The Tipton Team - Benchmark Home Loans

The Tipton Team - Benchmark Home Loans Jonathan Tipton is a Johnson City, TN mortgage provider with Benchmark Home Loans.

He, along with his team are dedicated to providing your family with a world class home buying experience.

Which one sounds most like you right now? 👀🏡 “We should probably buy soon.”🏠 “Let’s just keep renting for now.”🤷 “Honest...
06/02/2026

Which one sounds most like you right now? 👀
🏡 “We should probably buy soon.”
🏠 “Let’s just keep renting for now.”
🤷 “Honestly… it changes daily.”
That last one is where a lot of people are.

Usually it’s not because buying is impossible. It’s because the numbers still feel unclear:
💰 What would the payment be?
📋 How much cash is needed?
⏳ Does it even make sense for your timeline?

Once people actually see the numbers, the decision usually gets a whole lot easier.
DM me MOVE if you want to run through your options.

The universe has spoken… and apparently it wants you to get pre-approved. 😂🏡If the first word you saw was PREAPPROVAL, m...
06/01/2026

The universe has spoken… and apparently it wants you to get pre-approved. 😂🏡

If the first word you saw was PREAPPROVAL, maybe it’s time to stop casually browsing homes and start finding out what’s actually possible.

Because “just looking” has a funny way of turning into:
👀 “Wait… this house is kind of perfect.”

Getting pre-approved helps you understand:
✔️ Your budget
✔️ Your payment
✔️ Your buying power
✔️ What your next step could look like

Comment below and let’s figure out where you stand.

Mortgage Word of the Day: DTI 📊DTI compares your monthly debt to your income.Lower DTI = stronger buying power 🏡Yep… tho...
05/29/2026

Mortgage Word of the Day: DTI 📊
DTI compares your monthly debt to your income.
Lower DTI = stronger buying power 🏡
Yep… those monthly payments matter 😅

When deals get messy… that’s usually when the real work starts. 🏡Low appraisal?Last-minute underwriting issues?Big bank ...
05/28/2026

When deals get messy… that’s usually when the real work starts. 🏡
Low appraisal?

Last-minute underwriting issues?
Big bank pre-approval suddenly falling apart days before closing?

That’s when agents usually start making calls.
A big part of this job is knowing how to problem solve:
✔️ Restructuring deals when DTI is tight
✔️ Exploring different loan options
✔️ Navigating appraisal disputes
✔️ Finding solutions instead of just saying “no”
Most loans are easy. The tricky ones are where experience really matters.

Got a deal causing stress right now? DM me. Happy to take a look and give you an honest opinion on possible options.

🎙️💻Benchmark Happenings | New Podcast Episode 🎧🎤Why Local Politics MattersHead over to listen to the full episode here:h...
05/27/2026

🎙️💻Benchmark Happenings | New Podcast Episode 🎧🎤
Why Local Politics Matters

Head over to listen to the full episode here:
https://www.buzzsprout.com/2181327/episodes/19164687

Local politics suddenly feels a lot more important when property taxes jump 21%.

In this episode, Anita Hodges breaks down how local elections, county leadership, and voter turnout directly impact your taxes, schools, public safety, and everyday life. We also dive into Tennessee primary rules, open primary debates, and why more people need to get involved before decisions are already made. 🇺🇸

Jonathan & Steve are licensed in TN, FL, GA, SC & VA and ready to help with your homeownership journey.
📲 423-491-5405 | www.jonathanandsteve.com

Things lenders have heard during the home buying process that absolutely raised blood pressure levels 😂🏡“I financed furn...
05/26/2026

Things lenders have heard during the home buying process that absolutely raised blood pressure levels 😂🏡

“I financed furniture because the payment was only $89 a month.”
“I quit my job but the new one starts soon.”
“My grandma deposited $12,000 in cash into my account as a surprise.”
“We bought a car on lunch break but didn’t think it mattered.”

Listen… buying a home is stressful enough without turning underwriting into a reality TV show. 😂

Before making any big financial moves during the process:
📞 Call your lender first.
Seriously. Even if it sounds small.
Could save everyone a lot of panic later.

Today is about more than a long weekend. 🇺🇸It’s a day to remember and honor the brave men and women who gave everything ...
05/25/2026

Today is about more than a long weekend. 🇺🇸
It’s a day to remember and honor the brave men and women who gave everything for this country and the freedoms we enjoy every day.
Grateful for their sacrifice today and always.
Wishing everyone a safe and meaningful Memorial Day.

Another closing, another set of happy homeowners! 🏡🎉 Huge congratulations to these two buyers as they start this excitin...
05/22/2026

Another closing, another set of happy homeowners! 🏡🎉 Huge congratulations to these two buyers as they start this exciting new adventure together. Wishing you lots of memories, laughter, and “we still can’t believe this is ours” moments.

And to their amazing agent—thank you for being such a steady hand throughout the process. Teamwork like this makes all the difference! 🤝

✨ Michael Ramsey | Michael Walker Realty & Auction | 423-256-3733

Can get you pre-approved faster than most people can decide what’s for dinner. 🍕🏡Seriously though… dinner decisions some...
05/21/2026

Can get you pre-approved faster than most people can decide what’s for dinner. 🍕🏡
Seriously though… dinner decisions somehow take forever. 😂
The good news? Getting pre-approved doesn’t have to.
A quick conversation can help you understand:
✔️ What you may qualify for
✔️ What your payment could look like
✔️ How much cash you may need
✔️ What your next steps are
If you’re thinking about buying, let’s make the process simple and stress-free.
DM me to get started! 📲
Also… what’s your go-to quick dinner? 👀

What would actually make you feel ready to buy a home this year? 🏡For most people, it’s not about waiting for the “perfe...
05/20/2026

What would actually make you feel ready to buy a home this year? 🏡
For most people, it’s not about waiting for the “perfect” time. It’s about finally understanding the numbers.
Once you know what the payment could look like, how much cash you may need, and what loan options are out there, things start to feel a lot less overwhelming.
A lot of times, uncertainty is the biggest thing holding people back — not the market.
If you’ve been thinking about buying, DM me and let’s run the real numbers together.

Address

4138 Bristol Highway STE 4
Johnson City, TN
37601

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14234915405

Website

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