Midwest Financial

08/23/2026

🚨 Medicare Myth vs. Reality

The Myth: "I've got Medicare figured out!"
The Reality: A new study found that while 89% of people feel confident about Medicare, only 13% actually understand their options.
Missing the fine print can mean unexpected 20% coinsurance bills or lifetime penalty fees.
You don't have to guess! A licensed agent helps you navigate the hidden traps, compare plans, and protect your budget—at zero cost to you.

📲 Unsure about your coverage? Send me a message today for a free, quick checkup!

While many individuals believe they have a firm grasp on their Medicare benefits, the reality is far different, according to a new survey. | While many individuals believe they have a firm grasp on their Medicare benefits, the reality is far different, according to a new survey.

08/17/2026

•Estrogen-only menopausal hormone therapy was linked with reduced Alzheimer's pathology in an autopsy study.

•Estrogen treatment was also tied to lower odds of dementia diagnosis.

More than 20 years after landmark trial, hormone replacement treatment remains controversial

06/04/2026

🚨 Medicare GLP-1 Bridge Program 🚨

Beginning July 1, 2026, CMS will make certain GLP-1 medications available to eligible Medicare Part D beneficiaries for the treatment of obesity and weight loss. This is a temporary demonstration that will run through December 31, 2027.
CMS will manage this program; it is separate from the beneficiary’s Medicare Part D coverage.

What this means for Medicare beneficiaries:

Medicare GLP-1 Bridge:
•Beneficiaries seeking GLP-1 medications for weight loss may be eligible through the Medicare GLP-1 Bridge if they meet the program’s criteria related to age, BMI, prescribed usage indication for weight loss in combination with lifestyle modifications, and other qualifying conditions.
To determine eligibility, clients should work with their provider to submit the Medicare GLP-1 Bridge prior authorization request to CMS.

•Pharmacies will collect the $50 copay amount and send a claim to the Medicare GLP-1 Bridge processor. If the pharmacy attempts to bill the beneficiary’s Part D plan, they will receive a rejection.

•The Medicare GLP-1 Bridge program does not change the beneficiary’s Part D coverage.
Beneficiaries using GLP-1 medications for Part D covered indications, such as diabetes, diabetes and cardiovascular, or sleep apnea, may continue to have coverage through their plan. Please see the plan’s Formulary and Evidence of Coverage (EOC) for complete coverage details.

•Medicare GLP-1 Bridge program medication costs do not count toward Part D maximum out-of-pocket costs.

•The Medicare GLP-1 Bridge is a CMS demonstration and is subject to change or termination by CMS at any time. We will continue to keep you informed and share information as it becomes available.

04/03/2026

News you can use:

1) Important Medicare Deadlines
2) Medicare Extends Hospital-at-Home and Telehealth Coverage
3) The importance of Life Insurance for the Self- Employed

Stay informed on Medicare & life insurance changes by 2025. Contact us for expert guidance on your options!

03/08/2026

It appears that Elevance (Anthem) Medicare Advantage Plans are soon to be sanctioned. Given the ongoing issues Anthem has faced over the years, this development is not unexpected. We welcome the increased CMS oversight of their business practices— which were long overdue.

The Trump administration has threatened to sanction Elevance Health's Medicare Advantage plans if the insurer does not address concerns around compliance with requirements for submitting risk adjus | The Trump administration has threatened to sanction Elevance Health's Medicare Advantage plans if th...

12/22/2025

Recent evidence strongly supports the long-held belief that oral hygiene is critical to your overall health.

“The team looked at previous research showing that people with worse gum disease tend to have a higher risk of several major cardiovascular problems, including heart attack, stroke, irregular heart rhythms, heart failure and peripheral artery disease.”

New research reveals strong links between gum disease and heart problems. Plaque buildup in gums may signal increased cardiovascular risk for patients.

12/09/2025

We are glad to help local organizations, especially youth organizations who are trying to meet their goals. We look forward to seeing your progress and supportng you next year!

We couldn’t leap toward our goals without the support of amazing partners like Midwest Financial . 🩰
Your belief in our dancers keeps our studio moving forward and our hearts full. 💖

12/02/2025

Aetna clients in St. Louis and KC:

“BJC of St. Louis/St. Lukes of Kansas City and Aetna have agreed on key terms and are working to finalize documentation for an uninterrupted contract renewal effective January 1, 2026, for Aetna’s commercial and Medicare Advantage plans. Members will be notified once the agreements are finalized.”

11/30/2025

We are hopeful for some positive movement regarding the expiring ACA subsidies..

“The planned eligibility cap would limit the subsidies to individuals with income up to 700 percent of the federal poverty line.”

“The White House’s plan would call on Congress to appropriate funds for cost-sharing reductions, which would reduce out-of-pocket health costs for ACA plans.”

https://tinyurl.com/278nxswdg ent

Republicans have been eager for Trump to reveal his preferences on expiring Affordable Care Act subsidies.

11/20/2025

Although the federal shutdown has ended, November SNAP (food assistance) may still experience impacts. Below are the following resources for those who may need assistance.

•United Way: Dial 211 or visit 211.org for local food pantries, meal sites, and emergency assistance

•Feeding America: feedingamerica.org/find-your-local-foodbank

•USDA National Hunger Hotline: 1-866-3-HUNGRY (1-866-348-6479) or 1-877-8-HAMBRE (Spanish)

Find the Feeding America member food bank nearest you. Over 200 member food banks can connect you with free food, food pantries, soup kitchens, and holiday food boxes in your community.