Jen Morris Mortgage Loan Originator

07/09/2025

Is now a good time to buy in DFW? Let’s break it down 👇

✅ Mortgage rates are more stable than they’ve been in months
✅ DFW is still one of the fastest-growing housing markets in the U.S.
✅ Many sellers are offering rate buydowns or closing cost help
✅ Renting in DFW? You might be paying more than a mortgage!

📍 From Fort Worth to Frisco I’ve got local insight + loan options to help you buy smart.

📲 DM me “DFW Ready” and let’s explore your options together. No pressure, just clarity.

06/24/2025

busy summerin’ hard ☀️☀️

02/06/2025

I moved to Texas 10 years ago. Life looks a lot different than it did 🐴⭐️

12/15/2024

✨This is 40✨ Thank you for making this birthday so amazing. I don’t take this time on earth for granted and I never forget that many of those I love didn’t get to see their forties. I’m deeply grateful to begin another decade and so thankful for the beautiful people I get to spend it with. Salud 🥂

11/14/2024

🌟 We're Just a Click Away! 🌟

Searching for the perfect mortgage? Look no further!

💻 Discover What We Offer:

Customized mortgage solutions to fit your needs
Expert advice and resources at your fingertips
Easy online application process

Join our community of happy homeowners! Visit us at www.selectmortgagegroup.com and let’s start your journey today!

09/10/2024

09/05/2024

💰Let’s talk down payments! Your down payment is the percentage of the sales price you will pay in cash towards the purchase of a home. The remaining balancing is your loan amount.

Your minimum amount down will depend on the loan program and the type of property you are purchasing. First time homebuyers may be eligible for 3%, 3.5% or even 0% down payments!

You do not need 20% down to buy a home - although the larger your down payment, the lower your monthly payment will be.

Your down payment must be from you (the buyer) or a family member providing the funds as a gift. Questions about down payments? Comment below!!

08/27/2024

A **temporary buydown** is a mortgage financing option where the seller, builder, or real estate agent pays an upfront fee in the form of a credit to the buyer to temporarily lower the interest rate for the first few years of the loan. This reduces the buyers monthly payments, making the loan more affordable initially before the interest rate returns to the standard rate. It is similar to the practice of buying discount points on a mortgage in return for a lower interest rate, except that it is temporary.

EXAMPLE: You choose a credit from the seller of the home you are purchasing and use it to fund a 2-1 buydown. This reduces your interest rate by 2% for the first year of your loan and 1% for the second year.

Further EXAMPLE: Your loan has an interest rate at 6.125%. With a 2-1 buydown you will pay monthly payments based on a 4.125% rate for the first year of your loan. You will pay 5.125% for the second year of your loan. Finally, your rate will return to the original 6.125% for the third and remaining years of your loan.

We can offer 3-2-1, 2-1 and 1-0 Temporary Buydowns!

08/24/2024

🏈🍂It’s that time of year again - my football magnets are in! (and only a small amount of my head got cut off this time🫣) DM your address and I’ll send you one!

08/23/2024

Although mortgage rates have stayed relatively flat over the past couple of weeks, softer incoming economic data suggest rates will gently slope downward through the end of the year. Earlier this month, rates plunged and are now lingering just under 6.5 percent, which has not been enough to motivate...

08/23/2024

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.