Brandon L. Johnson, Agent with New York Life

04/27/2016

"Meanwhile, back at the ranch..." See how life insurance kept this family's dream alive during the worst of circumstances.

Scott Young liked to dream big. Although he came from humble beginnings, through hard work he turned a one-man enterprise into the largest heating and air conditioning business in the county. That allowed Scott and his wife, Cathy, to fulfill another dream—to build a home in the country and work it as a hobby ranch. They wanted to give their two daughters a life that revolved around the outdoors and good living. Insurance agent Steve Sabo made sure Scott was properly insured at work and at home. Scott ran the business with his brother, and a buy-sell agreement funded with life insurance ensured the business could continue if one of them were to die. Plus, Scott had a personal life insurance policy that would allow Cathy and the girls to be OK financially if something were to happen to him. As the business and Scott’s financial responsibilities grew, Steve knew it was time to reassess Scott’s life insurance needs. They did, indeed, find a need and immediately set to work to...

04/10/2016

You may never think it will happen to you, but this video shows how quickly life can change...and how important life insurance can be.

It was close to 11 p.m. the December night when boxer Oscar de la Hoya lost his fight to Manny Pacquiao. The Virgens were saying goodbye to their extended family after watching the match together. Still basking in the glow of family and good food, they headed off to their Port Hueneme, Calif., house. On the way, their pickup truck was slammed by a hit-and-run driver. The car rolled over, pinning Nicolas and wife Teresa inside. Son Gabriel and daughter Mayra managed to crawl out and were only slightly injured. When rescue workers arrived, Teresa was already dead. Nicolas had three broken vertebrae and multiple fractures in his arms. “In one second your life changes,� Nicolas says. After their injuries were tended to, the Virgens started picking up the pieces. Thankfully Teresa had life insurance to help them do it. Initially the couple wasn’t convinced that Teresa needed a policy of her own since she did not work outside the home. As a building contractor...

03/28/2016

See how life insurance helped one man make the transition from loving spouse to single parent.

When John Butcher needed a liver transplant, his wife, Kara, was always by his side. In addition to caring for him, Kara worked at the Amarillo Country Club, which kept the family afloat. About a year after the transplant, life was looking up again. John made a full recovery and was back at work. Kara still worked at the country club and 6-year-old Tre was pursuing his interest in acting. John’s friends and family immediately swarmed him with support. One evening as she was preparing dinner, Kara, 37, collapsed in the kitchen due to an undiagnosed heart condition called cardiac tamponade. She died almost instantly. John’s friends and family immediately swarmed him with support. He needed it. “The day after Kara died, I went to dress Tre, but realized I had no idea where any of his clothes were,� he recalls. “Kara took care of all of that.� Among the condolence calls John received was one from Helen Rodriguez-Burton, his insurance agent. A year earlier, Helen had met Kara at a...

02/05/2016

Did you know that many people with life insurance only carry enough to replace their income for 3.6 years? How would their families get by after that? If this sounds familiar, message me or leave a comment below. Let’s get together and talk about how you can protect your family’s future – coffee’s on me!

Planning tools and calculators designed to help you assess your financial goals and insurance needs.

02/05/2016

Changes in your life matter to me. A life-event app called Hearsay gives us a chance to stay connected. To make that possible, please click the link in this post. Thanks!

Click this link to download the free Social Updates app to help me stay in touch with you.

01/26/2016

I only have four competitors: death, disability, illness, and old age.
My job is to see my clients before my competitors do.