Journey Financial, LLC - Jefferson, IA

09/08/2026

Planning Playbook Seminar – Planning for Tax-Efficient Retirement Withdrawals & Roth Conversions

Date: Thursday, September 24, 2026
Location: 121 E Lincoln Way, Jefferson, Iowa 50129 or via Zoom
Times: 10:00 AM or 5:00 PM (choose what works best for you)

Retirement income planning is about more than how much you spend; it’s also about where your income comes from and when you take it. Join Tim & Max as they discuss tax-efficient withdrawal strategies, Roth conversions, and key considerations for your retirement.

RSVP today to save your seat!

09/07/2026

As a reminder, our office will be closed on Monday, September 7th in observance of Labor Day.

09/05/2026

Thinking about joining the Journey Explorers Club for an unforgettable fishing adventure?

Join us for an informal informational meeting where we will go over all of the details for our upcoming trip to One Man Lake Lodge in Ontario, Canada!

Don’t miss out on September 15th at 5:00 PM at the Journey Financial Office, as we will share more about the trip, answer questions, and give you a chance to learn what to expect as we prepare to explore the beautiful English River in 2027!

RSVP today and come see what this adventure is all about!

09/04/2026

Join us in celebrating Kim on her 22-year anniversary with Journey Financial!

For more than two decades, Kim has been an invaluable part of our team, bringing her dedication, expertise, and commitment to everything she does. We are incredibly grateful for the time, talent, and heart she has shared with our team and our clients throughout the years.

Thank you, Kim, for 22 wonderful years of being a part of the Journey Financial family! We’re so lucky to have you on our team and look forward to celebrating many more milestones together. Journey Financial would not be what it is today without you!

09/03/2026

When you are working, income feels pretty straightforward: you receive a paycheck, and you use it to pay the bills.

But what happens when that paycheck stops?

For many retirees, income may come from a combination of sources. The challenge isn't simply knowing how much you have saved. It's knowing how to turn those different accounts and income sources into a retirement paycheck.

Which account should you draw from first? How much should you withdraw? When should you claim Social Security? And how might taxes affect the amount you actually get to spend?

That's why retirement income planning is about more than accumulating money. It's about creating a strategy for how your money will work for you once the paycheck stops.

09/03/2026

09/01/2026

What if your retirement strategy could help you manage not just investment risk, but tax risk, too?

Tax diversification means spreading your retirement savings across different account types that are taxed differently, such as:

Taxable accounts: Investments are held outside retirement accounts and may offer flexibility, with taxes depending on the type of income or gains.

Tax Deferred accounts: Contributions may receive tax benefits today, but withdrawals are generally taxable.

Roth accounts: Contributions are made with after-tax dollars, and qualified withdrawals are generally tax-free.

Why does this matter? Because no one knows exactly what tax rates will look like in the future. Having different types of accounts can give you more flexibility when deciding where to take income from in retirement.

Tax diversification isn't about predicting the future, it's about preparing for it. Want to learn how tax diversification could fit into your financial plan? Let's start the conversation.

08/31/2026

Alaska, you were unforgettable!

Our first Journey Explorers Club adventure was filled with breathtaking views, incredible memories, and an amazing group of travelers. Here's to the first of many!

08/29/2026

We think it's kinda chic to make financial decisions with confidence!

08/27/2026

Every Stage Matters

Financial security is an important part of retirement, but so are the experiences, relationships, and opportunities that give your life purpose. Whether you dream of traveling, volunteering, spending more time with family, pursuing hobbies, or simply enjoying a slower pace, your financial plan should support the lifestyle that's meaningful to you.

No matter what stage of life you're in, thoughtful planning today can help create the freedom to enjoy tomorrow.