloha spirit with vibrant leis, music, and hula. What began in 1928 as a way to honor Hawaiian traditions has blossomed into a beloved statewide celebration of beauty, unity, and heritage.

04/24/2025

Thinking about buying a home in Hawaii?
Be honest… how much time have you spent scrolling Zillow this week? 👀

Here’s the truth: looking at listings is fun, but it won’t get you closer to owning a home. Getting pre-approved will.

It gives you real numbers, real confidence, and shows sellers you’re ready to go. And the best part? I can get you squared away today. No stress, no pressure—just straight answers and local guidance.

Send me a quick message to get started.
Let’s get you home 🏝️

04/22/2025

Truth or Myth? 🌺

“You need 20% down to purchase a home in Hawaii”

Comment your answer below!

07/30/2024

Grateful for lunch at Merrimans with some of my favorite ✨ Pacific Isle Lending Group✨ team members! Their guidance and support have been pivotal in shaping who I am today. Here’s to the mentors who inspire me to be my best! 🥂

07/30/2024

Aloha! I am thrilled to announce that I have returned to Pacific Isle Lending Group, LLC! After spending some time on the retail side of lending, I am back home with a team that truly aligns with my vision for exceptional client service and innovative financial solutions.

At Pacific Isle Lending Group, we are equipped with cutting-edge tools and partnered with a diverse range of top-tier lenders. This allows us to offer you an extensive array of financing opportunities tailored to meet your unique needs.

I am eager to leverage these resources to help you achieve your financial goals and make the lending process as smooth and beneficial as possible. Should you have any questions or need assistance, please do not hesitate to reach out.

Thank you for your continued trust and support. I look forward to working with you again!

03/23/2023

The Fed raised policy rates by 0.25% at their March meeting, while also confirming their confidence in the U.S. banking system. The Fed signaled some additional hikes may be appropriate before target inflation rates are realized. If you are in need of home financing, we have programs that can work in the framework of today's market.

Please let me know if I can help answer any questions you may have.

V.I.P. Mortgage, Inc. is an Equal Housing Lender.