1st Summit Bank

1st Summit Bank Helping our neighbors save, grow, buy homes, build businesses, and reach what's next. Experience the Difference. With us? There’s no pretending.

There are community banks who’ll go out of their way to pretend they’re big banks, and big banks who pretend to be community banks. We are who we say we are. We do what we say we’ll do. And you can see the difference when you bank with us. We’re friendlier and more personal. We treat our customers like the hard-working people they are, not account numbers. We go out of our way to find new opportun

ities and innovative solutions for our customers to make the most of their money. And we are invested in the neighborhoods we serve which is a rewarding way to operate — for us and our customers. As a customer, you’ll feel the 1ST SUMMIT BANK difference because we begin to focus on your needs from that very first moment. Whether it’s investing in new ways to make banking more convenient for you, finding the right banking options for your business, setting you up for retirement, or holding your mortgage with us, your priorities are our priorities. Your goals are our goals. And your dreams are our dreams. This is how we’ve served generations of customers for 100 years. It’s how we’ll serve generations for 100 more. And it’s how we’ll treat you when you decide to Experience the Difference.

05/28/2026

Everyone saves a little differently…
But if you like having a plan (and knowing exactly what to expect), CDs are worth a closer look.
They’re a great way to grow savings with a clear timeline and no guesswork. Member FDIC

05/25/2026

Today, 1st Summit honors the fallen who paid the ultimate sacrifice in service to our country. We are thankful today and everyday.

05/23/2026

Discover Downtown Johnstown Partnership’s Taste & Tour featuring Ken!

Our offices will be closed on Monday, May 25. Please continue to use our app and online banking which are always availab...
05/21/2026

Our offices will be closed on Monday, May 25. Please continue to use our app and online banking which are always available.

Member FDIC

We are ready to ROCK Discover Downtown Johnstown Partnership's Taste & Tour this weekend! The 1st Summit Stop will have ...
05/19/2026

We are ready to ROCK Discover Downtown Johnstown Partnership's Taste & Tour this weekend!

The 1st Summit Stop will have Roxberry Creamery and Galliker Dairy Company serving up yummy food, ice cream, and drinks. AND we will also have the fabulously fun photobooth from Barefoot Mountain Photography, and some furry friends from the Humane Society of Cambria County.

We won Best Atmosphere at last year's Taste & Tour. Can we do it again? We are in it to win it!!

MAKE SURE YOU STOP BY!

Credit Utilization Explained:Credit Utilization is how much of your available credit you are using. It's calculated by d...
05/15/2026

Credit Utilization Explained:
Credit Utilization is how much of your available credit you are using.

It's calculated by dividing your credit card balance by your credit limit.

Example: If your limit is $1,000 and your balance is $300, your utilization is 30%.

👉Why it matters: Lower credit utilization generally helps your credit score.

Tips:
⭐️ keep your balance below 30% of your available credit
⭐️ make payments before your statement closes
⭐️ avoid maxing out your cards

Member FDIC

The Employee Foundation is a non-profit funded entirely by (and managed by) 1st Summit employees. In addition to providi...
05/14/2026

The Employee Foundation is a non-profit funded entirely by (and managed by) 1st Summit employees.

In addition to providing emergency and hardship assistance to fellow employees, The Foundation also makes donations to worthwhile community projects. They thought a new playground for the kiddos in Vintondale was a great idea, so the team jumped in to help out.

At 1st Summit, we spend our days surrounded by numbers and building strong financial futures. But we also understand tha...
05/12/2026

At 1st Summit, we spend our days surrounded by numbers and building strong financial futures. But we also understand that a thriving community needs more than financial strength; it needs art, music, and moments that move people.

That's why we are proud to support the Johnstown Symphony Orchestra and the incredible work they do to bring world-class music to our region. We were happy to attend their Springtime Serenade Fashion Show and play a small part in helping that music continue.

Two-Factor Authentication ExplainedYour password is what you use to sign into your account. Two-factor authentication co...
05/11/2026

Two-Factor Authentication Explained

Your password is what you use to sign into your account. Two-factor authentication confirms it's actually you.

With scams getting smarter, a password alone isn’t always enough to keep your accounts secure. Two-factor authentication (2FA) is a security feature that requires two forms of verification (like your password plus a one-time code sent to your phone) before you can log in.

It adds an extra layer of protection that helps keep unauthorized users out. So even if someone gets your password, they still can’t get in.

Stay one step ahead of fraud. Turning on 2FA is quick, easy, and one of the smartest moves you can make to protect your personal information.

Cinco de Mayo falls on Taco Tuesday😍. This is a cosmic alignment worth celebrating! So go ahead...invest in the extra gu...
05/05/2026

Cinco de Mayo falls on Taco Tuesday😍. This is a cosmic alignment worth celebrating!

So go ahead...invest in the extra guac. Diversify your plate with queso. Take a calculated risk by adding extra salsa. Budgeting is important, but so is living a little. Or live large and get that third taco! 🥑🌮🥗

We know what we’re taco-ing about.

Happy Cinco de Mayo!

Address

125 Donald Lane
Johnstown, PA
15904

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm
Saturday 9am - 12pm

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