Lynne Tomkowski, VP Sr Mortgage Originator, NMLS 552378,First Commonwealth

11/03/2026

5.0 star review received on Experience.com for Lynne Tomkowski by Zachary P - Lynne made the process easy to follow and get through. She was very timely and was always available to answer any questions I had.

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11/01/2026

5.0 star review received on Experience.com for Lynne Tomkowski by Tamra C - Lynn was attentiv, experienced and available at all times.

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11/01/2026

5.0 star review received on Experience.com for Lynne Tomkowski by Evelyn G - Lynne walked me through the steps. Any time I was unsure of something she responded quickly. She made the process very comfortable and easy it was stressful but she was on top of all questions. Huge THANK YOU!!!

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10/29/2026

5.0 star review received on Experience.com for Lynne Tomkowski by Maura S - Lynne is the reason we were able to buy our dream home. We are grateful for her timeliness and support during this process!

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10/27/2026

Some of my most productive conversations start with someone apologizing for their finances.

"I changed jobs last year."

"My credit used to be rough."

"I still have student loans."

"I don't have as much saved as I thought I would by now."

You don't need to apologize to me.

I don't expect everyone's financial history to look like a perfectly straight line.

What I need is the real picture so I can understand what we're working with.

Sometimes there are loan programs that fit the situation better than the customer expected. Sometimes there's something we need to work on first. And sometimes an issue they were convinced would stop them isn't nearly as significant as they thought.

I'd much rather hear the whole story than have you quietly decide your story means homeownership isn't for you.

Tell me what's going on.

Then we can figure out what it actually means.

Equal Housing Lender NMLS #479240
https://myoc.io/dQBr40dbuCG

10/26/2026

5.0 star review received on Experience.com for Lynne Tomkowski by Justin A S - She went out of her way to fet my prequalified when another lender was "done for the day" and her above and beyond attitude was the only reason I got my house offer accepted. She is the best

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10/24/2026

Here's something that surprises buyers once we start running actual properties:

Two homes with the same listing price can have noticeably different monthly costs.

One might have higher property taxes, while another might have HOA dues. Insurance can vary, and depending on the property and your financing, other costs can change too.

So when a customer sends me a listing and asks, "Can I afford this one?" I'm not just looking at the number at the top of the page.

I'm looking at what owning that particular home could actually cost each month.

That's also why I love when buyers send me listings while they're shopping. So take this as your reminder that you don't have to wait until you've decided to make an offer.

Send me the house – I'll help you look past the listing price and understand the numbers that matter once you actually own it.

Equal Housing Lender NMLS #479240
https://myoc.io/dQBr40dbuCG

10/23/2026

5.0 star review received on Experience.com for Lynne Tomkowski by Carly A G - Lynne is what made it great! Her knowledge, patience and promptness just to name a few!

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10/22/2026

One of the most frustrating conversations I have with buyers is when they tell me: "I wanted to buy two years ago, but I figured I needed to save more first."

Here’s why I want first-time buyers to talk to me before deciding what number they need in their savings account:

First Commonwealth has programs designed specifically to help eligible first-time buyers overcome some of the upfront financial hurdles that make buying feel so far away.

Our First@Home program, for example, offers assistance with financial confidence resources like:

→ Down payment
→ Closing costs
→ Credit preparation

I don't want you spending another year trying to hit a savings number you picked yourself without first finding out what programs may actually be available to you.

Ask me about our First@Home program, or message me what you've saved and what you're working toward so I can help you figure out what the gap actually is.

If you're hoping your first home could happen sooner than you think, comment FIRST and let's have that conversation.

Equal Housing Lender NMLS #479240
https://myoc.io/dQBr40dbuCG

10/20/2026

5.0 star review received on Experience.com for Lynne Tomkowski by Daniel G H - Lynne was awesome. Her professional ism and communication were perfect and she patiently guided Lauri and I through a complicated process with great customer service. Thanks, Lynne!

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