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Family Mortgage "We Make It Easy"
MortgageOne, Inc. NMLS #2763579
https://mtr.bio/familymortgageteam

Family Mortgage - The Mortgage Firm | NMLS #189233 | Equal Housing Lender | As Mortgage Bankers we are able reduce the time from application to closing - Use local appraisers and keep our costs low, while giving you the best rates available!

10/15/2026

Week 3 of our Halloween series is here, and The Family Mortgage Team got turned into zombies for it 🧟‍♂️🧟‍♀️

We took the front row for a Thriller-style dance. Tag the coworker you’d want next to you when the zombies show up 👇🎃

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS
#898812 | NMLS #2763579 | Mortgage One, Inc. | Equal Housing Lender 😊

10/08/2026

POV: You still haven't sent your loan officer that bank statement 😅👻

We made a horror movie trailer about it (just for fun, we promise!). No borrowers were harmed in the making of this video, and Evan only breaks down doors for documents. 🎃📄

Send your paperwork in early and he'll stay his friendly, smiley self. Happy spooky season from The Family Mortgage Team! 🏡

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS
#898812 | NMLS #2763579 | Mortgage One, Inc. | Equal Housing Lender 😊

10/07/2026

💳 Credit cards can be a great tool, but there’s an important piece missing from this advice.

Yes, using a credit card can offer rewards, purchase protections, and help build a positive credit history when managed responsibly. But simply paying it off every month doesn’t necessarily mean your credit score will always benefit.

One big factor is credit utilization. If your card reports a high balance compared to its limit, it could temporarily impact your score, even if you pay that balance off shortly afterward.

That’s why I’m a fan of using credit cards strategically:
✅ Pay on time
✅ Keep reported balances manageable
✅ Work toward higher credit limits over time
✅ Watch for convenience fees that may wipe out your rewards

Credit cards can be a valuable tool. The key is understanding how to use them.

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS #898812 | Mortgage One, Inc. | Equal Housing Lender 😊.

10/06/2026

💰 “I have enough money to close, so why does the lender care where every deposit came from?”

It’s a common question, and there’s a reason lenders ask.

When funds are being used toward your home purchase, the lender may need to verify where certain deposits came from, including your earnest money deposit. The goal is to confirm the funds came from an acceptable source and weren’t borrowed in a way that creates an undisclosed debt or otherwise impacts the loan.

That $5,000 earnest money deposit? We may need to document which account it came from. A large deposit into your bank account? We may need to source that too.

Every loan scenario can be different, so if you have questions about what assets can be used, moving money between accounts, or how long funds need to be documented, reach out. We’re happy to help! 🏡

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS #898812 | NMLS #2763579 | Mortgage One, Inc. | Equal Housing Lender 😊.

10/05/2026

📊 Weekly Market Update:

Rates started last week under pressure as oil climbed on Middle East news 🛢️ then got some relief from softer inflation and jobs data.

🔹 Inflation cooled to 3.4%, with core dropping to 3.0%
🔹 Only 29,000 jobs added in September vs 90,000 expected
🔹 Odds of an October Fed hike fell to around 26%
🔹 The 10-year is hovering near 5.29%, a key level to watch 👀

Every situation is different, so reach out anytime for a personalized rate quote! 🏡

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS
#898812 | NMLS #2763579 | Mortgage One, Inc. | Equal Housing Lender 😊

10/01/2026

Happy October! 🎃👻

We’re kicking off our weeks of Halloween festive fun a little early!

Enjoy Evan living out his Hocus Pocus dreams, with Shelbi as his trusty accomplice. 😂🧙‍♂️

Stay tuned... there’s plenty more Halloween fun to come! 🎃

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS #898812 | Mortgage One, Inc. | Equal Housing Lender 😊

09/30/2026

Rates are up, and the McDonough boys are considering a career change. How do you think we did? 😂

09/29/2026

🏡 Good news for homebuyers!

Fannie Mae has made it easier to potentially use rental income from your current primary residence when buying your next home.

In certain situations, you may no longer need to have a tenant lined up with a lease agreement and rent check before closing. Instead, rental income may be supported through an appraiser’s market rent analysis or other acceptable rental data, subject to Fannie Mae guidelines and loan qualification requirements.

That means fewer hoops to jump through if you’re planning to keep your current home as a rental while purchasing your next primary residence.

Thinking about making the move? Reach out to us and we can review how the updated guidelines may apply to your scenario! 🏠

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS #898812 | Mortgage One, Inc. | Equal Housing Lender 😊

09/23/2026

Renovating? Keep those receipts! 🏡🧾

Qualifying home improvements can increase your home’s cost basis, potentially reducing taxable gain when you sell. Save invoices, receipts, and proof of payment now so you’re not digging through years of emails later. 📂

Your CPA can help determine what qualifies and which home-sale tax exclusions may apply. Small habits can support your bigger wealth-building goals! 🙌

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS #898812 | Mortgage One, Inc. | Equal Housing Lender 😊

09/22/2026

🏡 Want to buy your next home without selling your current home first?

A bridge loan may come to mind, but it’s not the only option. Depending on your situation, there may be different ways to access funds, manage carrying two homes temporarily, or potentially remove your current housing payment from the debt-to-income calculation when qualifying requirements are met.

The key is knowing your options before assuming you have to sell first. Every situation is different, so let’s talk through what could work for you!

Evan McDonough – We make it easy! | (561) 625-2660 | NMLS #898812 | Mortgage One, Inc. | Equal Housing Lender 😊

Address

601 University Boulevard, Suite 104
Jupiter, FL
33458

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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