Coastal Wealth Advisors

02/27/2026

Inheritance money can feel emotional and overwhelming. Here are five grounded steps to take before you spend a dollar, so you can make clear, confident decisions.

Inheritance money can feel emotional and overwhelming. Here are five grounded steps to take before you spend a dollar.

09/30/2025

At Coastal Wealth Advisors, we provide personalized financial planning, investment management, and advanced strategies to help you build sustainable wealth, minimize taxes, and protect your legacy.

🚨New website alert. Check it out below ⬇️

https://coastalwealthadvisors.com/

At Coastal Wealth Advisors, we simplify the complexities of wealth management, bringing structure and clarity to your financial journey.

01/14/2025

While we dream of warmer, backyard pool days, we can use these cold, stuck-inside-days to knock out some planning themes of 2025. Here’s one to put on your list if you haven’t already done so: estate planning.

We cannot overstate this ESSENTIAL task enough, especially if you’re married and have children.

If something were to happen to you:

❓ Who is managing all your affairs?
❓ What is happening with all your assets?
❓ Where do the persons you choose locate everything?
❓ When does this plan come into play?

Sit with your partner over a dry-January mocktail and have this conversation. Sure, it’s morbid, but a well-designed estate plan also covers events when you’re still alive. It’s better to design it now or have its design forced upon you when you may be incapable of having an opinion.

Post discussion ➡️ hire an estate planning attorney in your state to draft the plan, execute it, and most importantly: ensure all your assets (titling & beneficiary designations) align with it. 🙏🏼

12/13/2024

Even the best laid plan can be derailed by an unexpected health event. Have you considered the effects of a long-term health care event in your late retirement years? If not, start here...

Discover and compare the average cost of long term care by care facilities and state with our yearly reports.

12/14/2023

“I don’t really care if you spend $5,000 a year at Starbucks or secretly stop by McDonald’s 3x a week because their fish sandwich is pretty darn tasty… what matters is how you allocate your earnings among the savings vehicles available to you.”

Should you keep secrets from your financial advisor? New featured-in article below. 👇

The economy may be humming along, but many Americans appear worried about their finances and want to seek the help of one of the 327,000 financial advisors in the U.S.

11/07/2023

If you’re like me, you started your career trading your time for a paycheck. Soon, you realized that that was a failing equation with an impossible ability to balance either side.

While the world moved at a blistering pace, you chose to risk what few can by launching your own business.

And then a funny thing happened…you were right back to trading your time for (insert package deal/price). But this time, you incurred dozens of additional operational expenses that you didn’t have as an employee.

And perhaps after so many years you began questioning if it’s all worth it. And deep down you know the answer.

It is.

You’ve grown. And picked up a few hundred cuts along the way. You failed. Reinvented. Survived. Succeeding.

And look at you now.

You’re trading your knowledge, experience, skills, efficiencies, wisdom, and no longer time, for money.

Flip the script. Your value isn’t just your time. You cost X because all of the above, not because it’s going to take you a certain amount of time to deliver the project.

Know your worth.

P.S. I’m proud of you. Keep going.

11/05/2023

While we are based in Charleston, SC, we love to travel and meet our clients wherever they may be. We’re a different kind of financial planning firm. We help you make the most of the lifestyle you want.

10/17/2023

Great article on hiring a financial advisor here in beautiful Charleston, SC.
✅ A few things to consider in your decision to hire a financial advisor
✅ Some questions to ask during your interviews of local financial planners
✅ And what are all those letters after their names?
Check it out below 🤙

Find financial advisors in Charleston, South Carolina ready to help with your financial planning needs so you can enjoy life with less money stress.

10/05/2023

In real-world investment accounts, portfolio allocations matter. Why setting expectations about the specific mix of investments is just as important as your decision to invest in the first place.

New blog post is up! Check it out below 👇

In real-world investment accounts, portfolio allocations matter. Why setting expectations about the specific mix of investments is just as...

08/09/2023

"Scammers often employ pressure tactics, creating a sense of urgency to entice individuals into making quick investment decisions. Justin M. Follmer, CFP® and founder of Coastal Wealth Advisors, advises, “Don't let yourself be..." More below 👇

August 8, 2023 Alarming statistics from a recent study by the Carlson Law Firm reveal that Americans lost $3.82 billion to investment fraud in the last

07/07/2023

When we procrastinate, we tend to scramble at the last minute by making big changes in behavior before a deadline. But what if your deadline is a moving target…like retirement? Modifying behavior in small steps, rather than large ones, can often create healthier, long-term permanent habits. Combining habit-changing decisions with a financial plan can be highly rewarding.

06/06/2023

A small business financial advisor can help you grow more profitably, establish employee benefits, and increase the value of your business.