Integrity Wealth Associates, LLC

05/19/2026

Many people believe that simply “having a 401(k)” means they have a retirement plan.

But there’s a big difference between having a retirement account… and having an actual retirement strategy.

A 401(k) is a tool. A retirement plan is the roadmap.

Real retirement strategy goes beyond just contributing to an account. It can include:

• Long-term projections
• Managing risk and market volatility
• Retirement income planning
• Tax-efficient strategies
• Protection planning
• Life and legacy planning
• Preparing for healthcare costs
• Creating confidence for the future

The question isn’t just: “Do I have a retirement account?”

It’s: “Do I know what my retirement will actually look like?”

Having savings is important. Having a strategy behind those savings is what makes all the difference.

05/09/2026

A lot of people describe themselves as “conservative” with money…

So they:
• Keep too much sitting in cash
• Focus heavily on paying off low-interest debt
• Avoid investing because market swings make them uncomfortable

But often, the biggest financial risks have nothing to do with the stock market.

I regularly see families with:
• No income protection if they become disabled
• Little or no life insurance outside of work
• Liability coverage that may not fully protect their assets
• No umbrella policy
• No estate plan or basic documents in place

Being financially cautious isn’t just about avoiding investment risk — it’s about protecting the areas of life that could create the biggest financial setbacks.

04/14/2026

TAX DAY. Don’t forget your last minute IRA contributions.

$7000 if below age 50
$8000 if above age 50

04/05/2026

Happy Easter from all of us at Integrity Wealth Associates.

Wishing you a day of peace, reflection, and time spent with the people who matter most.

04/04/2026

Family Risk Management Essentials:

• Adequate life & disability coverage

• Proper liability limits on property, auto &
umbrella policies

• Updated account & policy beneficiaries

• Will or trust in place

• Powers of attorney for finances & healthcare

• Medical directives documented

• Named guardians for children

Anything here to add?

04/04/2026

Self-employed?

You’ve probably heard to open a SEP IRA — simple setup, flexible timing, and fundable at tax time.

All true.

But for many self-employed professionals, a Solo 401(k) is often the better choice.

2026 limits (under age 50):
Solo 401(k): Up to $72,000 total
SEP IRA: Up to $72,000 total

The Solo 401(k) lets you contribute as both employee (up to $24,500) and employer (up to 25% of compensation).

This gives greater flexibility, faster savings potential at many income levels, and Roth options a SEP doesn’t offer.

03/26/2026

03/12/2026

Friendly reminder: your accountant can only work with what they’re given. When in doubt, share more information, not less. The best financial strategies come from having the full picture.

Things like:

-- Rental Income
-- Brokerage Transactions
-- HSA Contributions
-- Retirement Withdrawals
-- Student Loan Interest

Can be easily forgotten about.

03/11/2026

Honored to celebrate a great year at the New York Life awards ceremony. Grateful for our team at Integrity Wealth Associates and the clients who make this work meaningful.

01/12/2026

Grateful. Energized. Inspired.

Over the past year, our firm has experienced meaningful growth—and we don’t take a single part of it for granted.
From establishing a new DBA and completing office renovations, to welcoming new clients and achieving our largest growth year-- it’s been a year of momentum and progress. Along the way, we’ve also earned additional licenses so we can continue to better serve the evolving needs of those who trust us.
None of this happens without our clients. Your confidence in us, your referrals, and your continued support are the foundation of everything we do. We’re deeply thankful for the opportunity to serve, grow and take this journey alongside you.
Here’s to building on this momentum and continuing to do what is right for the people we serve!