TJ Ralston - NMLS# 1374466 - Jefferson Bank

TJ Ralston - NMLS# 1374466 - Jefferson Bank A Division of The Central Trust Bank
I am here to assist customers through the mortgage loan process!

🏡 Homebuying isn’t just about finding the perfect house… it’s about knowing your numbers.Before you start touring houses...
09/15/2026

🏡 Homebuying isn’t just about finding the perfect house… it’s about knowing your numbers.

Before you start touring houses, take a step back and look at your monthly cash flow. One of the best things you can do is track your spending for a couple months so you know what you can comfortably afford.

Don’t forget to plan for:
✅ closing costs
✅ property taxes
✅ homeowners insurance
✅ utilities + monthly living expenses

A strong budget = a smoother homebuying experience.
If you’re not sure where to start, I’m happy to help! 📲 www.jefferson-bank.com/learning-center/understand-your-cash-flow-before-purchasing-a-home/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

🍂 Cooler temps = the perfect excuse to give your home a little TLC! Here are 5 easy projects to freshen up your home and...
09/11/2026

🍂 Cooler temps = the perfect excuse to give your home a little TLC! Here are 5 easy projects to freshen up your home and boost its curb appeal this fall:

🍁 Refresh the Front Door – Add a fresh coat of paint in a cozy fall-inspired color.
🌿 Spruce Up Your Planters – Swap summer blooms for mums, pansies or seasonal greenery.
💡 Brighten Up the Exterior – Add outdoor lighting for those earlier sunsets.
📬 Upgrade Your Curb Appeal – Give your mailbox and house numbers a fresh look.
🧹 Clean Up Outside – Power wash the exterior, clear the gutters and tidy up for the season.

Which one is on your fall to-do list? 🍂👇

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

Patriot’s Day reminds us of the courage, sacrifice, and resilience that defined our nation in the wake of 9/11. Today, w...
09/11/2026

Patriot’s Day reminds us of the courage, sacrifice, and resilience that defined our nation in the wake of 9/11. Today, we honor those we lost and those who showed incredible strength. 🕊️🇺🇸

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

You’ve worked hard to build your career. Now, let’s talk about building the home that fits your next chapter. 🏡✨Jefferso...
09/10/2026

You’ve worked hard to build your career. Now, let’s talk about building the home that fits your next chapter. 🏡✨

Jefferson Bank’s Professional Business Mortgage Loan is designed with professionals in mind, including:
⚖️ Lawyers
🛠️ Engineers
🎓 College & University Professors

Whether you’re newly established in your career or have years of experience, we’re here to help you explore financing options that fit your goals.

Ready to make your next move?
👉 www.jefferson-bank.com/tjralston

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

🔑 Ready to level up your homeownership game?Building equity is all about making moves today that can benefit you down th...
09/08/2026

🔑 Ready to level up your homeownership game?

Building equity is all about making moves today that can benefit you down the road. 🏡💰 Check out these tips for growing your home’s equity and investing in your future! www.jefferson-bank.com/learning-center/tips-to-building-equity-in-your-home/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

Here’s to the people who show up, work hard, and make a difference every day! 👏🏽✨ Wishing our customers, friends, and co...
09/07/2026

Here’s to the people who show up, work hard, and make a difference every day! 👏🏽✨ Wishing our customers, friends, and communities a happy and safe Labor Day! 🇺🇸❤️

In observance of the holiday, our offices will be closed Monday, September 7.

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

🏠 Your dream home should fit your life and your budget. 💙A mortgage isn’t one-size-fits-all! The right loan and payment ...
09/04/2026

🏠 Your dream home should fit your life and your budget. 💙
A mortgage isn’t one-size-fits-all! The right loan and payment strategy can help you feel more confident about your homebuying budget. 🔑💰

Ready to find your fit? Let’s talk!

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

Your mortgage should fit your life today—not the life you had when you first signed on the dotted line. 🏡✨Refinancing co...
09/03/2026

Your mortgage should fit your life today—not the life you had when you first signed on the dotted line. 🏡✨

Refinancing could help you adjust your loan to better match your current goals, whether that means exploring a lower payment, accessing equity, or simply finding more flexibility.

Curious if refinancing makes sense for you? Let’s talk. 💬
👉 www.jefferson-bank.com/tjralston

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

✨ Pinterest board: FULL.🛠️ Home project list: GROWING.💰 Budget: Let’s talk about it.Before you turn those home makeover ...
09/01/2026

✨ Pinterest board: FULL.
🛠️ Home project list: GROWING.
💰 Budget: Let’s talk about it.

Before you turn those home makeover dreams into reality, learn how to create a budget that keeps your project on track and your wallet happy! 🏡
www.jefferson-bank.com/learning-center/6-tips-for-budgeting-and-saving/

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

✨🏡 Mortgage Tip of the Day: Your rate is unique to YOU.Lenders look at a mix of factors—like your credit score and loan ...
08/28/2026

✨🏡 Mortgage Tip of the Day: Your rate is unique to YOU.
Lenders look at a mix of factors—like your credit score and loan type—to determine what you qualify for.

Understanding what impacts your rate can help you feel more prepared and confident when it's time to buy.

Ready to see where you stand? I'm here to help!
📲 www.jefferson-bank.com/tjralston

Jefferson Bank | A Division of The Central Trust Bank | Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

700B Southwest Boulevard
Jefferson City, MO
65109

Telephone

+15736340863

Website

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