Flat Branch Home Loans- Aimee Wieberg NMLS #836319

Flat Branch Home Loans- Aimee Wieberg NMLS #836319 I offer all types of loan programs including: first time home buyer, FHA, VA, USDA, conventional and jumbo loans. Equal Housing Lender. NMLS 224149.

Our underwriters and processors are in house where we are located this helps your loan process to ensure a smooth and on time closing. Having our underwriters immediately accessible if there are unique situations that come up pertaining to credit or properties is very important when negotiating a contract for the home of your dreams. I look forward to the opportunity of finding the financial solut

ion that best fits your current circumstance. Contact Aimee Wieberg
[email protected]
NMLS #: 836319

Office: (573)659-0656
Cell: (573)680-2437

A division of Flat Branch Mortgage, Inc. For licensing information, go to: nmlsconsumeraccess.org

Saving for a home can feel like a big hurdle, but the right support can make all the difference. πŸ’š Down payment assistan...
06/16/2026

Saving for a home can feel like a big hurdle, but the right support can make all the difference. πŸ’š Down payment assistance programs are designed to give buyers a boost by lowering upfront costs and making homeownership within reach.

With that extra boost, you may be able to move forward sooner, keep more savings in your pocket, and feel more confident in your purchase.

For more information on down payment assistance, visit here: https://flatbranchhomeloans.com/loan-programs/down-payment-assistance

When buying a home, taxes play a bigger role than most people expect! 🏑 Property taxes are included in your monthly mort...
06/11/2026

When buying a home, taxes play a bigger role than most people expect! 🏑

Property taxes are included in your monthly mortgage payment, which means higher taxes can impact how much home you can comfortably afford. Even if two homes have the same price, different tax rates can change your monthly payment significantly. πŸ’°

Our job is to help you look at the full picture, not just the purchase price. We're here to guide you toward a payment that feels comfortable, sustainable, and supportive of your goals now and in the future! πŸ’š

Have questions? Reach out today!

Buying a home is a journey, and being familiar with the steps makes it feel a whole lot smoother! Here's the path from s...
06/09/2026

Buying a home is a journey, and being familiar with the steps makes it feel a whole lot smoother!

Here's the path from submitting an application to getting keys in hand:
πŸ“ Apply and get pre-approved
🏑 Shop for homes within your budget
✍️ Make an offer and go under contract
πŸ“‚ Our team prepares your file and reviews your documents
βœ… Get cleared to close
πŸ”‘ Sign the paperwork and receive your keys

Have questions about the process? Let's talk!

Your LTV ratio can directly affect your monthly payment and overall loan costs. πŸ’΅ Loan-to-value = loan amount Γ· home val...
06/04/2026

Your LTV ratio can directly affect your monthly payment and overall loan costs. πŸ’΅

Loan-to-value = loan amount Γ· home value Γ— 100

LTV stands for loan-to-value, or how much you’re borrowing compared to the home’s value.

Why it matters:
πŸ“ˆ Higher LTV can mean a higher payment
πŸ’° Lower LTV could help you save over time

Even a small change in your down payment can impact your LTV ratio. βœ…

Let’s get you home!

Unsure if you're ready to buy? πŸ€” Here are a few signs you might be closer than you think: βœ”οΈ You have consistent income ...
06/02/2026

Unsure if you're ready to buy? πŸ€” Here are a few signs you might be closer than you think:

βœ”οΈ You have consistent income and at least 2 years of work history
βœ”οΈ Your credit score is in a qualifying range and you are managing debt well
βœ”οΈ You have some savings built for a down payment plus closing costs

Want to discuss your options further? Reach out today!

Homeownership looks different for everyone, and choosing your path starts with finding the right loan program. 🏑 Here ar...
05/28/2026

Homeownership looks different for everyone, and choosing your path starts with finding the right loan program. 🏑

Here are the most common options:

🌾 USDA for eligible rural areas with zero down options
🏠 FHA with flexible guidelines and low down payments
πŸŽ–οΈ VA for eligible veterans with zero down benefits
πŸ”‘ Conventional for buyers with strong credit and flexible terms

Your path to homeownership should match your goals. πŸ’š Let's talk!

Breathing room matters when it comes to your budget! A lower debt-to-income ratio can make a difference. πŸ‘‡ DTI shows how...
05/26/2026

Breathing room matters when it comes to your budget! A lower debt-to-income ratio can make a difference. πŸ‘‡

DTI shows how much of your monthly income goes toward debts like car payments, credit cards, and student loans. πŸ’°

When that number is lower, you have more flexibility in your budget, you can qualify more comfortably, handle unexpected expenses, and enjoy homeownership without feeling stretched every month! πŸ”‘

Have questions? Reach out today!

Ask first, stress less! πŸ’¬Before making an offer, there are a few important questions buyers should ask to stay informed:...
05/21/2026

Ask first, stress less! πŸ’¬

Before making an offer, there are a few important questions buyers should ask to stay informed:
πŸ€” How will my loan structure affect my long-term costs?
πŸ€” What could change between pre-approval and closing?
πŸ€” What financial moves should I avoid right now?

Clear answers upfront can prevent surprises later! Have questions? Let's talk! πŸ“±

Homebuyers, don't skip this! 🚨 Buying a home is exciting, but there are a few common red flags to watch out for:⏳ Pressu...
05/14/2026

Homebuyers, don't skip this! 🚨

Buying a home is exciting, but there are a few common red flags to watch out for:
⏳ Pressure to skip inspections or rush decisions
πŸ› οΈ Major repairs with limited disclosure
πŸ“Š Big changes to numbers late in the process

Have questions? Let’s talk and make sure you feel comfortable moving forward! πŸ“±

When you're house hunting, the right location can matter just as much as the home itself. 🏠 Here are a few things to thi...
05/12/2026

When you're house hunting, the right location can matter just as much as the home itself. 🏠

Here are a few things to think about when narrowing your search:
πŸš— Commute times and daily convenience
🏫 School districts and future resale value
🌳 Nearby amenities like parks, shopping, and healthcare
πŸ“ˆ Long-term growth and neighborhood stability

The right location can support your lifestyle today and your investment tomorrow! βœ…

Address

630 Bolivar Street Ste 102
Jefferson City, MO
65101

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