HBS Insurance

HBS Insurance HBS Insurance is YOUR independent, full service Insurance Agency serving the greater Louisville and Southern Indiana area.

We offer the best commercial, workers comp, home, auto, life and health insurance to fit all of your needs. Serving Southern Indiana and Surrounding Areas Since 1995

*After Hours By Appointment* HBS Insurance, in Jeffersonville, IN, is a family owned and operated insurance agency serving Southern Indiana and the greater Louisville area since 1995. We offer home and auto insurance, farm, business,

property, life insurance, and much more. For all your insurance needs, contact HBS Insurance in Jeffersonville. Brands:
We Offer These Carriers: Pekin, Berkshire Hathaway Guard, Secura, Grange Insurance, Travelers, American Modern, KEMI, Progressive, The Hartford, Safeco Insurace, Accident Fund, Employers, HICI, Universal, Hagerty, ClearPath Mutual, Founders Insurance Comp

Certifications:
Licensed in Indiana, Kentucky, Tennessee and Ohio
CIC

Associations:
Better Business Bureau
Professional Insurance Agents of Indiana

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, ...
06/03/2026

Theft prevention is top of mind for many homeowners. Not only can it be deeply unsettling for your space to be invaded, but burglary can also represent significant financial losses for homeowners.

The good news is that a few simple prevention tips can go a long way toward protecting your home. Swipe for more.

While these tips can help deter burglars, they cannot fully prevent theft or mitigate the effects of a home invasion. That’s why it can also be crucial to ensure your homeowners insurance not only includes theft coverage, but that the coverage fully protects your home and belongings.

That said, if you have questions about your homeowners coverage and how it can help protect you in the event of theft, don’t hesitate to reach out to our team. We are here to help you.

05/19/2026

Protecting what matters most with local service you can count on.

HBS Insurance is proud to be a family-owned agency serving Louisville and Southern Indiana with straightforward coverage and personal care.

As the cost of doing business continues to increase, we wanted to share a quick overview of equipment breakdown coverage...
04/15/2026

As the cost of doing business continues to increase, we wanted to share a quick overview of equipment breakdown coverage. This crucial piece of business coverage can help offset the costs related to key systems breaking down.

Swipe for an overview of what equipment breakdown coverage is, how it works, and why it can be so important for businesses that rely on critical pieces of equipment every day.

If your business depends heavily on critical systems to operate, it may be worth reviewing your current coverage portfolio to see what is and isn’t covered. Give us a call today, and we can get started.

Spring is a season of refreshes and renewals, making now a good time to remind your fleet of safety best practices on th...
04/09/2026

Spring is a season of refreshes and renewals, making now a good time to remind your fleet of safety best practices on the road.

Limiting distractions and encouraging early communication of vehicle issues are two simple steps that can help prevent significant safety issues while drivers are on the road. Swipe for best practices to share with commercial drivers this season.

If any questions about your commercial auto coverage come up this spring, don’t hesitate to give us a call. We’re here to support you.

🚨 A recent report shows that there has been a staggering 95% year-over-year increase in ransomware attacks. Now, more th...
03/25/2026

🚨 A recent report shows that there has been a staggering 95% year-over-year increase in ransomware attacks. Now, more than ever, is the time to make sure you are prioritizing the proper measures to strengthen your business's defenses.

Swipe through for a few ways to start ↩️

Interested in further protecting your business with cyber insurance? 🛡️ Let’s chat! Send us a DM for details.

Is your business ready for a stormy season? Whether it’s a literal storm or another unexpected event, comprehensive comm...
03/18/2026

Is your business ready for a stormy season? Whether it’s a literal storm or another unexpected event, comprehensive commercial insurance coverage offers the umbrella your team needs.

Protect yourself from the unexpected! Call our office today to schedule a complimentary coverage review.

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check. We ...
02/26/2026

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check.

We can help you:

✅ Perform an annual risk assessment to reduce potential claims.
✅ Review your deductibles and coverage with your agent.
✅ Combine policies to take advantage of multi-policy discounts.

Your insurance plan should evolve as your business grows and so should your savings opportunities.

If you're exploring options or wondering if your coverage still fits your needs, we're just a call away.

If you're running a business from home or have no employees, you might be wondering if you need to get small business co...
02/24/2026

If you're running a business from home or have no employees, you might be wondering if you need to get small business coverage. Here’s what you should know:

✅Most homeowner’s policies don’t fully cover business-related equipment or liability.
✅ A general liability policy is often a smart (and affordable) place to start for small business owners running their business out of their home.
✅ If you use a personal vehicle for deliveries, client meetings, or equipment transport, you may need commercial auto coverage, too.

Have questions about your current coverage or want help closing gaps? Just give us a call. We’re happy to help.

Owning a small business can come with a lot of considerations, regardless of whether you’re just starting out or have be...
02/19/2026

Owning a small business can come with a lot of considerations, regardless of whether you’re just starting out or have been running your business for years. One major thing that business owners need to consider is their commercial insurance coverage. It can be tricky for small businesses to balance cost and crucial coverage.

With that in mind, we wanted to share a few foundational coverages most small businesses benefit from:

✅ General Liability Insurance helps against bodily injury or property damage claims.
✅ Commercial Property Insurance can help cover buildings, equipment, and inventory.
✅ Business Owner’s Policy (BOP) will typically combine liability and property insurance into one affordable package.
✅ Workers’ Compensation Insurance is required in most states if you have employees.

Your needs will depend on your industry, size, and risk profile, but having the right coverage can help save you from costly surprises.

Our firm is here to help make sure that you have the coverage you need without breaking the bank. If you have a question about the right type of insurance for your small business, give us a call.

Address

113 W Chestnut Street
Jeffersonville, IN
47130

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 3pm

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