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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 4pm

Fulton Smith Insurance

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Jeffersonville, IN
Fulton Smith Insurance

Local insurance agency you can trust 🤝
Personal insurance • Kentucky commercial insurance • Independent agents 🛡️
Real relationships. Real protection.

09/02/2026

September is 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗔𝘄𝗮𝗿𝗲𝗻𝗲𝘀𝘀 𝗠𝗼𝗻𝘁𝗵 ❤️

Life insurance isn’t really about you, it’s about the people you love and what life would look like for them if you weren’t there.

It can help your family cover everyday expenses, a mortgage, debts, future education, and other financial responsibilities during an already difficult time.

For Fancy, protecting families isn’t just something she talks about with clients, it’s something she understands personally. Family is the reason behind the coverage. 🤍

This month is a great reminder to ask yourself: 𝗪𝗼𝘂𝗹𝗱 𝘁𝗵𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 𝗜 𝗹𝗼𝘃𝗲 𝗯𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝗹𝘆 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱 𝗶𝗳 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗵𝗮𝗽𝗽𝗲𝗻𝗲𝗱 𝘁𝗼 𝗺𝗲?

If you don’t know the answer, let’s talk. We’re here to educate you, explain your options, and help you find coverage that makes sense for your family.

09/01/2026

Most homeowners know they have insurance.

But knowing you have a policy and understanding what that policy protects are two very different things. 🏡

Homeowners insurance can include protection for your home itself, personal belongings, liability, additional living expenses, and other coverages, but the limits, exclusions, and details matter.

And that's where we see the biggest misunderstandings.

You don't need to memorize your policy. You just need an agent who's willing to sit down, explain it, and answer the questions that apply to *your* home.

That's part of what we're here for at Fulton Smith Insurance.

⏳ If it's been a while since someone actually explained your homeowners coverage to you, give us a call.

08/31/2026

Community is more than where we do business, it’s where we show up. ❤️

This weekend, Mark had the opportunity to take part in the Hope In Motion Benefit Ride for Project Recovery, supporting an important cause and spending the day alongside people who care about making a difference in our community.

At Fulton Smith Insurance, being local has always meant more to us than having an office here. It means supporting our neighbors, getting involved, and showing up for the people and organizations working to make our community stronger.

We’re grateful to everyone who helped organize, participate in, and support the Hope In Motion Benefit Ride. Proud to have been a small part of it!

08/28/2026

Fulton Smith Insurance will be closing at noon today. If you have an emergency please call the office @812-725-0815 and leave a voicemail and we will contact you as soon as possible. Hope everyone has a fantastic weekend. Thank you

08/26/2026

You've probably heard that bundling your home and auto insurance can save money, but that's only part of the conversation. 🏡🚗

Sometimes bundling can create savings and make managing your insurance simpler. Other times, separating policies between companies may make more sense.

That's one of the advantages of working with an independent agency: we can actually compare the options instead of assuming one approach is automatically best.

Saving money is great. Finding the right combination of price and protection is even better.

👉 Let us do the comparing for you.

08/25/2026

There’s nothing better than hearing that a client walked away feeling informed and confident about their coverage. 🤍

Thank you, Jack C., for the kind words about Fancy K.! Taking the time to thoroughly explain policies and make sure our clients understand their protection is exactly the kind of service we believe in at Fulton Smith Insurance.

Great job, Fancy! 👏 And thank you, Jack, for trusting us with your insurance needs.

08/24/2026

“Why did my homeowners insurance go up when I didn't even have a claim?”

We hear versions of this question all the time. 🏡

The important thing to understand is that your own claims history isn't the only thing that can affect insurance costs. Rebuilding costs, labor and materials, weather losses, your location, coverage changes, and carrier-specific factors can all play a role.

And that's why I don't like giving people a generic answer when they ask about their rate. Your situation deserves an actual conversation.

📲 If your insurance has changed and you don't understand why, bring us your questions. We'll help you make sense of it.

08/21/2026

There’s a moment in this business that never becomes routine.

The phone rings, and you can immediately tell this isn't an ordinary call. 📞
There’s been an accident. A storm came through. Something happened at home. Someone simply doesn't know what to do next.

In those moments, people don't want an insurance slogan. They want someone to answer the phone and help them figure out the next step.
That’s the part of this business we take seriously.

You may buy insurance on an ordinary day, but its real value shows up on the days that aren't ordinary.

And when those days come, we want our clients to know they have someone in their corner. 🤍

08/20/2026

When business owners think about protecting their company, buildings, equipment, and inventory usually come to mind first.

But some of your most valuable assets walk out the door every afternoon.
Your people. 👥

A strong business isn't built by property alone. It’s built by the employees, knowledge, relationships, and leadership that keep the operation moving every day.

That’s why good commercial insurance conversations shouldn't begin and end with the building.

For Kentucky business owners, we want to understand the whole operation, because that's what you're actually working to protect.

👉 Building something worth protecting in Kentucky? We’d love to get to know your business.

08/19/2026

August means school routines are starting back up, which also means more time in the car for a lot of families. 🚗🎒

Morning drop-offs, practices, after-school activities, college move-ins, it adds up quickly.

And a dead battery or flat tire never seems to happen when you have nowhere to be.

That’s one of the everyday reasons we like being able to offer AAA memberships. It’s not just about taking a road trip. Sometimes it’s simply knowing someone can help when an already-busy day doesn't go according to plan.

📲 Ask us about AAA memberships and roadside assistance at Fulton Smith Insurance.

Address

700 East 10th Street
Jeffersonville, IN
47130

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 4pm

Telephone

+18127250815

Website

https://www.fultonsmith.com/, https://g.page/r/CfQnzei0RqNxEBM/review

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