Oak Insurance

02/12/2026

FIRST ALERT// Earthquake ! // Did you feel it? 2.5 magnitude earthquake happened last night in Dorchester County. This is the fourth earthquake to happen in the last few days. Here's the magnitude scale for perspective.

02/12/2026

01/06/2026

Businesses open after 5 p.m. to sell alcohol for on-premises consumption are required to maintain a liquor liability insurance policy of at least $1 million unless they qualify for certain mitigation factors. The per occurrence coverage must be at least 50% of the total coverage amount.
Minimum coverage requirements
A permanent licensee's liquor liability insurance coverage cannot drop below $300,000.
A special event licensee's liquor liability insurance coverage cannot drop below $150,000.
The per occurrence coverage must be at least fifty percent of the total aggregate limit.
Mitigation information may be submitted to the SCDOR by following the instructions below:
Current licensees who are not up for renewal can submit this information by:
Logging into MyDORWAY
Scrolling to their ABL account
Clicking More Account Options
Selecting ABL Mitigation Factors
Renewing licensees must submit mitigation information prior to renewing.
New permanent license applicants will submit this information during the application process. Once licensed, they can apply for additional mitigation factors at any time.
Special event license applicants do not have to apply for Mitigation Factor #6. The SCDOR will automatically apply this mitigation factor when processing your special event license application.
If applying for other mitigation factors for your special event, we recommend selecting Mitigation Factor #6 as well to see an accurate calculation of your liquor liability insurance requirements.
Qualifying licensees can apply these mitigation factors to their liquor liability insurance policy beginning January 1, 2026.

12/15/2025

Happy holidays to all and a very happy Hanukkah!

11/08/2025

Come out and support this wonderful cause!

We’re proud to have Oak Insurance as a Supporting Stage Sponsor at the Boogie!🌳

Oak Insurance treats you like a person—not just a policy number—by shopping top-tier carriers worldwide and finding coverage that truly fits your life.

Thank you for helping us bring music, nature, and community together by the river. 🎶🌊

11/05/2025

Jan 1st 2026

07/04/2025

We at Oak Insurance want to take a moment to wish you a safe and happy Fourth of July!

06/15/2025

Happy Father’s Day to all the incredible dads out there who show up every day with love, patience, and strength. To the fathers who lead by example, teach by doing, and give their all to make sure their kids feel supported and valued. Your care doesn’t go unnoticed, and the impact you have lasts a lifetime.

To the dads who inspire, guide, and protect—thank you for everything you do. Your love shapes the future in ways we’ll never fully comprehend, but we feel it in every step we take.

Here’s to the fathers who make the world better, one hug, one lesson, one moment at a time.

05/26/2025

On this Memorial Day, we extend our deepest gratitude to the brave men and women who served, and to the families who carry their legacy.

In remembrance. With respect. Always.

05/11/2025

🌸 Happy Mother's Day to all the incredible moms out there — whether you're raising children or caring for a beloved pet, your love, care, and dedication make the world a better place. Thank you for all that you do, today and every day! 💖🐾

03/29/2025

Just got back from Ambrose Family farm on wadmalaw with some of the freshest, sweetest strawberries—absolutely worth the trip! If you’re in the area, I highly recommend stopping by to support this fantastic local farm. Five stars all the way! Now, time to get creative in the kitchen—let the strawberry-inspired recipes begin! Always supporting local.

03/05/2025

Huge News!