New Found Horizon

New Found Horizon Specializing in helping families and retirees create a stronger financial foundation for the future. Licensed to serve families across Hawaii and all 50 states.

Through Medicare, life insurance, and annuity solutions, I help people protect their health, income, savings, and the people they care about most. New Found Horizon - Independent Medicare & Retirement Planning | Serving Hawaii & All 50 States

As a licensed Medicare specialist, retirement planning advisor, and father of five who homesteads in Hawaii, I founded New Found Horizon to help families na

vigate life's biggest financial transitions with confidence. WHAT MAKES US DIFFERENT: Unlike captive agents tied to one insurance company, we work independently across multiple carriers. This means our Medicare guidance, retirement income strategies, and legacy planning recommendations are based on your family's needs—not corporate quotas. OUR EXPERTISE: Medicare enrollment and supplements, retirement income planning, life insurance strategies, estate coordination, and legacy preservation. MY COMMITMENT: Whether you're turning 65 and facing Medicare decisions, worried about retirement income lasting your lifetime, or planning how to transfer your legacy intact—my goal is moving your family from financial uncertainty to lasting peace of mind. Your retirement should be about enjoying the life you've worked hard to create, not losing sleep over financial decisions. Ready to chart your course toward financial confidence? Gustavo Zabarain, Founder
Licensed Insurance Agent | Independent Broker

Devoted Health showing love to the Hawaii broker community.
09/04/2026

Devoted Health showing love to the Hawaii broker community.

Most people don’t need more financial products.They need someone to help them see the gaps they didn’t know were there.T...
09/02/2026

Most people don’t need more financial products.

They need someone to help them see the gaps they didn’t know were there.

That’s a big part of what I talk about when I’m on stage — how Medicare, retirement income, life insurance, and long-term planning can work together instead of being treated like completely separate decisions.

Protection isn’t about preparing for the worst.

It’s about giving yourself more choices when life changes.

03/10/2026

Most Medicare materials were written for the mainland.

They describe networks, costs, and coverage options as if every zip code works the same way.

Hawaiʻi doesn't work the same way.

Specialists here are limited. Serious care sometimes means a flight to Oahu. The plan that looks right on paper can fall apart the moment you actually need it — and by then, the window to change it may have already closed.

This is why local knowledge isn't a bonus. It's necessary.

When we sit down together, we're not running through a national checklist. We're looking at your doctors, your situation, and what Hawaiʻi healthcare reality actually means for the plan you choose.

You'll leave knowing exactly what you have — and why it works for your life here.

There’s a different kind of peace that comes with retirement.Not the kind that depends on the market having a good year....
03/02/2026

There’s a different kind of peace that comes with retirement.

Not the kind that depends on the market having a good year.

The kind where you know — every month — income is showing up.

Your bills are covered.
Your spouse is protected.
Your kids won’t have to step in financially.

That’s what happens when part of your retirement is built for income, not just growth.

When we help families set up lifetime income through an annuity, the conversation changes.

It’s no longer:
“Will this be enough?”

It becomes:
“We’re taken care of.”

Retirement shouldn’t feel like a gamble.
It should feel steady.

If you’re within 5–10 years of retirement, the real question isn’t how much you’ve saved…

It’s whether your savings are built to pay you back.

If that’s something you’ve been wondering about, let’s talk.

Send a message here, and we will schedule your free, no pressure consultation to discuss your financial future.

02/23/2026

If you're within 5 years of retirement, or helping a parent navigate Medicare, let me ask you this:

What’s your plan for making sure every financial decision supports your family long-term — not just this year?

Most families don’t need more financial “products.”
They need clarity.

After years in this industry — and growing up around Medicare conversations at the dinner table — I kept noticing the same thing:

People were being handed brochures…
But no one was mapping the whole picture.

So I built New Found Horizon around something different.

We start with Discovery Before Direction.
That means we ask better questions before we ever talk about recommendations.

Because your Medicare decision affects your livelihood.

At New Found Horizon, we use designed a process to uncover gaps, align decisions, and guide families confidently through major life transitions.

Medicare.
Retirement.
Legacy planning.
Generational stewardship.

Not as separate conversations — but as one coordinated strategy.

If you’d like a no-pressure conversation about where you stand, I’m here to help.

Let’s chart your next horizon — the right way.

Address

74-5576 Pawai Place
Kailua-Kona, HI
96740

Telephone

+18084807219

Website

Alerts

Be the first to know and let us send you an email when New Found Horizon posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to New Found Horizon:

Shortcuts

Share

Category