Deja Cummings-Cooper, Licensed Agent with New York Life

Call Directions Website

Deja Cummings-Cooper, Licensed Agent with New York Life Agent licensed to sell insurance through New
York Life Insurance Company I am not licensed in all jurisdictions.

As a licensed Agent of New York Life Insurance Company I offer a variety of products that can help you meet a
number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs
for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your
needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please
consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the
experience of other customers. These testimonials are no guarantee of future performance or success.

1407 Eisenhower Blvd
Ste 301
Johnstown, PA 15904
United States
+1 (814) 269-9100

10/19/2026

I genuinely want answers to this one. 👀

Forget what social media says financial success is supposed to look like.

For YOU personally…

What would have to happen for you to sit back and think:

“Okay… I’m actually doing pretty good financially.” 😂

Would it be:

💰 A certain amount in savings?
🏡 Owning a home?
💳 Being debt-free?
✈️ Traveling without worrying about the cost?
📈 Hitting a certain income?
😮‍💨 Or simply paying everything and still having money left over?

There’s no right answer.

**Finish this sentence in the comments:**

“I’ll feel financially successful when __________.”

I’m really curious to see everybody’s answers. 👇🏽

10/16/2026

When did we decide you had to already HAVE money before you could start learning what to do with it? 😂

You don’t need the perfect salary, a huge savings account, a house, investments and everything else checked off before you can start thinking about your financial future.

Some of us are still building.

And that counts.

Maybe the goal right now is buying your first home. Maybe it’s starting a family. Maybe you’re trying to protect the life you’ve already built. Or maybe you’re literally just trying to figure out where to start.

That conversation still matters. ❤️

What’s something you wish someone would've taught you about money earlier?

10/14/2026

You do NOT have to clean everything up before asking for help figuring out what comes next. 😭

I think sometimes we put off financial conversations because we’re embarrassed about where we are right now.

Maybe the savings isn’t where you want it to be.
Maybe there’s debt.
Maybe the budget looks good on paper and then real life happens. 😂

But where you are right now is just the starting point.

You can start with what you have, what matters to you, and what you’re realistically able to do right now.

You don’t have to have it all figured out first. ❤️

What’s one financial goal you keep telling yourself you’ll work on “once things settle down”?

10/05/2026

Be honest:
Is your budget actually working… or are you just making it work? 👀
If you’re constantly moving money around, waiting for payday, paying things late, or ending up broke as soon as the bills are paid, that’s information.
And the answer isn’t automatically:
❌ Cut everything you enjoy
❌ Download another budgeting app
❌ Copy somebody else’s budget
Your budget needs to work for your actual life.
That includes bills.
That includes responsibilities.
And YES—that can include fun money too. 😂
Pull up your budget and ask yourself:
“Is this actually working for me?”
If not, tell me what’s giving you trouble in the comments or DM me.
If your budget worksheet has also been approved, add:
And if you want to actually sit down and work through it, grab my free “Is Your Budget Actually Working?” worksheet.

10/02/2026

Having kids changed more than how I spend money.
It changed how I think about being prepared.
When it was just me? I could figure things out as I went.
Now I have four tiny humans depending on me. 😂
Life can still life—but the consequences hit differently when somebody else is counting on you.
And no, that doesn’t mean I suddenly have everything perfectly together.
It means I think a lot more intentionally about whether the systems I have can actually handle my real life.
Parents: what started feeling WAY more serious once somebody else started depending on you?

A little official introduction 👋🏽I’m Deja Cummings-Cooper, Licensed Agent with New York Life, but there’s a lot more to ...
10/01/2026

A little official introduction 👋🏽
I’m Deja Cummings-Cooper, Licensed Agent with New York Life, but there’s a lot more to what I want to build here than simply talking about insurance.
I want to talk about real life.
Money. Motherhood. Career. Adulting. Building something for yourself. Protecting the things you’ve worked hard for. And figuring things out when life looks nothing like the perfect version we see online.
My goal is to make these conversations easier to understand, less intimidating, and actually applicable to the life you’re living.
No judgment. No pretending you should already know everything.
So whether you have a question, a situation you’re trying to work through, or you’re simply trying to get your stuff together…
Bring me the situation. 💛
Let’s talk.
📞 570-840-2956
📧 [email protected]
📱 .cummings.cooper

09/30/2026

There is SO much financial information out here.
Save. Invest. Fix your credit. Pay off debt. Budget. Prepare for retirement. Protect your family.
Okay… but what do I actually need to focus on? 😭
That’s the conversation I want to have here.
I’m Deja Cummings-Cooper, Licensed Agent with New York Life, a mom of four, and somebody building a career, raising a family, and figuring out real life right alongside everybody else.
We’re talking money, motherhood, career, adulting, and protection—without pretending real life fits perfectly into a spreadsheet.
Bring me the situation. Let’s figure out what actually matters.
👇🏽 What’s one money topic you wish somebody would explain in normal English?

09/18/2026

Having kids made “I’ll figure it out later” hit very different.
Before kids, if I forgot something, paid something late, or had to go without something for a little while…
I figured it out.
Most of the time, I was the only person who had to deal with the consequences anyway.
But when you have people depending on you?
That changes.
If one of the kids gets sick, somebody may have to call off work.
If childcare falls through, your entire day can change.
If you can’t drive your car, it’s not just you who can’t get somewhere anymore.
And that’s one of the biggest things motherhood has changed about the way I think about money.
It didn’t just change how I spend it.
It changed how I look at responsibility.
There are certain things I can’t keep putting in the “ehhh, I’ll figure it out” category anymore. 😂
And that doesn’t mean everything has to be perfect.
It means the systems I use with money need to actually work for the life I’m responsible for.
Because having a budget is one thing.
Having a budget that can survive real life?
That’s another conversation.
What’s something that started feeling way more serious once you became a parent?

09/18/2026

Quick question:
If your budget only works when absolutely nothing goes wrong… is it really working?
Because real life does not care about the spreadsheet. 😂
If you’re constantly:
* moving money from one place to another
* overdrafting
* paying bills late
* completely broke after payday
* waiting desperately for the next check
…your budget might need some attention.
And no, that does not automatically mean:
“Cut out everything fun.”
You are allowed to budget for things you actually enjoy.
Coffee.
Going out.
Getting your nails done.
Whatever fits your life.
A budget also doesn’t have to look exactly the same every single week or month.
Life changes.
Expenses change.
Priorities change.
Your budget should be able to adjust with them.
At minimum, it should help you understand:
What’s coming in?�Where is it going?�What is taking up most of it?�And do I actually have enough to cover the life I’m living?
Because copying somebody else’s budget doesn’t magically fix yours.
Their income isn’t yours.
Their bills aren’t yours.
Their responsibilities aren’t yours.
Their life is not your life.
Your budget needs to work for you.
So look at yours and ask:
Is this actually working for me?
If the answer is no, tell me what isn’t working in the comments or DM me.
And I’m putting together a free budget printable to help you actually sit down and see where your money is going.

05/12/2026

Hi everyone! I wanted to take a moment to introduce myself.

My name is Deja, and I recently began my career with New York Life.

I’m passionate about helping individuals and families better understand financial protection, long-term planning, and building security for the future.

As a mom, these conversations have become even more important to me personally, which is a big part of why I chose this path.

On this page I’ll be sharing:
• financial tips
• educational resources
• insights I’m learning along the way
• and real conversations about planning for the future

I’m excited to connect with everyone here and truly appreciate the support

Address

1407 Eisenhower Boulevard Ste 301
Johnstown, PA
15904

Telephone

(570)5725472

Website

Alerts

Be the first to know and let us send you an email when Deja Cummings-Cooper, Licensed Agent with New York Life posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category