TJ Ralston - NMLS# 1374466 - Jefferson Bank

TJ Ralston - NMLS# 1374466 - Jefferson Bank A Division of The Central Trust Bank
I am here to assist customers through the mortgage loan process!

🥤 Big vacation vibes. Smaller vacation budget. 😎You don’t need luxury prices to make unforgettable memories. Check out o...
06/23/2026

🥤 Big vacation vibes. Smaller vacation budget. 😎
You don’t need luxury prices to make unforgettable memories. Check out our favorite tips for planning a fun, affordable getaway this season! 🌎✨

Read more 👉🏻 www.jefferson-bank.com/learning-center/vacationing-on-a-budget

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

🍉 Dear Summer: We’ve been waiting for you. ☀️From cannonballs at the pool to nights spent catching lightning bugs, the s...
06/21/2026

🍉 Dear Summer: We’ve been waiting for you. ☀️
From cannonballs at the pool to nights spent catching lightning bugs, the season of sunshine and good vibes is finally here. ✨

Happy First Day of Summer!


Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

💙 Dads: the original life coaches, road trip DJs, and masters of the “don’t make me pull this car over” warning. 🚗😂Thank...
06/21/2026

💙 Dads: the original life coaches, road trip DJs, and masters of the “don’t make me pull this car over” warning. 🚗😂

Thank you for the guidance, the support, and the memories that stick with us forever.

Wishing all the dads and father figures a very Happy Father’s Day! ✨


Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

🏡 Homebuying comes with a lot of excitement… and a lot of important decisions.Knowing what to do — and what to avoid — c...
06/19/2026

🏡 Homebuying comes with a lot of excitement… and a lot of important decisions.

Knowing what to do — and what to avoid — can help make the process smoother, less stressful, and set you up for success long after closing day. 🔑✨

Whether you’re buying your first home or your next one, these simple do’s and don’ts are great reminders to keep in mind during your journey!

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

Juneteenth reminds us that freedom and unity are powerful forces for change.Today, we celebrate the strength, spirit, an...
06/19/2026

Juneteenth reminds us that freedom and unity are powerful forces for change.
Today, we celebrate the strength, spirit, and stories that define this historic day.
Let’s keep pushing for justice, unity, and equality. 🫱🏽‍🫲🏿

In observance of the holiday, our offices will be closed today Friday, June 19.

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

💙 Your first home journey starts here.An FHA loan can help first-time buyers move forward with confidence thanks to flex...
06/18/2026

💙 Your first home journey starts here.
An FHA loan can help first-time buyers move forward with confidence thanks to flexible qualifications and affordable upfront costs. 🏠✨

✔️ 3.5% down payment option
✔️ Credit scores starting at 580
✔️ Government-backed loan program
✔️ Ability to service payments in-house — meaning you can make your payments to us

Homeownership may be more possible than you think. 👉 www.jefferson-bank.com/tjralston

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

✨PRO TIP: That low rate offer you saw? It might come with strings attached! 🏠 Before buying a home, team up with a trust...
06/16/2026

✨PRO TIP: That low rate offer you saw? It might come with strings attached! 🏠 Before buying a home, team up with a trusted mortgage loan officer who will guide you to the best deal.

Ready to learn more? Check out this quick guide on applying for a mortgage! >>> www.jefferson-bank.com/learning-center/what-to-know-before-applying-for-a-home-loan-infographic/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

New school year… new home? 👀✨If that’s the goal, don’t wait until summer flies by!Starting your mortgage process early h...
06/12/2026

New school year… new home? 👀✨
If that’s the goal, don’t wait until summer flies by!

Starting your mortgage process early helps make your move smoother, easier, and way less stressful.

📩 Send me a message and let’s get moving!

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

🔑 Tap into your home’s potential with a HELOC!Whether you’re planning a project, paying down higher-interest debt, or co...
06/11/2026

🔑 Tap into your home’s potential with a HELOC!
Whether you’re planning a project, paying down higher-interest debt, or covering life’s big moments, a Home Equity Line of Credit gives you flexible access to funds when you need them most. ✨
🏠 Home upgrades
🎓 Education expenses
💳 Debt consolidation
🌴 Future adventures

Get started today 👉 www.jefferson-bank.com/tjralston

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

Summer is for backyard BBQs, pool days… and hopefully NOT sky-high utility bills 😅💸A few small changes around the house ...
06/09/2026

Summer is for backyard BBQs, pool days… and hopefully NOT sky-high utility bills 😅💸
A few small changes around the house can help keep more money in your pocket this season:
🪟 Close blinds during the hottest part of the day
🌀 Use fans to circulate cool air
🍔 Grill outside instead of heating up the kitchen
💡 Switch to energy-saving light bulbs

Little savings around the house can add up in a big way 🙌

More summer-saving tips here! ☀️ www.jefferson-bank.com/learning-center/tips-to-lower-your-summer-utility-bill/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

700B Southwest Boulevard
Jefferson City, MO
65109

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