Dan Reid at Prosperity Home Mortgage

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Jefferson Valley, NY
Dan Reid at Prosperity Home Mortgage

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I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR # 429695
PHM, LLC NMLSR # 75164

10/28/2026

Appraisal reports are getting a major update. 👀🏠

Beginning November 2, the industry moves to UAD 3.6 for new conventional appraisal reports submitted to UCDP. The redesigned report uses more structured, standardized property information, which may mean greater detail around:

📐 Square footage and measurements
🏡 ADUs, additions and converted spaces
🔨 Renovations, updates and property features
📸 Photos, condition and potential discrepancies

A longer report does not automatically mean something is wrong. The new format does not create property issues. It may simply make existing details more visible and consistent.

Sellers and real estate colleagues can help by sharing permits, plans, renovation history, accessory-unit information and any known differences between listing and public-record square footage as early as possible.

More detail. Fewer surprises. 💙

10/28/2026

Behind every emergency call are people ready to help.

This First Responders Day, we honor the firefighters, law enforcement officers, EMTs, paramedics, and dispatchers who serve our communities with courage and compassion.

From all of us at Prosperity Home Mortgage, thank you for answering the call and helping keep our neighbors safe. 💙

10/27/2026

5.0 star review received on Experience.com for Daniel Reid by Ann C - Dealing with Daniel Reid at Prosperity Home Mortgage was straightforward, and the service and support were clear throughout the process. His advice and communication were consistent, and the purchase process stayed on track.

Read more: https://experience.com/reviews/daniel-reid-1729529094/298e5146-823e-4a28-91b7-9f809a104b5f?V=1793119332&utm_source=facebook&utm_medium=autopost&utm_content=13784491

10/27/2026

🏡 Your next chapter doesn't have to wait for your current home to sell!

Found the perfect next home but haven't sold your current one yet? You may have more options than you think. 🔑

With our Path to Prosperity financing solutions, qualified buyers may be able to purchase their next home without selling first—even making a non-contingent offer!

💡 Less pressure to time two transactions perfectly. More flexibility to make your next move.

Because on your Path to Prosperity, the right financing strategy can open doors you didn't know were possible.

NMLSR ID #429695
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/26/2026

The mortgage rate is one number. The opportunity depends on the whole picture. 🏡

Small investors accounted for approximately 14.5% of home purchases in August, up from 13.6% a year earlier—even as higher rates remained part of the equation.

For someone considering a rental property, local demand, purchase price, ongoing expenses, and financing all deserve a closer look. Those details can vary from one neighborhood to the next.

That’s where local perspective matters. We're here to help you explore financing options alongside the market insights your real estate agent brings to the table.

Considering your first investment property or your next one? Let’s talk through the numbers and how they fit your long-term goals.

NMLSR ID #429695
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/25/2026

5.0 star review received on Experience.com for Daniel Reid by CHARLES F - Dan was hand's on and if he didn't answer the phone, always got back to me right away.

Read more: https://experience.com/reviews/daniel-reid-1729529094/d1948c8c-57a8-48cc-be6e-ba54470f9fce?V=1792946072&utm_source=facebook&utm_medium=autopost&utm_content=13780605

10/24/2026

5.0 star review received on Experience.com for Daniel Reid by B. F - Dan is very responsive to the agents and our clients. He always kept me in the loop all through the process, and answered all our questions quite quickly.

Read more: https://experience.com/reviews/daniel-reid-1729529094/5dd6839c-ab40-404f-97eb-e15b47c7b2c0?V=1792848244&utm_source=facebook&utm_medium=autopost&utm_content=13777197

10/23/2026

A little more breathing room in your pocket during year one? That’s the idea behind Rate Relief+. We provide the lender subsidy for an eligible 1-0 temporary buydown, lowering your interest rate by one percentage point—and your monthly payment—during the first year.

Want to see how it could fit your plans? Contact us. Available on eligible fixed-rate purchase loans. Eligibility and program requirements apply. A buydown may not be right for every borrower.

NMLSR ID #429695
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/22/2026

5.0 star review received on Experience.com for Daniel Reid by RODION K - effective, fast, responsive

Read more: https://experience.com/reviews/daniel-reid-1729529094/87d9c3cc-ec6f-4096-87b9-67a7b3fe124e?V=1792680370&utm_source=facebook&utm_medium=autopost&utm_content=13769543

10/21/2026

Great Scott! If your house hunt took you back to 1985, you’d find smaller price tags, double-digit mortgage rates, and no saved searches on your phone. ⚡🏡

Today, we can tour homes from the couch and upload mortgage documents without firing up a fax machine. Still waiting on those flying cars, though.

But lower rates than the ’80s don’t automatically mean a lighter monthly payment. Home prices, income, down payment, taxes and insurance all help shape what fits your budget.

Every decade has its homebuying challenges. The goal is to build a plan for the market—and the life—you’re in!

Connect with us to explore your options. No DeLorean required.

NMLSR ID #429695
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Address

703 E Main Street Suite 1A
Jefferson Valley, NY
10535

Telephone

+18459267079

Website

https://www.phmloans.com/mortgageconsultant/danreid

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