Health & Life Insurance Pros LLC

Health & Life Insurance Pros LLC We take the headache out of shopping for health insurance coverage. Save time and money today! We proudly serve Jensen Beach, Stuart, Port St.

At Health & Life Insurance Pros – Medicare & Individual Health Coverage Agency in Jensen Beach, FL, we believe health insurance should be simple, clear, and stress-free. From our Treasure Coast storefront, our licensed insurance pros help individuals, retirees, families, and small businesses compare Medicare Advantage, Medicare Supplement (Medigap), Prescription Drug (Part D), ACA Marketplace heal

th plans, Dental, and Vision coverage options. Lucie, Palm City, and all of Martin County and the Treasure Coast. With smart matching, we help you compare plans side-by-side so you can choose the one that fits your doctors, prescriptions, and budget.

Hearing some confusing news about health insurance carriers like Cigna leaving the Florida market? I know it can feel a ...
06/23/2026

Hearing some confusing news about health insurance carriers like Cigna leaving the Florida market? I know it can feel a bit unsettling when your coverage plans change, but I want to reassure my neighbors here in Jensen Beach: you still have plenty of great options.

Market shifts happen, but they don't have to be stressful. Whether you’re looking for a new Marketplace plan or just want to see how these changes affect your current coverage, I’m here to help you navigate it all with zero pressure. We’ll look at the available carriers together and find the one that fits your life and budget best.

As your local Treasure Coast insurance pro, my goal is to keep things simple and make sure you’re never left without the protection you need.

If you have questions about the recent market changes or want to review your current plan, let’s chat. Give me a call at 772-282-8052.

Message me.
Jose Ortez, Principal & Broker Agent

Omaha small business owners, I know that 11% premium hike is weighing on your mind.It’s tough enough running a local bus...
06/22/2026

Omaha small business owners, I know that 11% premium hike is weighing on your mind.

It’s tough enough running a local business without seeing your overhead jump like that. But here’s the good news: you don't have to just accept the first renewal notice that hits your desk.

Since 2008, we’ve been helping our neighbors in the Omaha metro area: from Papillion to Elkhorn: navigate the complexities of small group insurance. As independent brokers, we don’t work for the insurance companies; we work for you. We compare plans across multiple carriers to find coverage that fits your budget and takes care of your team.

Let’s take the stress out of your renewal season. We’ll do the heavy lifting and see if we can find a more competitive rate without sacrificing the quality of your care.

Give me a call at 402-307-9777 or click here to learn more: https://rebrand.ly/0oqec7c

Message me.
Jose Ortez, Principal & Broker Agent

Happy Father’s Day to all the amazing dads out there!Whether you’re spending the day in the heart of Nebraska or enjoyin...
06/21/2026

Happy Father’s Day to all the amazing dads out there!

Whether you’re spending the day in the heart of Nebraska or enjoying the beautiful Florida sunshine, today is all about celebrating you. We know how much you do to protect and provide for your family every single day. It’s that same spirit of care that drives us to help you find the right coverage, so you can focus on the moments that matter most.

We hope your day is filled with relaxation, good food, and plenty of quality time with the people you love. You’ve earned it!

If you ever need a hand making insurance simple for your family, feel free to reach out or message me.

https://rebrand.ly/0oqec7c

Jose Ortez, Principal & Broker Agent

Dads are usually the ones looking out for everyone else. This Father’s Day, why not give the gift of true peace of mind?...
06/20/2026

Dads are usually the ones looking out for everyone else. This Father’s Day, why not give the gift of true peace of mind?

I hear from many Florida families who put off looking into life insurance because they think it’s a huge hassle involving needles and medical exams. Good news: that is a total myth! Many modern plans don't require a medical exam at all, making it simpler and faster than ever to protect your family’s future.

It’s about making sure your loved ones are covered, no matter what life brings. Let’s take the stress out of the process together and focus on the legacy you’re building.

If you have questions or want to see what options fit your needs, give me a call at 772-282-8052 or message me.

Jose Ortez, Principal & Broker Agent

Omaha is buzzing! ⚾️ The College World Series brings a special kind of energy to our streets, but let’s be real: the cro...
06/19/2026

Omaha is buzzing! ⚾️ The College World Series brings a special kind of energy to our streets, but let’s be real: the crowds downtown can be a lot.

If you’re looking to soak up that CWS vibe without the stadium hustle, here’s a local secret: head a few blocks over to the local spots in Blackstone or the Old Market early in the day. You’ll catch the fans and the atmosphere, but with a bit more breathing room to enjoy the sun.

Just like navigating a crowded stadium, finding the right health or life insurance shouldn't be stressful. We’re local Omaha pros who know the area and the options, and we’re here to make sure you’re covered without the pressure.

Enjoy the games and the local vibes this week!

If you have questions about your coverage or just want to review your plan, I’m right here in the neighborhood.

Give me a call at 402-307-9777 or visit https://rebrand.ly/0oqec7c

Message me.
Jose Ortez, Principal & Broker Agent

Living on the Treasure Coast should be about enjoying the sunshine, not stressing over insurance paperwork. But when it ...
06/18/2026

Living on the Treasure Coast should be about enjoying the sunshine, not stressing over insurance paperwork. But when it comes to Medicare in Jensen Beach, the big question usually is: Medicare Advantage or Medigap?

One offers low monthly premiums and extra perks like dental or vision, while the other gives you more freedom to see any doctor with predictable out-of-pocket costs. There isn't a "one size fits all" answer, it’s about what fits your lifestyle and your budget.

I’m here to help you weigh the pros and cons without the high-pressure sales pitch. My goal is to make the process simple and stress-free so you can get back to enjoying Florida life.

Give me a call at 772-282-8052 or message me.

Jose Ortez, Principal & Broker Agent

We do not offer every plan available in your area. Currently we represent 5 organizations which offer 29 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Omaha business owners, we know the feeling. You open that renewal notice and see another premium hike staring back at yo...
06/17/2026

Omaha business owners, we know the feeling. You open that renewal notice and see another premium hike staring back at you. It’s frustrating, especially when you’re just trying to take care of your team and keep things running smoothly in Papillion or Elkhorn.

The good news? You don’t have to just accept it.

As local independent brokers, we help small businesses navigate those price jumps. We aren’t tied to one insurance company. Instead, we compare multiple carriers to find coverage that actually fits your budget and your employees' needs.

Insurance shouldn’t be a source of stress. Let’s look at your current plan together and see if we can find a better way forward: no pressure, just honest local guidance.

Message me.
Jose Ortez, Principal & Broker Agent

Call: 402-307-9777
Learn more: https://rebrand.ly/0oqec7c

Ever feel like choosing a health plan is a bit of a balancing act? 🎢I hear it all the time from families here on the Tre...
06/16/2026

Ever feel like choosing a health plan is a bit of a balancing act? 🎢

I hear it all the time from families here on the Treasure Coast. You’re looking at two numbers: the Premium and the Deductible. It’s that "Aha!" moment when you realize they work like a see-saw.

Higher Premium? Usually means a lower Deductible (lower costs when you actually go to the doctor).
Lower Premium? That means a higher Deductible (more out-of-pocket costs if something happens).

The "right" choice depends entirely on your family’s health and budget. If you rarely see a doctor, a lower premium might be your winner. But if the kids are active or you have regular prescriptions, a higher premium could save you thousands in the long run.

Finding that sweet spot shouldn’t be stressful. As your local Jensen Beach neighbor, I’m here to help you weigh the options: no pressure, just clear, independent guidance.

Let’s find the plan that fits your life. Give me a call at 772-282-8052 or message me.

Jose Ortez, Principal & Broker Agent

Hey Omaha, let’s be real for a second. We’ve all got that one "check engine" light in our lives we’ve been ignoring: usu...
06/15/2026

Hey Omaha, let’s be real for a second. We’ve all got that one "check engine" light in our lives we’ve been ignoring: usually, it’s our own health. "I’ll go to the doctor when it actually hurts" is a classic line, but it’s not exactly a championship-winning strategy.

June is Men's Health Month, and it’s the perfect time for us Nebraska guys to break that habit. Think of a checkup like a tune-up for your most important piece of equipment. The best part? Having the right health insurance makes those routine visits simple, personal, and way less stressful.

Whether you’re in Bellevue, Elkhorn, or right here in Omaha, I’m here to help you find a plan that fits your life and your budget. No jargon, no pressure: just local expertise to make sure you’re covered for the long haul.

Let’s get you sorted so you can focus on the important stuff, like the Huskers or the next backyard BBQ.

Give me a call at 402-307-9777 or take a look at your options here: https://rebrand.ly/0oqec7c

Message me.
Jose Ortez, Principal & Broker Agent

Ever hear of an SBC? It’s a Summary of Benefits and Coverage, basically a "cheat sheet" for your health plan. It explain...
06/14/2026

Ever hear of an SBC? It’s a Summary of Benefits and Coverage, basically a "cheat sheet" for your health plan. It explains costs and coverage in plain English! Need help reading yours? Message me. Jose Ortez, Principal & Broker Agent https://rebrand.ly/0oqec7c

Address

3472 NE Savannah Road, Suite 208
Jensen Beach, FL
34957

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 10am - 5pm

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