Edge Mortgage, Inc.

Edge Mortgage, Inc. NMLS #: 1867557 I'd love to help you navigate the Colorado home loan process!

We help you navigate the loan process with clear communication, honest advice, and loan options from multiple lenders—all designed to help you move forward with confidence. From pre-qualification to finding the best loan program to fit your needs, I've got you covered.

🏡 Mortgage Term of the Week: VOEVOE stands for Verification of Employment.As part of the mortgage process, lenders verif...
06/09/2026

🏡 Mortgage Term of the Week: VOE

VOE stands for Verification of Employment.

As part of the mortgage process, lenders verify your employment and income to make sure the information on your application is accurate. This may happen early in the process, before closing, or sometimes both.

A lot of borrowers are surprised to learn that changing jobs, reducing hours, or switching from employee to self-employed status during the loan process can affect a mortgage application.

That's why it's always a good idea to talk with your lender before making any major employment changes while you're buying a home.

Have a mortgage term you'd like us to explain next? Drop it in the comments! 👇

🎉 Same-day approvals never get old!We see same-day approvals more often than you might think because it’s something we w...
06/08/2026

🎉 Same-day approvals never get old!

We see same-day approvals more often than you might think because it’s something we work hard to achieve. But that doesn’t make them any less exciting.

Every approval represents a real person, a real family, and a step closer to their goals. That’s worth celebrating every single time.

Congratulations to our borrower! We’re excited to keep things moving smoothly toward the closing table. 🏡🔑

06/04/2026

Some people chase excitement. I chase clean paperwork and clear communication. 😂🏡

☕️ Drink in hand.💻 Computer in my lap.🚗 Somewhere on the road.One of the things I love most about what I do is that I ca...
06/03/2026

☕️ Drink in hand.
💻 Computer in my lap.
🚗 Somewhere on the road.

One of the things I love most about what I do is that I can help my clients from just about anywhere.

Questions don’t always come up during business hours, and home buying doesn’t always happen on a perfect schedule. My goal is simple: be available, be responsive, and keep things moving.

No matter where I am, I’m working to help my clients get to the closing table. 🏡💰

Congratulations to our borrower on their closing! 🏡✨Being self-employed can sometimes make the home loan process feel ov...
06/02/2026

Congratulations to our borrower on their closing! 🏡✨

Being self-employed can sometimes make the home loan process feel overwhelming, especially when you’re unsure if qualifying is even possible. This client didn’t think homeownership was within reach, but by starting early and creating a solid plan together, we were able to get everything lined up and ready once taxes were filed. 🙌

Sometimes it’s not about “no,” it’s about having the right strategy and enough time to prepare.

As part of our giveback program, our client chose to support 3 Hopeful Hearts. 💜🤲

Mortgage Term of the Week: UFMIP 🏡If you’re considering an FHA or USDA loan, you may come across the term UFMIP.UFMIP st...
06/01/2026

Mortgage Term of the Week: UFMIP 🏡

If you’re considering an FHA or USDA loan, you may come across the term UFMIP.

UFMIP stands for Upfront Mortgage Insurance Premium. It’s a one-time insurance fee required on most FHA and USDA loans that helps protect the lender.

The good news? Most borrowers don’t pay this fee out of pocket at closing. In many cases, it can be financed into the loan amount.

Mortgage terms can feel overwhelming, especially when you’re hearing a lot of new acronyms. That’s why we’re breaking them down one at a time to help make the home financing process easier to understand.

What mortgage term would you like us to explain next? Drop it in the comments! 👇

A quick reminder of a few things that do not affect your mortgage application… 😂🔮 Your horoscope📈 What rates did in 1987...
05/29/2026

A quick reminder of a few things that do not affect your mortgage application… 😂

🔮 Your horoscope
📈 What rates did in 1987
🏡 Your neighbor’s opinion on the market
💬 The Zillow comment section

None of those things determine whether you qualify for a mortgage.

What actually matters?

💰 Your income
📊 Your credit profile
🏦 Your assets
📅 Your timeline and goals

The truth is, mortgage advice isn’t one-size-fits-all. The strategy that makes sense for someone else may not be the right strategy for you.

That’s why the most important conversation isn’t happening in a Facebook comment section or a random article online. It’s the one about your situation.

If you’re wondering where you stand or what your next step should be, let’s talk. A quick conversation can often provide more clarity than hours of internet research. 📞

05/28/2026

Everyone’s waiting for rates to “crash” before buying… 👀

But here’s the part people don’t talk about:

If rates drop significantly, competition usually goes up. That can mean more buyers, more bidding wars, and higher home prices.

The “perfect time” to buy rarely shows up exactly the way people expect it to.

That’s why we focus less on trying to perfectly time the market and more on creating a strategy that actually makes sense for your goals, budget, and timeline. 🏡

Sometimes waiting helps. Sometimes it costs more than people realize.

The important part is understanding the full picture before making the decision. 🤔

If you’re thinking of buying or refinancing a home in Colorado, Nebraska, Ohio, or Wyoming, follow your trusted mortgage broker. We have your best interest at heart. 💜🏠

People are using AI for mortgage advice more than ever right now 🤖🏡And honestly? I get why.It’s fast. It’s convenient. I...
05/27/2026

People are using AI for mortgage advice more than ever right now 🤖🏡

And honestly? I get why.

It’s fast. It’s convenient. It can answer a lot of questions.

But there’s still a big difference between getting information and getting guidance tailored to your actual situation.

Because buying a home isn’t one-size-fits-all.
The right strategy for one person could be the wrong move for someone else.

Sometimes people don’t need more information.
They need clarity. ✨

They need someone who can look at the full picture, explain the options, and help them make a decision that truly fits their goals.

That human part still matters. A lot. 💜

Address

Johnstown, CO

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19707440000

Website

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