06/15/2026
⚡ Still without power after the recent storms?
Many homeowners don't realize their insurance policy may include coverage for spoiled food if a power outage causes items in your refrigerator or freezer to go bad.
Coverage varies by carrier and policy, but some homeowners policies provide reimbursement for food spoilage caused by a covered power outage.
Before throwing everything away:
✅ Take photos of spoiled items
✅ Make a list of what was lost
✅ Save receipts if you replace groceries
If you've been affected by the storms and aren't sure what your policy covers, give Gould Agency a call. We're happy to help you review your coverage and answer any questions.
Stay safe, Southwest Missouri! 🌩️🏠