TBF Mortgage Company - Jeffersonville, IN

TBF Mortgage Company - Jeffersonville, IN 🏡 TBF Mortgage | Your Trusted Mortgage Experts
Family-owned & locally rooted 💙 NMLS 1934540

Mortgage Dictionary: AmortizationEver wonder where your mortgage payment actually goes each month?Amortization is the sc...
06/17/2026

Mortgage Dictionary: Amortization

Ever wonder where your mortgage payment actually goes each month?

Amortization is the schedule that shows how your mortgage payments are applied toward principal and interest over the life of your loan. In the beginning, more of your payment goes toward interest. As time goes on, more goes toward paying down your loan balance and building equity.

🏡 Why does it matter?
✔ Understand how your loan is paid off over time
✔ See how equity grows with each payment
✔ Learn the impact of making extra principal payments

The more you understand your mortgage, the more confident you’ll feel on your homeownership journey!

Have questions about buying, refinancing, or understanding your mortgage?
We’re here to help.

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

One of the BEST parts of the job?Getting the closing day selfies!From pre-approval to handing over the keys, there’s not...
06/15/2026

One of the BEST parts of the job?
Getting the closing day selfies!

From pre-approval to handing over the keys, there’s nothing better than helping clients officially become homeowners. Congrats to all of our buyers starting their next chapter! 👏

Thinking about buying? Let TBF Mortgage help make it happen.
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

🚨 Friendly Mortgage Reminder From Your Loan Officer 🚨If you’re buying a home…  DON’T quit your job the week before closi...
06/08/2026

🚨 Friendly Mortgage Reminder From Your Loan Officer 🚨

If you’re buying a home… DON’T quit your job the week before closing.

We promise we’re not trying to ruin your fun — we just want to get you to the closing table with minimal chaos.

Moral of the story:
✔️ Don’t quit your job
✔️ Don’t finance a car
✔️ Don’t open new credit cards
✔️ Don’t disappear during underwriting

The mortgage process is basically: “Please stay financially boring until closing day.”

(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

The Mortgage Dictionary: Words Every Homebuyer Should KnowToday’s term: Underwriting One of the most important steps in ...
06/03/2026

The Mortgage Dictionary:
Words Every Homebuyer Should Know

Today’s term: Underwriting

One of the most important steps in the mortgage process! Underwriting is when your lender reviews your financial information and loan documents to officially determine if your loan is approved.

During this stage, they verify things like:
✔️ Income & employment
✔️ Credit history
✔️ Bank statements & assets
✔️ Debt-to-income ratio
✔️ Property details

Think of underwriting as the final review before getting the clear to close!

It may sound intimidating, but don’t worry — your loan team is here to guide you through every step of the process.
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Spilling the mortgage tea today…Pre-Qualification and Pre-Approval are NOT the same thing.While a pre-qualification give...
06/02/2026

Spilling the mortgage tea today…
Pre-Qualification and Pre-Approval are NOT the same thing.

While a pre-qualification gives you a general estimate, a pre-approval takes a deeper look at your finances and can give you a stronger advantage when you’re ready to make an offer on a home.

The tea?
Getting pre-approved before house hunting can help you shop with confidence, know your budget, and show sellers you mean business.

Thinking about buying a home soon? Let’s talk!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Mortgage Rule  #1:Please do NOT buy a boat, car, ATV, jet ski, or “just one little thing” before closing. 😂Your loan off...
06/01/2026

Mortgage Rule #1:
Please do NOT buy a boat, car, ATV, jet ski, or “just one little thing” before closing. 😂

Your loan officer’s blood pressure will thank you.

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Welcome to The Mortgage Dictionary — where we break down mortgage terms every homebuyer should know!Today’s word: Cash t...
05/27/2026

Welcome to The Mortgage Dictionary —
where we break down mortgage terms every homebuyer should know!

Today’s word: Cash to Close

This is the total amount a buyer needs to bring to closing day to finalize the purchase of a home. It can include your down payment, closing costs, prepaid taxes & insurance, and more.

The good news? Your lender will provide the final number before closing so there are no surprises!

Buying a home doesn’t have to feel overwhelming — we’re here to help make the mortgage process simple and easy to understand every step of the way. 🤍

Questions about buying a home or getting pre-approved? Let’s chat!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

☕️ Tea Tuesday: Spilling the Mortgage TeaJust because you’re approved for it… doesn’t mean you should spend it!Here’s th...
05/26/2026

☕️ Tea Tuesday: Spilling the Mortgage Tea

Just because you’re approved for it… doesn’t mean you should spend it!

Here’s the real tea:
Lenders look at your max numbers—but only you know what feels comfortable month to month.

That “approved amount” doesn’t factor in your lifestyle, spending habits, or future plans… and those matter a lot

The goal isn’t just getting the house—
it’s loving your payment after you move in

📲 Let’s find a number that actually works for YOU
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

🇺🇸 Memorial Day 🇺🇸Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. T...
05/25/2026

🇺🇸 Memorial Day 🇺🇸

Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and service will never be forgotten ❤️🤍💙

In observance of Memorial Day, our offices will be closed.
However, our team is always here for you—feel free to reach out directly to your loan officer with any questions.

From all of us at TBF Mortgage, we wish you a safe and meaningful Memorial Day.

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Mortgage terms can feel overwhelming — but understanding them can make the homebuying process a whole lot less stressful...
05/20/2026

Mortgage terms can feel overwhelming — but understanding them can make the homebuying process a whole lot less stressful.

This week’s Mortgage Dictionary term: Loan Estimate

A Loan Estimate is a document lenders provide that gives you a breakdown of your estimated mortgage costs and loan details. It helps you better understand things like:
✔️ Estimated interest rate
✔️ Monthly payment
✔️ Closing costs
✔️ Taxes & insurance
✔️ Loan terms and fees

Think of it as a helpful snapshot of what your mortgage may look like before closing day.

At TBF Mortgage Company, we believe informed buyers are confident buyers — and we’re here to guide you every step of the way!

Thinking about buying?
Let’s run the numbers and see what’s possible!
(888) 537-6001
www.TBFMortgage.com
NMLS #1934540
Equal Housing Lender

Address

601 North Shore Drive Suite 104
Jeffersonville, IN
47130

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