Choice Wealth Management

10/15/2026

The stock market has a pretty consistent track record of strong performance around and after midterm elections.

But when investing, following a single pattern blindly in the absence of anything else is not strategy. Having a process to evaluate and adjust positions as markets change is neccessary to manage outliers to strong patterns.

10/08/2026

When two people share responsibility for caring for a loved one with a disability or special needs, the biggest financial need may not come until both caregivers are gone.

This is why survivorship (aka second-to-die) life insurance can be a valuable tool worth exploring.

By insuring two people under one policy and paying the benefit after the second person passes away, it may be able to provide more coverage for the same cost; or help you leave more behind for your loved one’s future care.

10/07/2026

Late post! But we were grateful to participate in another GA Race for Autism & Fall Festival this weekend!

Huge thank you to Spectrum Autism Support Group for producing such an amazing event. We always appreciate connecting with families, service providers, and advocates, catching up with old friends and making new ones!

SN: I'm notoriously bad at taking pictures, and our candy & giveaways were gone by the time my daughter finished making her rounds and wanted to help work the table, and I had the presence of mind to take one.

10/01/2026

The “Taxable → Tax-Deferred → Roth” retirement income withdrawal strategy is widely accepted as the most efficient way to go.

But if you have (or plan to have) Retirement Gap Years – years after you retire but before Social Security and RMDs begin – that strategy may not be the most efficient for you.

These years often represent a unique window of lower taxable income, which opens up the possibility that there may be a better way to structure your withdrawals.

09/30/2026

Join us!

Join us for Sunday Fun Day! 🍂 Bring the family out for a FREE afternoon of fun, connection, and community on Sunday, October 11 from 2:00–3:30 PM at the Spectrum Autism Support Center. Enjoy yard games, our adaptive playground, sensory garden, and more for individuals of all ages and abilities. A huge thank you to
Choice Wealth Management for generously sponsoring this event and helping us provide a fun, inclusive afternoon for our families! Register today at: https://spectrumautism.org/events/sunday-fun-day/

09/24/2026

“Term life insurance is a waste because it will expire and then I'm left with nothing.”

Umm....hopefully it does!

That’s like saying homeowners insurance is a waste because your house didn’t burn down.

09/18/2026

Thanks to Kiplinger for the opportunity to contribute to this article - The Case for Carrying a Mortgage into Retirement!

"When planning for retirement, we don't always think about the importance of maximizing those early retirement years in which we're likely to be most healthy and active,” Corneille says. "If money that could be used to pay off a mortgage can instead produce income in excess of the mortgage payments, then that extra income can be used to get the most out of those peak retirement years — travel, being active, and pursuing things you enjoy."

Article link in comments!

09/17/2026

Five years can go by fast.

If retirement is on your horizon, there are some important steps you need to take now that can determine how confident you feel when that day arrives.

09/10/2026

You probably know that you can access retirement accounts free of the 10% early withdrawal penalty after the age of 59 ½. But for those planning for early retirement and who have the majority of their assets in employer retirement accounts, this can present a challenge.

Enter the Rule of 55 - the little-known tax loophole that can unlock your retirement savings and make a huge difference in when and how you retire!

08/28/2026

We had an incredible time at this year's Participant Directed Advocates of Georgia -PDAG and are proud to have been a Trailblazer Sponsor! It was great to connect with so many parents, caregivers, advocates and other professionals as well as gain valuable insight from the speakers and panelists. Thanks to Rita Young, Mitzi Proffitt, and the PDAG organization and volunteers for facilitating such an important event!