Brenda Baird Nmls # 2339785

03/06/2026

LIFE ANNOUNCEMENT 📣

Some decisions in life feel both incredibly right… and incredibly hard.

For years, I’ve had the privilege of helping families buy homes. If you’ve ever bought a home, you know it’s never just about the numbers. It’s about the moment you walk through the door and realize this is where life will happen.

It’s where babies come home from the hospital.
Where holiday tables get a little too full.
Where kids grow up and memories quietly stack up over the years.

Being trusted to help people reach that moment has been one of the greatest honors of my career.

Along the way, I was also lucky enough to work beside some truly incredible credit union partners, realtors and coworkers. The people I’ve worked with day-to-day have challenged me, supported me, laughed with me through the stressful moments, and celebrated the wins right alongside me. Many of you have become more than coworkers you’ve become dear friends. Leaving you is without question the hardest part of this decision.

But every once in a while, life nudges you toward a different kind of calling.

At my core, I’ve always felt most fulfilled when I’m simply showing up for people listening, supporting, and helping them navigate important moments in life. Because of that, I’ve decided to follow a path that allows me to do exactly that in a new way.

I’m incredibly honored to share that I will be starting a new role as a Community Liaison at Hospice of the Midwest.

While it may seem like a very different world from mortgages, the heart behind it feels very familiar to me. It’s about walking beside families during some of the most meaningful and vulnerable moments of life making sure they feel supported, understood, and never alone. I also get to educate the benefits that surround hospice resources.

This change comes with a lot of emotion and a lot of gratitude.

To every client who trusted me with their home financing journey…
To every realtor and credit union partner who collaborated with me…
To every conversation, closing table, and celebration along the way…

Thank you for letting me be part of your story.

This chapter is closing, but the purpose that has always driven me caring about people is simply continuing in a new place.

New beginnings are rarely easy… but when they’re rooted in purpose, they’re worth it. 🤍

02/05/2026

💔 Avoid a Valentine’s Heartbreak…and Losing The Home 🏡💘

Roses are red 🌹
Violets are blue 💐

Losing your dream home would be heartbreaking…
But it doesn’t have to happen to you.

This Valentine’s Day, protect your heart and your future by getting pre‑approved before you fall in love with a home.

Let’s make sure the only thing you’re falling for this February is the right home with the right financing!

👉 Message me “LOVE” to get started ❤️

Or contact me at:
[email protected]
515.867.2722

01/05/2026

🏡 Thinking About Buying a Home in 2026? Here’s a Quick Roadmap!

If “buy a house” is on your 2026 goals list, here are a few simple steps to help you start off confident and prepared:

✅ 1. Take a Peek at Your Credit
Nothing scary just take a look; keep balances low, and avoid opening new accounts. Little tweaks go a long way.

🗂️ 2. Gather Your Docs
Think pay stubs, W‑2s, bank statements, and your ID.
Having these ready makes the whole process so much smoother.

📝 3. Get Fully Pre‑Approved
This is the step that helps you shop with confidence and make stronger offers in areas like Johnston, Ankeny, and the DSM metro.

🏘️ 4. Explore Your Loan Options
We have great choices: Conventional, FHA, VA, USDA, and IFA assistance programs. You don’t have to figure these out alone, I walk you through the differences.

💰 5. Build a Comfortable Budget
Beyond the mortgage payment, think about taxes, insurance, and those “surprise” home expenses. Your comfort zone matters more than your max approval.

✨ If you're planning to buy in 2026, I’m here to make the process simple, clear, and stress‑free.

Send me a message, I’d love to help you map out your plan.
Brenda Baird Mortgage Loan Officer
NMLS #2339785

01/01/2026

🎉 Hello 2026! 🎉

As we step into a brand-new year, I want to thank everyone who trusted me on their homebuying journey in 2025. Helping families plant roots, move into new chapters, and achieve their homeownership goals is the heart of what I do.

Whether 2026 is the year you plan to buy, refinance, or simply get your finances “home-ready,” I’m here to guide you with clarity, confidence, and local expertise right here in central Iowa.

✨ Here’s to new beginnings, new keys, and new possibilities.

If you're dreaming of a home in 2026, let’s make a plan together!

Wishing you a year filled with joy, growth, and opportunity.
Brenda Baird, Mortgage Loan Officer
NMLS #2339785

12/05/2025

If you or someone you know is looking to buy or refinance a home, I’d love to help make that dream a reality too. With the tools and options available through the credit unions I work with, I can guide you every step of the way just like I do for every family I work with.

Let's connect, reach out to me today!

Brenda Baird, MLO
NMLS # 2339785
515.867.2722
[email protected]

11/26/2025

Every home tells a story, and I’m honored to be part of yours. Thank you for letting me help make your dreams a reality!



Brenda Baird, MLO
NMLS #2339785
515.867.2722
[email protected]

11/20/2025

Thinking about buying a home or refinancing your mortgage?

Get a personalized mortgage analysis today! 🏡✨

We’ve made it easy just fill out our quick online form and I'll provide tailored options to fit your needs.

👉 Click here to get started: https://tinyurl.com/PLA-Mortgage-Analysis

✅ Fast
✅ Secure
✅ No obligation

Take the first step toward your dream home today! 💙

Brenda Baird, MLO
NMLS 2339785
[email protected]
515.867.2722

www.PremierLA.org



"Completing this form does not constitute a loan application or guarantee approval. Information provided will be used for preliminary analysis only. Equal Housing Lender."

Contact Premier Lending Alliance for assistance in applying for your next mortgage loan. We have locations throughout the Midwest to service you. Learn more today.

11/03/2025

🤔 The Fed lowered rates so why did mortgage rates go UP?

Sounds backwards, right? The Fed controls short-term rates (like credit cards), not mortgage rates. Mortgage rates follow the bond market, which reacts to things like inflation and the economy.

So even when the Fed cuts rates, mortgage rates can still rise but don’t worry, rates are still historically good and there are great opportunities out there!

Thinking about buying or refinancing? Let’s talk about what makes sense for you. 🏡