Richard Hall, Mossy Creek Financial

10/08/2025

Let’s Talk About Life Insurance!

Many people take advantage of group life insurance
offered by their employer as part of their employee benefit package.

But contrary to popular belief…
your group life insurance does not go with you when you change jobs or retire.
This can leave your family in a bad financial situation.

08/23/2024

Tax-efficient investing is essential for maximizing your investment returns. In 2024, the investment landscape continues to evolve with new tax laws, economic conditions, and market opportunities. By implementing tax-efficient strategies, investors can keep more of their hard-earned money while working towards their financial goals.

In 2024, the investment landscape continues to evolve with new tax laws, economic conditions, and market opportunities.

02/02/2024

Tennessee's Property Tax Relief Program exemplifies the state's commitment to supporting its elderly and disabled residents.

Tennessee's Property Tax Relief Program exemplifies the state's commitment to supporting its elderly and disabled residents.

10/19/2023

The unexpected loss of a key employee or owner can create significant challenges for a business. However, with proper planning and the use of life insurance policies that offer death benefits, a business can better prepare for such unfortunate events.

The unexpected loss of a key employee or owner can create significant challenges for a business. However, with proper planning and the use of life insurance ...

08/19/2023

Technology giants continue to command attention and investment as digital transformation accelerates across industries. Companies at the forefront of e-commerce, cloud computing, and digital services have exhibited remarkable growth potential, capturing the market’s appetite for innovation.

As we delve into the heart of the current financial market, it's essential to explore the trends and insights shaping our investment decisions and fina ...

06/06/2023

Today we are going to be discussing a tool that can play a significant role in your retirement planning, Whole Life Insurance.

Today we are going to be discussing a tool that can play a significant role in your retirement planning, Whole Life Insurance.

05/17/2023

In most cases, higher interest rates mean a stock market that declines in value. This is because when interest rates rise, companies will borrow less money. The result is their earnings will grow at a slower rate than investors expect. This has a ripple effect across all sectors of the stock market.

Rising interest rates have had a negative effect on investments in the past. When interest rates rise, the cost of borrowing money increases.

05/02/2023

There is a lot of misinformation about estate planning. Many attorneys will tell you to set up a will. However, a will only work after you die. It will make sure the assets will be distributed to your beneficiaries. In order for the assets to be distributed they will have to go through probate and that requires a lawyer.

A living trust eliminates the need for probate. You specify how you want your property distributed after you die. A living trust is also more flexible.

04/13/2023

There are many tax-saving investment options available, but not all are equal. To make the most of your money, it’s important to choose the right investments.

It’s that time of year again! The start of a new year is a great time to reflect on your finances and make some changes to save money. One of the best ways ...

10/05/2022

Looks like it is going to be great weather Friday night! ... Plan to attend the FREE "Blues Festival" at "The Historic Mossy Creek District in Jefferson City" . . . I am proud to be a sponsor!