Xavier the Lender / Real Estate NMLS #1395297

Xavier the Lender / Real Estate NMLS #1395297 Xavier Williams - VP of Mortgage Lending NMLS 1395297 Helping people buy residential and commercial property for over 15 years. ๐Ÿก๐Ÿ”‘

Xavier Williams
Vice President of Mortgage Lending
NMLS # 1395297
Guaranteed Rate Affinity
Equal Housing Opportunity

07/28/2026

๐Ÿš๏ธ ๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐š ๐Ÿ๐ข๐ฑ๐ž๐ซ-๐ฎ๐ฉ๐ฉ๐ž๐ซ ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐Ÿ๐ข๐ฑ & ๐Ÿ๐ฅ๐ข๐ฉ?

One of the biggest mistakes investors make is focusing only on the purchase price instead of the financing strategy.

๐“๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐ฅ๐จ๐š๐ง ๐ฌ๐ญ๐ซ๐ฎ๐œ๐ญ๐ฎ๐ซ๐ž ๐œ๐š๐ง ๐ฆ๐š๐ค๐ž ๐š ๐ ๐จ๐จ๐ ๐๐ž๐š๐ฅ ๐ž๐ฏ๐ž๐ง ๐›๐ž๐ญ๐ญ๐ž๐ซโ€ฆ ๐š๐ง๐ ๐ฌ๐จ๐ฆ๐ž๐ญ๐ข๐ฆ๐ž๐ฌ ๐ค๐ž๐ž๐ฉ ๐ฒ๐จ๐ฎ ๐Ÿ๐ซ๐จ๐ฆ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐š ๐›๐š๐ ๐จ๐ง๐ž.

Whether youโ€™re a first-time investor or youโ€™ve flipped properties before, I can help you:

โœ… Review the numbers
โœ… Structure the financing
โœ… Explore renovation loan options
โœ… Determine whether the deal makes financial sense

๐๐ž๐Ÿ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฆ๐š๐ค๐ž ๐š๐ง ๐จ๐Ÿ๐Ÿ๐ž๐ซ, ๐ฅ๐ž๐ญโ€™๐ฌ ๐ญ๐š๐ฅ๐ค.

07/23/2026

๐—›๐—ฒ๐—น๐—ฝ๐—ถ๐—ป๐—ด ๐—ฅ๐—ฒ๐—ฎ๐—น๐˜๐—ผ๐—ฟ๐˜€ ๐˜€๐—ฒ๐—น๐—น ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ต๐—ผ๐—บ๐—ฒ๐˜€. โญ

Today a Realtor Sheree Knapp, REALTOR stopped by my office to discuss creative financing strategies that could help bring more qualified buyers to one of her listings.

Every home is different, and sometimes the right loan program can be the key to getting a property sold.

* ๐—ฅ๐—ฒ๐—ฎ๐—น๐˜๐—ผ๐—ฟ๐˜€: ๐—œ๐—ณ ๐˜†๐—ผ๐˜‚โ€™๐—ฟ๐—ฒ ๐—น๐—ผ๐—ผ๐—ธ๐—ถ๐—ป๐—ด ๐—ณ๐—ผ๐—ฟ ๐—ฎ ๐—น๐—ฒ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฝ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ, ๐—น๐—ฒ๐˜โ€™๐˜€ ๐˜๐—ฎ๐—น๐—ธ. โญ

๐–๐ก๐ž๐ง ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ฌ ๐ ๐จ๐จ๐, ๐†๐จ๐ ๐ข๐ฌ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ ๐จ๐จ๐.๐–๐ก๐ž๐ง ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ฌ ๐ก๐š๐ซ๐, ๐†๐จ๐ ๐ข๐ฌ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ ๐จ๐จ๐. Period๐‡๐ข๐ฌ ๐œ๐จ๐ฆ๐ฉ๐š๐ฌ๐ฌ๐ข๐จ๐ง๐ฌ ๐Ÿ๐š๐ข๐ฅ ๐ง๐จ๐ญ. ๐Ÿ’ฏ
07/16/2026

๐–๐ก๐ž๐ง ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ฌ ๐ ๐จ๐จ๐, ๐†๐จ๐ ๐ข๐ฌ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ ๐จ๐จ๐.
๐–๐ก๐ž๐ง ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ฌ ๐ก๐š๐ซ๐, ๐†๐จ๐ ๐ข๐ฌ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ ๐จ๐จ๐. Period

๐‡๐ข๐ฌ ๐œ๐จ๐ฆ๐ฉ๐š๐ฌ๐ฌ๐ข๐จ๐ง๐ฌ ๐Ÿ๐š๐ข๐ฅ ๐ง๐จ๐ญ. ๐Ÿ’ฏ

๐€ ๐ƒ๐ซ๐ž๐š๐ฆ ๐๐ž๐œ๐š๐ฆ๐ž ๐€๐ง ๐€๐๐๐ซ๐ž๐ฌ๐ฌ. ๐ŸกEarlier I had the privilege of helping another client achieve the dream of homeownership.Eve...
07/09/2026

๐€ ๐ƒ๐ซ๐ž๐š๐ฆ ๐๐ž๐œ๐š๐ฆ๐ž ๐€๐ง ๐€๐๐๐ซ๐ž๐ฌ๐ฌ. ๐Ÿก

Earlier I had the privilege of helping another client achieve the dream of homeownership.

Every closing is more than a transactionโ€”itโ€™s a new beginning, a major milestone, and a reminder of why I love what I do.

If youโ€™re thinking about buying your first home, your next home, an investment property, or even commercial real estate, Iโ€™d be honored to help you navigate the process.

๐Ÿ“ฉ Ready when you are.

๐Ÿกโœจ ๐‹๐”๐—๐”๐‘๐˜ ๐‡๐Ž๐Œ๐„ ๐‚๐‹๐Ž๐’๐ˆ๐๐†! โœจ๐ŸกCongratulations to my clients on the purchase of their beautiful New Dream Home!Like many savv...
06/30/2026

๐Ÿกโœจ ๐‹๐”๐—๐”๐‘๐˜ ๐‡๐Ž๐Œ๐„ ๐‚๐‹๐Ž๐’๐ˆ๐๐†! โœจ๐Ÿก

Congratulations to my clients on the purchase of their beautiful New Dream Home!

Like many savvy homebuyers, they shopped multiple lendersโ€”After carefully comparing her options, she chose to finance with me because I provided ๐ญ๐ก๐ž ๐ฆ๐จ๐ฌ๐ญ ๐œ๐จ๐ฆ๐ฉ๐ž๐ญ๐ข๐ญ๐ข๐ฏ๐ž ๐ข๐ง๐ญ๐ž๐ซ๐ž๐ฌ๐ญ ๐ซ๐š๐ญ๐ž and ๐ญ๐ก๐ž ๐ฅ๐จ๐ฐ๐ž๐ฌ๐ญ ๐œ๐š๐ฌ๐ก ๐ง๐ž๐ž๐๐ž๐ ๐ญ๐จ ๐œ๐ฅ๐จ๐ฌ๐ž for her specific situation.

The entire process was smooth from contract to closing, we were Clear to Close 14days prior to closing. ๐Ÿ’ฏ

A special thank you to ๐‘๐ž๐š๐ฅ๐ญ๐จ๐ซ Atlanta, Ga & Surrounding areas Keller Williams West ATL with Keller Williams West Atl for trusting me on her 1st real estate transaction. ๐Ÿ˜ƒ I look forward to many more successful closings together!

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐š ๐ก๐จ๐ฆ๐ž? Letโ€™s compare your options and build a financing strategy thatโ€™s right for you.

๐Ÿ“ž ๐—๐š๐ฏ๐ข๐ž๐ซ ๐–๐ข๐ฅ๐ฅ๐ข๐š๐ฆ๐ฌ
๐•๐ ๐จ๐Ÿ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‹๐ž๐ง๐๐ข๐ง๐ 
(678) 755-2873

06/19/2026

๐’๐จ๐œ๐ข๐š๐ฅ ๐ฆ๐ž๐๐ข๐š ๐œ๐š๐ง ๐ฆ๐š๐ค๐ž ๐ข๐ญ ๐ž๐š๐ฌ๐ฒ ๐ญ๐จ ๐œ๐จ๐ฆ๐ฉ๐š๐ซ๐ž.

A single photo captures a momentโ€”not a journey.

Every person you admire has faced setbacks, uncertainty, and seasons that never made it online.

Give people grace.
Give yourself grace.
Keep moving forward.

06/18/2026

๐Ÿก ๐—ก๐—ข๐—ช ๐— ๐—”๐—ฌ ๐—•๐—˜ ๐—ง๐—›๐—˜ ๐—•๐—˜๐—ฆ๐—ง ๐—ง๐—œ๐— ๐—˜ ๐—ง๐—ข ๐—จ๐—ฆ๐—˜ ๐——๐—ข๐—ช๐—ก ๐—ฃ๐—”๐—ฌ๐— ๐—˜๐—ก๐—ง ๐—”๐—ฆ๐—ฆ๐—œ๐—ฆ๐—ง๐—”๐—ก๐—–๐—˜

Why?

- Many sellers are offering closing cost assistance
-Multiple Down Payment Assistance programs are available in Georgia
- You may need less cash to close than you think

I work with programs such as โ€”

โœ… GA Dreamโ€จโœ… Chenoa Fundโ€จโœ… Access DPAโ€จโœ… Atlanta Housingโ€จโœ… Fulton County HOPโ€จโœ… Cobb County DPAโ€จโœ… Gwinnett Welcome Homeโ€จโœ… ANDP

๐——๐—ผ๐—ปโ€™๐˜ ๐—น๐—ฒ๐˜ ๐˜๐—ต๐—ฒ ๐—ฑ๐—ผ๐˜„๐—ป ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐—ธ๐—ฒ๐—ฒ๐—ฝ ๐˜†๐—ผ๐˜‚ ๐—ณ๐—ฟ๐—ผ๐—บ ๐—ฎ๐˜€๐—ธ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป.

Comment ๐——๐—ฃ๐—” and letโ€™s see what options may be available for you.

06/17/2026

๐ˆ๐ญโ€™๐ฌ ๐ญ๐ซ๐ฎ๐ฅ๐ฒ ๐š ๐›๐ฅ๐ž๐ฌ๐ฌ๐ข๐ง๐  ๐ญ๐จ ๐›๐ž ๐š ๐›๐ฅ๐ž๐ฌ๐ฌ๐ข๐ง๐ . ๐Ÿ™๐Ÿพ๐Ÿก

Moments like these remind me that this business is about so much more than mortgages. Itโ€™s about serving people, earning their trust, and helping families achieve a dream theyโ€™ll remember for a lifetime.

To my amazing client, thank you for allowing me to be part of your homeownership journey. Your words mean more than you know.

If youโ€™re thinking about buying a home, Iโ€™d be honored to help you write your success story next.

๐Ÿ“ฉ DM me when youโ€™re ready.

06/16/2026

One of the things I enjoy most about this business is the people. Awesome real estate event hosted last week by Consuelo DuCongรฉ, Realtorยฎ๏ธ

Whether itโ€™s agents, brokers, homeowners, or industry partners, every conversation has the potential to create an opportunity, solve a problem, or help someone reach their goals.

Enjoyed spending time with some great professionals in the Atlanta real estate community and looking forward to whatโ€™s ahead.

06/11/2026

๐Ÿก ๐˜๐จ๐ฎ ๐›๐ž๐ญ๐ญ๐ž๐ซ ๐ฌ๐š๐ฒ ๐œ๐จ๐ง๐ ๐ซ๐š๐ญ๐ฎ๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ! ๐Ÿ”‘

This one feels good.

Realtors Nick Mials & Leshahn Mials (Team Better Half) & attorney Sherynda Patrick

This buyer stayed the course, adapted when plans changed, trusted the process, and today she got the keys to her new home.

๐“๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐ฉ๐š๐ซ๐ญ ๐ฐ๐š๐ฌ๐งโ€™๐ญ ๐ญ๐ก๐ž ๐œ๐ฅ๐จ๐ฌ๐ข๐ง๐  ๐๐จ๐œ๐ฎ๐ฆ๐ž๐ง๐ญ๐ฌ.

It was the sigh of relief when she realized all the hard work, patience, and sacrifices had paid off.

๐€ ๐ ๐จ๐จ๐ ๐ฅ๐ž๐ง๐๐ž๐ซ ๐ ๐ž๐ญ๐ฌ ๐š๐ฉ๐ฉ๐ซ๐จ๐ฏ๐š๐ฅ๐ฌ.
๐€ ๐ ๐ซ๐ž๐š๐ญ ๐ฅ๐ž๐ง๐๐ž๐ซ ๐Ÿ๐ข๐ง๐๐ฌ ๐ฌ๐จ๐ฅ๐ฎ๐ญ๐ข๐จ๐ง๐ฌ.

Congratulations to this homeowner and her family on a huge accomplishment! ๐ŸŽ‰๐Ÿก๐Ÿ”‘

Thinking about buying? Letโ€™s talk strategy.

Address

11035 Medlock Bridge Road, Ste 70
Johns Creek, GA
30097

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 10am - 2pm

Website

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