URS Advisory

08/31/2026

Julia had another opportunity to sit down with Adam Taggart of Thoughtful Money to discuss all things Social Security!

They covered how Social Security actually works, when it makes sense to file, what goes into that decision, and where the program may be headed in the years ahead.

Regardless of how much money you have saved for retirement, Social Security is an important foundation of your retirement income plan. And the age you choose to file can have a meaningful impact on the rest of that plan.

There’s a lot more strategy involved than simply picking an age and turning on a check. Click the link to learn more ⬇️

WANT HELP WITH RETIREMENT PLANNING? SCHEDULE YOUR FREE PORTFOLIO RE...

08/29/2026

Watch Julia's Latest Video Here:
https://www.youtube.com/watch?v=6cB1lTVlaYA

08/28/2026

What’s the biggest risk to your retirement portfolio?

It may surprise you.

In fact, two retirees can earn the exact same average return and end up in VERY different places. 📈 📉

Why? That’s where retirement investing gets interesting. 👇

Watch the full video here ➡️ https://www.youtube.com/watch?v=j6BFf8bAKYQ&t=16s

08/24/2026

Please join us in welcoming our newest Associate Planner, Reeya Patel, to the URS Advisory team! 🌟

Reeya Patel graduated from the University of Florida's Warrington College of Business with a degree in Wealth Management and a minor in Leadership. During college, she spent a summer studying abroad in London, which sparked a love of travel that's stuck with her ever since. She also spent several years as External Director of UF's Finance Professional Development Program, where she helped launch the university's first Future Advisors Conference, connecting students with wealth management professionals across the country.

Reeya holds her FINRA Series 65 license and is currently preparing for the CFP® exam. Outside of work, she runs her own photography business, Captured By Reeya, shooting weddings, graduations, and couples sessions across Florida. She's also a longtime competitive golfer and enjoys pilates, reading, and podcasts in her downtime.

We're SO excited to see all she'll accomplish!

08/22/2026

Watch Julia's Latest Video Here:
https://youtu.be/LXfwUh9AnRY

08/21/2026

Scary market pullbacks can make even the most disciplined investors want to do something.

But before you panic sell, there are 5 questions I want you to ask yourself first.

In this series, I’m breaking them down one by one, starting with Question #1: "What are you afraid of?"

Maybe you're worrying that you have to delay retirement, burden your family, or run out of money in your 80's.

Before you react to what the market is doing today, zoom out and remember what your money is supposed to do for you.

Here’s Question #1 👇

08/19/2026

INTERN-VIEW SERIES: Part 2! 🎤

Company culture is something we take VERY seriously at URS. We work hard, we have high expectations, but we also genuinely like each other and have a lot of fun along the way. 😆

But don’t take it from us…

We asked our interns, David Hayes and Eva Sutton to give us their first impressions of the culture at URS. No scripts, no coaching, just their perspective after spending the summer with our team.

I think their answers say a lot about what we’re building here. ❤️

Watch Part 2 👇

08/17/2026

Back to school for the Lembcke boys! 📚✏️

And just like that, another school year begins. I swear we were JUST dropping these two off at preschool!!

These milestones always remind me how quickly life moves. And maybe it’s the financial planner in me, but it’s also a reminder of why we plan in the first place.

Yes, we save. We invest. We make smart decisions for the future. But the goal isn’t just to end up with the biggest pile of money someday. It’s to create the freedom to enjoy your life NOW, too.

The years are going to pass either way. Make sure you’re enjoying them along the way. ❤️

Here’s to a great school year, lots of learning and laughs, and hopefully keeping track of at least SOME of our water bottles. 😂

08/15/2026

Watch Julia's Latest Video Here:
https://www.youtube.com/watch?v=Sl-m8SfVsKE

08/11/2026

Planning for early retirement? Worried about market volatility or tax strategies?

I answered these questions and more in my recent live Q&A!

Grab a coffee and tune in to learn about bucketing strategies, Roth conversions, and essential estate planning.

Check out the replay here! 👇

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