Oak Insurance

08/06/2026

Hope everyone is having an incredible year! We've been hard at work, growing, delivering exceptional service, and most importantly, making our customers happy every single day.

As we continue to build something we're truly proud of, I'd like to ask for a small favor. If we've had the opportunity to work with you and you've had a great experience, a Google Review would mean the world to us. Your feedback not only supports our team, but it also helps future customers choose a company they can trust.

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02/12/2026

FIRST ALERT// Earthquake ! // Did you feel it? 2.5 magnitude earthquake happened last night in Dorchester County. This is the fourth earthquake to happen in the last few days. Here's the magnitude scale for perspective.

02/12/2026

01/06/2026

Businesses open after 5 p.m. to sell alcohol for on-premises consumption are required to maintain a liquor liability insurance policy of at least $1 million unless they qualify for certain mitigation factors. The per occurrence coverage must be at least 50% of the total coverage amount.
Minimum coverage requirements
A permanent licensee's liquor liability insurance coverage cannot drop below $300,000.
A special event licensee's liquor liability insurance coverage cannot drop below $150,000.
The per occurrence coverage must be at least fifty percent of the total aggregate limit.
Mitigation information may be submitted to the SCDOR by following the instructions below:
Current licensees who are not up for renewal can submit this information by:
Logging into MyDORWAY
Scrolling to their ABL account
Clicking More Account Options
Selecting ABL Mitigation Factors
Renewing licensees must submit mitigation information prior to renewing.
New permanent license applicants will submit this information during the application process. Once licensed, they can apply for additional mitigation factors at any time.
Special event license applicants do not have to apply for Mitigation Factor #6. The SCDOR will automatically apply this mitigation factor when processing your special event license application.
If applying for other mitigation factors for your special event, we recommend selecting Mitigation Factor #6 as well to see an accurate calculation of your liquor liability insurance requirements.
Qualifying licensees can apply these mitigation factors to their liquor liability insurance policy beginning January 1, 2026.

12/15/2025

Happy holidays to all and a very happy Hanukkah!

11/08/2025

Come out and support this wonderful cause!

We’re proud to have Oak Insurance as a Supporting Stage Sponsor at the Boogie!🌳

Oak Insurance treats you like a person—not just a policy number—by shopping top-tier carriers worldwide and finding coverage that truly fits your life.

Thank you for helping us bring music, nature, and community together by the river. 🎶🌊

11/05/2025

Jan 1st 2026

07/04/2025

We at Oak Insurance want to take a moment to wish you a safe and happy Fourth of July!